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Monday, October 22 • 2:40pm - 3:10pm
RIP Credit Cards? Emerging Models for Buy Now, Pay Later

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The $93 billion U.S. market for credit card issuing has ambitious new challengers offering a new breed of buy now, pay later purchases. Klarna and PayPal are two of the innovative companies leveraging credit decisioning algorithms and new online data sources to create an appealing alternative to credit cards. Learn from senior execs at Klarna and PayPal how they are using different models to achieve a common goal--to increase average order value and conversions for retailers and enable seamless checkout and greater purchasing power for consumers.

avatar for Steve Mott

Steve Mott

Principal, BetterByDesign
Steve Mott is a 35-year veteran of the electronic payments and security industry, specializing in payments landscape and strategic assessments, analyses of transaction economics, innovative uses of debit networks, evaluations of authentication, security and fraud mitigation technologies... Read More →

avatar for Darrell Esch

Darrell Esch

VP & Commercial Officer for Global Credit, PayPal
Darrell is Vice President and Commercial Officer for Global Credit at PayPal, responsible for PayPal's global financing solutions teams. He joined PayPal in 2010 and spent his first three years in the Global Product Management team, serving as Vice President of Payment Products. In... Read More →
avatar for Michael Rouse

Michael Rouse

Chief Commercial Officer, Klarna
Michael joined Klarna as Chief Commercial Officer in 2015 from American Express, where he held executive positions within global sales, business development and marketing. He started as head of sales for the EMEA region at American Express Corporate Services, moved on to vice president... Read More →

Monday October 22, 2018 2:40pm - 3:10pm
Wavemakers at Lido Ballroom, Level 3