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Sunday, October 21
 

9:55am

AI & Deep Learning Track: Chairperson's Welcome
How will the financial services industry harness the mind-blowing opportunities—and address the ethical challenges—as the lines blur between humans and robots?
The concept of Artificial Intelligence has existed for decades, but now its applicability has grown to have far-reaching implications for the world around us. Roll up your sleeves as the explorers pushing the boundaries of the technology—top data scientists and industry leaders—elaborate on the latest innovations, such as Deep Learning and Adversarial Networks, and explore how AI can be applied to complex problems in financial services and commerce, today and in the future.

Speakers
avatar for David Shrier

David Shrier

Associate Fellow, University of Oxford; Lecturer & Futurist, MIT Media Lab; Founder & CEO, Distilled Analytics
David Shrier is a globally recognized authority on financial innovation, and is the CEO of Distilled Analytics, a predictive analytics company using AI to transform financial services. He also leads the University of Oxford's online programmes Oxford Fintech and Oxford Blockchain... Read More →


Sunday October 21, 2018 9:55am - 10:00am
Cyber Dome at Murano Ballroom, Level 3

9:55am

Digital Identity & Biometrics Track: Chairperson's Welcome
How and when will we finally solve for this most fundamental requirement—to securely authenticate that an individual has permission to complete a specific transaction?

A seamless and secure means to accurately identify each online user is fundamental to payments, commerce and finance, especially in an increasingly digital economy. Identity thieves stole $16 billion from U.S. consumers in 2017 and almost 20 percent of financially excluded adults globally are denied access because they lack the legal documents to prove their identity. Learn how biometrics and other technologies are helping to authenticate consumers, secure and streamline transactions and provide greater access to the financial system.

Speakers
avatar for Bianca Lopes

Bianca Lopes

Identity Strategist, Consultant & Speaker
Naturally Curious. Fascinated by humans. Electrified by all that is possible when you can dream as big as the world is. Bianca is a Serial Entrepreneur, Experienced Speaker in Technology, Identity, Trust & Data. Seasoned Business Development Strategist, Leader & Senior Executive... Read More →


Sunday October 21, 2018 9:55am - 10:00am
The Vault at Titian Ballroom, Level 2

9:55am

Globalization Track: Chairperson's Welcome
Who will be the biggest winners—and who could get left behind—as FinTech crosses geographical borders and new global hubs emerge?
FinTech is a global phenomenon, with hubs of innovation on every continent, reaching from Asia to LATAM, from Europe to Africa and from China to North America. A global marketplace requires financial solutions within and across international borders that are interoperable, fast and cost-effective for all stakeholders. Take a journey with us around the world of financial innovation.

Speakers
avatar for Henri Arslanian

Henri Arslanian

FinTech & Crypto Leader, Asia, PwC
Henri Arslanian is the PwC FinTech & Crypto Leader for Asia, the Chairman of the FinTech Association of Hong Kong and an Adjunct Associate Professor at the University of Hong Kong where he teaches the first FinTech university course in Asia. With over 400,000 LinkedIn followers, Henri... Read More →


Sunday October 21, 2018 9:55am - 10:00am
Wavemakers at Lido Ballroom, Level 3

9:55am

Regulation & Regtech Track: Chairperson's Welcome
What are the approaches and technologies that will help us to balance consumer protection with disruptive innovation in financial services?
Regulatory compliance, although important for consumer protection, is a hindrance for incumbents and an entry barrier for startups. New product offerings leveraging AI and other technologies are helping to efficiently navigate the complex landscape, and regulators are increasingly collaborating with FinTech innovators, but all remain challenged by the dizzying pace. Examine the key developments and their impact on consumers and financial solution providers.

Speakers
avatar for Jo Ann Barefoot

Jo Ann Barefoot

Co-Founder, Hummingbird Regtech & CEO, Barefoot Innovation Group
Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard  Kennedy... Read More →


Sunday October 21, 2018 9:55am - 10:00am
Future Forum at Bellini Ballroom, Level 2

10:00am

Self-Sovereign Identity: What, When, Why, How & You
Self-Sovereign Identity implies that an individual should have the power to control their identity and who has access to it. Like many things that appear on the surface, there is tremendous complexity in the background. Heather Vescent, author of the Comprehensive Guide to Self Sovereign Identity, provides a deeper look at the opportunities of SSI as well was the thornier issues. Get introduced to the technology, standards, projects and companies creating this exciting new space.

Speakers
avatar for Heather Vescent

Heather Vescent

Author, Researcher, Futurist & Filmmaker, The Purple Tornado
Heather Vescent owns and operates The Purple Tornado, a foresight and strategic intelligence consultancy. Vescent has delivered research insights to governments and corporations in digital identity, military learning, payments, transactions, and new economic models. She is the writer/producer... Read More →


Sunday October 21, 2018 10:00am - 10:20am
The Vault at Titian Ballroom, Level 2

10:00am

The Emergence of Regtech & the Future of Regulatory Compliance
An emerging group of startups have launched a regtech revolution. By providing faster, cheaper and more accurate ways to manage regulatory risk, these companies have fully captured the industry’s imagination. Recent indications are that regulators are not only welcoming the use of regtech but might soon come to expect it. Hear from a panel of experts, including a leading global regulator, on the most innovative developments in regtech and their impact on the future of fintech, from intelligent identity verification tools to credit risk solutions that make black-box underwriting models transparent.

Moderator
avatar for Jo Ann Barefoot

Jo Ann Barefoot

Co-Founder, Hummingbird Regtech & CEO, Barefoot Innovation Group
Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard  Kennedy... Read More →

Speakers
avatar for Alex Baydin

Alex Baydin

CEO & Founder, PerformLine
Alex Baydin is the founder and CEO of PerformLine, a RegTech company delivering automated compliance solutions for enterprises to mitigate regulatory risk and ensure brand safety across consumer interaction channels including web, voice, chat and email. With the launch of PerformLine... Read More →
avatar for Nick Cook

Nick Cook

Head of RegTech & Advanced Analytics, Financial Conduct Authority, UK
Nick leads the FCA’s RegTech activities, including the FCA’s TechSprint events - the first events of their kind convened by a financial regulator. He is responsible for creating the FCA’s Analytics Centre of Excellence to drive the organization’s use of data science, machine... Read More →
avatar for Patrick Pinschmidt

Patrick Pinschmidt

General Partner, Middlegame Ventures
Patrick is a Partner with Middlegame Ventures, a financial technology venture capital fund based in Washington DC. Prior to joining Middlegame, he was a Deputy Assistant Secretary at the U.S. Department of Treasury where he served as the first Executive Director of the Financial Stability... Read More →
avatar for Christopher Sidler

Christopher Sidler

Managing Director, Promontory, an IBM company
Christopher is a leader in Promontory’s financial crimes practice, focusing on anti-money laundering and sanctions compliance, including the design and execution of large-scale forensic reviews for global banks. Following the IBM acquisition in 2016, he coordinates Promontory’s... Read More →


Sunday October 21, 2018 10:00am - 10:50am
Future Forum at Bellini Ballroom, Level 2

10:00am

Automation in Financial Services: Hype vs. Reality
Automation and advanced data science, including AI and machine learning, are core elements of digital transformation, and the buzz is building in all sectors. For the financial industry, the momentum is tangible. Faced with economic uncertainty and increasingly stringent regulatory requirements, financial institutions are looking to this revolutionary new technology as a way to both create new efficiencies and enable entirely new use cases. But is there a danger of being blinded by the buzzwords? This diverse panel of experts from across the financial services landscape will draw from their real-world experiences to help us separate the signal from the noise.

Moderator
avatar for Kartik Gada

Kartik Gada

Executive Director, Iownit Capital Markets
Bio coming soon

Speakers
avatar for Sriniketh Chakravarthi

Sriniketh Chakravarthi

SVP, Banking & Financial Services, Cognizant
Sriniketh Chakravarthi leads Cognizant’s North American Banking and Financial Services (BFS) business unit. During his tenure at Cognizant, Sriniketh has held multiple roles, including BFS leader in Continental Europe and BFS leader for business process services in North America... Read More →
avatar for Martina King

Martina King

CEO, Featurespace
Martina King has been CEO of Featurespace since 2012. Featurespace is the global leader in Adaptive Behavioural Analytics and delivered via the machine learning ARIC platform for managing fraud, risk and compliance. Former Managing Director of augmented reality company Aurasma, Martina... Read More →
avatar for Bob Legters

Bob Legters

Chief Product Officer, FIS
Bio coming soon
avatar for Greg Michaelson

Greg Michaelson

General Manager of Banking, DataRobot
Greg Michaelson is the General Manager of Banking for DataRobot. Prior to that role, he led the data science practice at DataRobot, working clients across the world to ensure their success using the DataRobot platform to solve their business problems. Prior to joining DataRobot, Greg... Read More →
avatar for David Herberich, Ph.D.

David Herberich, Ph.D.

Head of Analytics & Data Science, Marqeta
As the Head of Analytics and Data Science at Marqeta, David Herberich, is responsible for strategic oversight and development of advanced analytics services and products for Marqeta’s payment platform. David brings over 10 years of experience building and leading global teams who... Read More →
avatar for Gregory Simpson

Gregory Simpson

SVP & Chief Technology Officer, Synchrony
Greg Simpson joined Synchrony Financial in 2014 as Senior Vice President and Chief Technology Officer. In addition to his CTO role, Greg was named the AI leader for Synchrony in 2017. Greg works closely with Synchrony’s CIO on developing the company’s technology strategy and sits... Read More →


Sunday October 21, 2018 10:00am - 11:20am
Cyber Dome at Murano Ballroom, Level 3

10:00am

APAC's Fintech Stars (and Rising Stars): It’s a Platform Play
In this stellar series of fireside chats, hear from some of the hottest fintech stars and rising stars from the APAC region: Ant Financial, WeChat Pay, Lianlian Pay, Origami, Airwallex and Silot. What is the tech secret sauce for their explosive growth? How are these companies creating the future of money, payment and commerce? Could they gain a foothold in North America? What key partnerships will drive their global expansion? How will they deploy massive new rounds of funding and investment? What is helping them effectively scale across Asia and beyond? Don't miss this constellation of insights on Asian fintech and its impact on the global marketplace.

Moderator
avatar for Henri Arslanian

Henri Arslanian

FinTech & Crypto Leader, Asia, PwC
Henri Arslanian is the PwC FinTech & Crypto Leader for Asia, the Chairman of the FinTech Association of Hong Kong and an Adjunct Associate Professor at the University of Hong Kong where he teaches the first FinTech university course in Asia. With over 400,000 LinkedIn followers, Henri... Read More →
avatar for Melissa Guzy

Melissa Guzy

Co-Founder & Managing Partner, Arbor Ventures
Melissa is the Co-founder and Managing Partner of Arbor Ventures. Prior to founding Arbor Ventures, Melissa was Managing Director and Head of VantagePoint Asia, a $4.5 billion venture capital firm based in Silicon Valley with offices in Beijing, Shanghai and Hong Kong. As a thought... Read More →

Speakers
avatar for Victoria Liu Edison

Victoria Liu Edison

Chief Compliance Officer, Americas, Ant Financial
Victoria Liu Edison, CAMS, CISM, CRISC, is the Chief Compliance Officer, Americas, for Ant Financial Services Group (“Ant Financial") where she’s responsible for the compliance function in the U.S. and other parts of the Americas, covering licensing, regulatory engagement, compliance... Read More →
avatar for Andy Li

Andy Li

Founder & CEO, Silot
Andy is the founder and CEO of Silot, a Singapore/Beijing based Fintech Company that empower financial institutions for next-generation efficiency & capability by connecting data and functionalities silos, with the immersion of AI and BlockChain. Silot pioneers the development of... Read More →
avatar for Yoshiki Yasui

Yoshiki Yasui

Founder & CEO, Origami
Born in Toronto in 1985, Yoshiki spent his childhood in Toronto and New York until moving to Japan at the age of 10. For post-secondary education, Yoshiki studied at the University of Sydney and later graduated from Waseda University. Upon graduation, Yoshiki first began his work... Read More →
avatar for Eagle Yi

Eagle Yi

Director of WeChat Pay, Europe & Americas Region, Tencent Holdings
Bio coming soon
avatar for Jack Zhang

Jack Zhang

CEO & Co-Founder, Airwallex
Jack is co-founder and CEO of Airwallex, a multinational cross-border payments platform. He is responsible for devising and implementing the overall strategic vision of the organization. Under his leadership, Airwallex has expanded to 8 countries within three years and raised US $102... Read More →
avatar for Arthur Zhu

Arthur Zhu

President, Lianlian Pay
Arthur Zhu joined LianLian Pay in 2008 as President. Mr Zhu has had over 20 years of experience as a senior investor in Internet and Fintech industry in China with his unique insight and extensive connection. Now he is making full use of the valuable knowledge and expertise to contributing... Read More →


Sunday October 21, 2018 10:00am - 12:00pm
Wavemakers at Lido Ballroom, Level 3

10:20am

Identity Around the World: Global Case Studies in Digital ID
As our real lives and online lives become increasingly intertwined, the old ways of authenticating identity are failing us. Aiming to streamline and improve security for everything from payments to commerce to government services, organizations around the world are taking steps to implement digital identity solutions. This session features a series of global case studies that demonstrate different approaches to digital identity and explores the unique context of each global region. Hear from industry leaders, and engage them with your questions, on the state-of-the-art in digital identity.


Moderator
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →
avatar for Bianca Lopes

Bianca Lopes

Identity Strategist, Consultant & Speaker
Naturally Curious. Fascinated by humans. Electrified by all that is possible when you can dream as big as the world is. Bianca is a Serial Entrepreneur, Experienced Speaker in Technology, Identity, Trust & Data. Seasoned Business Development Strategist, Leader & Senior Executive... Read More →

Speakers
avatar for Joni Brennan

Joni Brennan

President, Digital ID & Authentication Council of Canada (DIACC)
Joni serves as President of the Digital ID & Authentication Council of Canada (DIACC). Building on 15+ years of Digital Identity innovation and standards development experience, Joni helps DIACC to fulfill its vision of unlocking interoperable capabilities of the public and private... Read More →
avatar for Neil Chapman

Neil Chapman

EVP Global Industries, ForgeRock
Neil has led sales for mission-critical enterprise technology solutions across the globe for nearly 25 years. He began his career with trading and financial services giants like Enron and Credit Suisse and headed sales and business development at a variety of enterprise solution vendors... Read More →
avatar for Brett McDowell

Brett McDowell

Executive Director, FIDO Alliance
Brett McDowell is FIDO Alliance’s executive director, the organization he helped establish in 2012 to remove the world’s dependency on passwords through open standards for strong authentication. Previously, he was head of ecosystem security at PayPal, where he developed strategies... Read More →
avatar for Andrew Nash

Andrew Nash

VP Consumer Identity, Capital One
 Andrew joined Capital One in 2018, following the company’s acquisition of Confyrm—a startup focused on developing leading edge identity fraud detection and alerting systems, including identity validation and contraindication mechanisms. Prior to founding Confyrm, Andrew developed... Read More →
avatar for Steve Pannifer

Steve Pannifer

Chief Operating Officer, Consult Hyperion
Steve, the COO at Consult Hyperion, is a digital identity and information security expert. He has led Consult Hyperion teams delivering projects in these areas for both banks, telcos and payment schemes. Steve has a detailed understanding of the global digital identity market, the... Read More →
avatar for Gonzalo Diaz Solá

Gonzalo Diaz Solá

Head of Electronic & Digital Banking, ICBC Argentina
Gonzalo Diaz Sola is a Senior Business and Technology executive with strong transformational leadership skills in the areas of organization strategy and electronic/digital channels roadmap, planning and execution, team alignment and motivation, influence and negotiation, estimation... Read More →
avatar for Filip Verley

Filip Verley

Product Manager, Identity, Airbnb
Filip finds solutions for the merger of the physical and digital worlds, and its impact on identity. In his current role with Airbnb, this is one of the company’s most critical missions. Airbnb is uniquely positioned to solve the merger and figure out what identity means for 21st... Read More →


Sunday October 21, 2018 10:20am - 12:00pm
The Vault at Titian Ballroom, Level 2

10:50am

GDPR, Identity & The Right to Be Forgotten
The General Data Protection Regulation (GDPR) is rocking the European establishment with notions of consumer protection still unheard-of on this side of the pond, but many predict these concepts will strike a deep chord with U.S. consumers increasingly worried about their personal data.  Protecting customer's digital identities is at the heart of the GDPR, an EU-wide mandate to strengthen the protection measures impacting EU citizens’ personal data and privacy. While data controllers such as Facebook may be dominating the headlines, most U.S. companies don't fully understand the disruptive consequences these EU-based protections would mean if adopted in the U.S. In this session, take a deeper look at how companies need to rethink their entire data protection strategies, often starting with digital identity verification. K&L Gates' Judie Rinearson outlines privacy concerns underlying the GDPR legislation and how these issues will likely impact both U.S. companies and consumers. Jumio's Robert Prigge outlines the key ingredients of a GDPR-compliant data processor and how compliant machine learning can be used to establish trusted identities.

Speakers
avatar for Robert Prigge

Robert Prigge

Chief Revenue Officer, Jumio
Robert E. Prigge serves as Jumio’s Chief Revenue Officer, leading all customer-facing activities including sales, marketing, and support. Prior to Jumio, Robert was the Chief Sales Officer for Gartner Cool Vendor Infrascale as well as Chief Commercial Officer for Kleiner-Perkins... Read More →
avatar for Judie Rinearson

Judie Rinearson

Partner, K&L Gates
JUDIE RINEARSON, a lawyer specializing in Fintech and Emerging Payments, is a Partner of K&L Gates, LLP, based in its New York and London offices. Ms. Rinearson concentrates her practice in prepaid and emerging payment systems, electronic payments, crypto/virtual currencies (including... Read More →


Sunday October 21, 2018 10:50am - 11:30am
Future Forum at Bellini Ballroom, Level 2

11:30am

Humans + Machines: AI & the Future of Work
The AI story in banking is not an adversarial one, with efficiency-obsessed organizations pitted against job-defending employees. It's much more optimistic. Banks will achieve cost savings, but growth will be the real benefit. Meanwhile, bank employees expect AI to help them improve their work-life balance. Let machines do the work during this session and learn how business leaders achieve enterprise transformation and elevate their workforce to create new value through human-machine collaboration.

Moderator
avatar for Paula O'Reilly

Paula O'Reilly

Managing Director, Accenture
Paula is a Managing Director at Accenture responsible for leading strategic and transformational initiatives at one of Accenture’s principal and global financial clients. Prior to this role, Paula was the Capital Markets Lead in North America at Accenture. She was responsible for... Read More →

Speakers
avatar for Jeremy Balkin

Jeremy Balkin

Head of Innovation, HSBC USA
Jeremy  Balkin  is  considered  a  leading  international  expert  on  ethics  in  banking,  fintech  and  the  strategic  engagement  of  millennials  in  financial  services.  He  is  currently  the  Head  of  Innovation  for  HSBC’s  US  Retail... Read More →
avatar for Nick Sokolich

Nick Sokolich

Global VP Sales, FaceMe
FaceMe’s Head of Sales Nick Sokolich specializes in matching the needs of incredibly complex banking clients to technology solutions that impact positively, immediately and effectively on their customer experience. Previous Channel Manager for Zeacom, Nick is passionate about enterprise... Read More →


Sunday October 21, 2018 11:30am - 12:00pm
Cyber Dome at Murano Ballroom, Level 3

11:30am

A View from Across the Pond: How Fintech Fuels Economies
What is the role of financial technology in global and local economies? Can fintech really drive economic growth? How can governments provide an environment which fosters fintech innovation? Explore these questions and more in this insightful conversation with Lord Digby Jones, one of the world's most acclaimed business commentators. During his 6 years as Director-General of the Confederation of British Industry, Digby became well-known in the public arena, particularly for his candid, forthright attitude in his many media appearances. In 2005, he was Knighted for his Services to Business and Charity and became Sir Digby Jones in the Queen’s New Year’s Honours List. In 2007, Digby was appointed Minister of State for UK Trade & Investment and became a Life Peer taking the title, Digby, Lord Jones of Birmingham Kb. He is currently on the Board of P20, an international payments initiative and conference series bringing together business, fintech, regulatory and governmental leaders from the US and the UK.

Moderator
avatar for Jo Ann Barefoot

Jo Ann Barefoot

Co-Founder, Hummingbird Regtech & CEO, Barefoot Innovation Group
Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard  Kennedy... Read More →

Speakers
avatar for Lord Digby Jones

Lord Digby Jones

Former Director General of the CBI & Minister of State for Trade and Investment, U.K. House of Lords
Lord Digby Jones is a cross bench Peer in the UK House of Lords, international businessman, author, speaker and media commentator. A lawyer by profession, he was Director General to the Confederation of British Industry (2000-06) and Minister of State for UK Trade & Investment (2007-08... Read More →


Sunday October 21, 2018 11:30am - 12:00pm
Future Forum at Bellini Ballroom, Level 2

12:00pm

12:55pm

AI & Deep Learning Track: Chairperson's Welcome
How will the financial services industry harness the mind-blowing opportunities—and address the ethical challenges—as the lines blur between humans and robots?
The concept of Artificial Intelligence has existed for decades, but now its applicability has grown to have far-reaching implications for the world around us. Roll up your sleeves as the explorers pushing the boundaries of the technology—top data scientists and industry leaders—elaborate on the latest innovations, such as Deep Learning and Adversarial Networks, and explore how AI can be applied to complex problems in financial services and commerce, today and in the future.

Speakers
avatar for David Shrier

David Shrier

Associate Fellow, University of Oxford; Lecturer & Futurist, MIT Media Lab; Founder & CEO, Distilled Analytics
David Shrier is a globally recognized authority on financial innovation, and is the CEO of Distilled Analytics, a predictive analytics company using AI to transform financial services. He also leads the University of Oxford's online programmes Oxford Fintech and Oxford Blockchain... Read More →


Sunday October 21, 2018 12:55pm - 1:00pm
Cyber Dome at Murano Ballroom, Level 3

12:55pm

Digital Identity & Biometrics Track: Chairperson's Welcome
How and when will we finally solve for this most fundamental requirement—to securely authenticate that an individual has permission to complete a specific transaction?
A seamless and secure means to accurately identify each online user is fundamental to payments, commerce and finance, especially in an increasingly digital economy. Identity thieves stole $16 billion from U.S. consumers in 2017 and almost 20 percent of financially excluded adults globally are denied access because they lack the legal documents to prove their identity. Learn how biometrics and other technologies are helping to authenticate consumers, secure and streamline transactions and provide greater access to the financial system.

Speakers
avatar for Bianca Lopes

Bianca Lopes

Identity Strategist, Consultant & Speaker
Naturally Curious. Fascinated by humans. Electrified by all that is possible when you can dream as big as the world is. Bianca is a Serial Entrepreneur, Experienced Speaker in Technology, Identity, Trust & Data. Seasoned Business Development Strategist, Leader & Senior Executive... Read More →


Sunday October 21, 2018 12:55pm - 1:00pm
The Vault at Titian Ballroom, Level 2

12:55pm

Globalization Track: Chairperson's Welcome
Who will be the biggest winners—and who could get left behind—as FinTech crosses geographical borders and new global hubs emerge?
FinTech is a global phenomenon, with hubs of innovation on every continent, reaching from Asia to LATAM, from Europe to Africa and from China to North America. A global marketplace requires financial solutions within and across international borders that are interoperable, fast and cost-effective for all stakeholders. Take a journey with us around the world of financial innovation.

Speakers
avatar for Henri Arslanian

Henri Arslanian

FinTech & Crypto Leader, Asia, PwC
Henri Arslanian is the PwC FinTech & Crypto Leader for Asia, the Chairman of the FinTech Association of Hong Kong and an Adjunct Associate Professor at the University of Hong Kong where he teaches the first FinTech university course in Asia. With over 400,000 LinkedIn followers, Henri... Read More →


Sunday October 21, 2018 12:55pm - 1:00pm
Wavemakers at Lido Ballroom, Level 3

12:55pm

Regulation & Regtech Track: Chairperson's Welcome
What are the approaches and technologies that will help us to balance consumer protection with disruptive innovation in financial services?
Regulatory compliance, although important for consumer protection, is a hindrance for incumbents and an entry barrier for startups. New product offerings leveraging AI and other technologies are helping to efficiently navigate the complex landscape, and regulators are increasingly collaborating with FinTech innovators, but all remain challenged by the dizzying pace. Examine the key developments and their impact on consumers and financial solution providers.

Speakers
avatar for Jo Ann Barefoot

Jo Ann Barefoot

Co-Founder, Hummingbird Regtech & CEO, Barefoot Innovation Group
Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard  Kennedy... Read More →


Sunday October 21, 2018 12:55pm - 1:00pm
Future Forum at Bellini Ballroom, Level 2

1:00pm

Robophobia: Why We Fear AI & How to Embrace Its Potential
Before fully realizing the potential of AI in financial services, we must first overcome a surprising but significant obstacle: our fear of, or at least lack of understanding of, the technology. There is an undercurrent of concern--perhaps justified--that the AI revolution could deteriorate into the totalitarian state in George Orwell's novel or that the robots will take our corner offices. In this though-provoking session, David Shrier, a globally recognized authority on financial innovation, explores the ethics and opportunity of AI. He asserts that, for all of the optimistic talk of AI's applications, we will repeat the mistakes of the past if we don’t handle this technology disruption differently. David is joined by John D'Agostino, a Wall Street innovator who boldly revolutionized the development of capital markets for oil in the Middle East and now turn his sights to disruptive technologies in fintech. Join David and John for an enlightening conversation on the transformative power of AI and how we can face our fear to embrace its potential.

Moderator
avatar for David Shrier

David Shrier

Associate Fellow, University of Oxford; Lecturer & Futurist, MIT Media Lab; Founder & CEO, Distilled Analytics
David Shrier is a globally recognized authority on financial innovation, and is the CEO of Distilled Analytics, a predictive analytics company using AI to transform financial services. He also leads the University of Oxford's online programmes Oxford Fintech and Oxford Blockchain... Read More →

Speakers
avatar for John D'Agostino

John D'Agostino

Global Head of Investor Engagement, DMS Governance
John D’Agostino is a Managing Director and Global Lead for Investor Engagement at DMS Governance. His expertise is in sophisticated investment vehicles characterized by complex strategies and asset classes, notably quant, derivatives, structured credit, direct lending, cryptocurrencies... Read More →


Sunday October 21, 2018 1:00pm - 1:40pm
Cyber Dome at Murano Ballroom, Level 3

1:00pm

AI & Biometrics Superheroes, Fighting Fraud Together
Security vs. convenience--will biometrics take this tradeoff to history’s dustbin? Fighting fraud while balancing the day-to-day needs of your customer is no mean feat. Now artificial intelligence, in tandem with biometrics, brings the promise of strong and frictionless security. From behavioral biometrics protecting authenticated sessions, to facial recognition that learns as you use it, to conversational commerce and continuous authentication--AI and biometrics are changing the very concept of what it means to balance the best customer experience and the most optimal security. Welcome to the intelligent identity revolution!

Moderator
avatar for Peter O'Neill

Peter O'Neill

CEO, FindBiometrics
Head of the most trusted and longest-standing biometrics and identity management resource – FindBiometrics – Peter O’Neill is known throughout the industry as an integral thought leader and a prominent voice for strong authentication. He is a member of the International Biometric... Read More →

Speakers
avatar for Erin Englund

Erin Englund

Senior Threat Analyst, BioCatch
I am a Senior Threat Analyst for BioCatch with over 15 years of experience in eCommerce fraud prevention and risk management.  I partner with our customers using our technology to advance their existing fraud prevention strategy and reduce friction to false positives. Prior to BioCatch... Read More →
avatar for Allen Ganz

Allen Ganz

Director, Customer Experience, Biometric Solutions, NEC
With over 20 years of experience in this industry, Allen Ganz is considered one of the early pioneers in marketing and developing the biometrics and facial recognition market. He has been involved with some of the most high profile implementations of this technology, starting from... Read More →
avatar for Javier Mira

Javier Mira

CEO & Co-Founder, FacePhi
CEO and Co-founder at FacePhi, global leader Company specialized in Face Recognition technologies applied on financial sector. Always passionate about entrepreneurship and new challenges. Expert speaker for biometrics conferences: 2016 .- Winner at Temenos innovation JAM Miami Runner-up... Read More →
avatar for Todd Mozer

Todd Mozer

Chairman & CEO, Sensory
Todd Mozer is Founder, CEO, and Chairman of Sensory, Inc., a leading supplier of embedded AI technologies used for improving security and the user experience in applications and products. Sensory is used for biometric security by dozens of banking organizations, and has several billion... Read More →


Sunday October 21, 2018 1:00pm - 1:40pm
The Vault at Titian Ballroom, Level 2

1:00pm

Scaling & Investing in Global Fintech: Lessons from EMEA
To effectively grow fintech businesses or regional ecosystems requires overcoming key challenges in operating and growth capital, the regulatory environment, industry partnerships and human resources. TransferMate, based in Dublin, Ireland, is a global B2B payments tech company for international banks and businesses that send and receive foreign currency payments. It's rapid growth has required extensive investment, expanding its global regulatory footprint and development of an international banking network. The Dubai International Financial Centre (DIFC) is a key contributor to the fintech growth in the Middle East. The Centre's independent regulation, common law framework, tax-friendly regime, and enabling environment make it the ideal hub to access the region's rapidly growing demand for financial and business services. This session explores these two compelling real-world case studies of scaling fintech in different global regions: Europe and the Middle East.

Moderator
avatar for Varun Mittal

Varun Mittal

Global Emerging Market Fintech Leader, EY
Varun Mittal is the Global Emerging Market Fintech Leader at EY covering emerging technology and business models in financial services across emerging markets. Previously Varun was the first marketing and sales employee at helloPay (acquired by ANT Financial, Alibaba Group), led payments... Read More →

Speakers
avatar for Gary Conroy

Gary Conroy

Chief Product Officer, TransferMate Global Payments
Gary Conroy serves as Head of Product with TransferMate Global Payments, helping businesses and banks across the world to send and receive cross-border payments. TransferMate has secured equity investment and partnership deals with banks ING and AIB, bringing the total Series A investment... Read More →
avatar for Raja Al Mazrouei

Raja Al Mazrouei

Executive Vice President, FinTech Hive at DIFC
As Executive Vice President of FinTech Hive at DIFC, Raja Al Mazrouei oversees the region’s first FinTech accelerator, which brings together Financial Institutions, Government entities, technology partners and entrepreneurs to develop technologies that benefit the financial industry... Read More →


Sunday October 21, 2018 1:00pm - 1:40pm
Wavemakers at Lido Ballroom, Level 3

1:00pm

Practical Advice on Weathering Regulatory Climate Change
The winds of regulatory environments shift as quickly as the weather. Transitions in governments bring new ideas and philosophies. Likewise, the pace of change in fintech is hurricane strength and regulators are challenged to keep pace. It is in this unpredictable context that financial services companies must operate, fintech startups are born and sometimes missteps occur. How can financial companies better forecast the regulatory climate, both current and future? What can you do to weather regulatory or legal issues that may occur along your journey? Gain practical advice from senior federal, state and global regulators and the head of government affairs at a leading fintech on how to effectively engage with regulators and regulations in an uncertain environment.

Moderator
avatar for Matthew Van Buskirk

Matthew Van Buskirk

Co-Founder & CEO, Hummingbird Regtech
Matt Van Buskirk is Co-Founder and CEO of Hummingbird Regtech. Hummingbird aims to give superpowers to the people fighting financial crime. It’s service is designed to enhance anti-money laundering and counter-terrorist financing investigations by reducing cumbersome paperwork... Read More →

Speakers
avatar for Thomas Curry

Thomas Curry

Former Comptroller of the Currency & Partner, Nutter, McClennen & Fish
Thomas J. Curry is a partner and a co-leader of Nutter’s Banking and Financial Services group. Prior to joining Nutter, Tom served as the U.S. Comptroller of the Currency until May 2017. He most recently served as an expert consultant for the International Monetary Fund. As Comptroller... Read More →
avatar for Raj Date

Raj Date

Managing Director, Fenway Summer
Raj serves on the Boards of Directors for two Fenway Summer-seeded startups: a mass-market credit card venture, FS Card, and a private student lender, College Avenue. He also serves as a Director for a number of other innovative, high-growth firms in consumer finance, including Prosper... Read More →
avatar for Richard Neiman

Richard Neiman

Head of Regulatory & Government Affairs, LendingClub
Richard Neiman is Head of Public Policy & Regulatory for LendingClub, the nation’s largest online credit marketplace for connecting borrowers and investors.  He joined LendingClub in 2014, after serving for three years as Vice Chairman of the Global Financial Services Regulatory... Read More →


Sunday October 21, 2018 1:00pm - 1:40pm
Future Forum at Bellini Ballroom, Level 2

1:30pm

Money20/20 Hackathon: Final Presentations
Four years ago, Money20/20 launched an intense competition that brought together the most brilliant minds to collaborate and create the future of money. Today, the Money20/20 USA Hackathon is regarded as the best Fintech Hackathon in the world for the brightest developers, designers and entrepreneurs. From blockchain to machine learning, IoT, big data, and beyond--we invite the best of the best to showcase their skills and vision using APIs, SDKs and other tools from today's leading payment and financial service innovators. In this session, hear all the team presentations from the finalists competing for the Grand Prize of this year's Hackathon.

Moderator
avatar for Brian Collins

Brian Collins

Chief Strategy Officer, AngelHack
Brian Collins is the CSO of AngelHack and has 10 years of marketing experience. Prior to AngelHack, he was the Director of Accounts at Appency where he focused on mobile growth and scaling. After his work with companies such as King, ARM, and Ravensburger, he was nominated for and... Read More →
avatar for Hannah Gribbin

Hannah Gribbin

Operations Manager, Money20/20

Sunday October 21, 2018 1:30pm - 2:40pm
Catalyst Cave at Marco Polo Ballroom, Level 1

1:50pm

AI, Voice & the Personalization of Everyday Money Management
As artificial intelligence and voice recognition technology become more sophisticated and more prevalent, exciting new opportunities emerge for financial services providers to breathe new life into digital customer interactions. Whether it's voice or text, these experiences can mimic, or even surpass, human assistance that consumers get in branch and call center channels. Learn from senior bank executives and technology providers how personalized experiences are being enabled today and how they will evolve into the future as AI, machine learning and biometrics continue to advance.

Moderator
avatar for Dan Van Dyke

Dan Van Dyke

Managing Analyst, BI Intelligence, Business Insider
Van Dyke is a Managing Analyst at Business Insider Intelligence. He leads the E-commerce and Payments verticals, which provide actionable insights on advancements in how value is stored, managed, transferred, and spent, for an audience of top banks, retailers, and commerce firms... Read More →

Speakers
avatar for Sofia Altuna

Sofia Altuna

Global Product Partnerships, Google Assistant, Google
Sofia Altuna works on Global Product Partnerships for the Google Assistant. Her focus is on launching new platform capabilities, helping developers with discovery and reengagement, and delivering great user experiences. Sofia studied Finance and Leadership & Management at Boston College... Read More →
avatar for Ken Dodelin

Ken Dodelin

VP, Conversational AI Products, Capital One
Ken Dodelin is Vice President of Conversational AI Products at Capital One, where he leads teams building intelligent assistants. Previously, Ken served as VP of Product Development at Cricket Media and Director of Mobile Products at The Washington Post. Ken also founded and led Mobile... Read More →
avatar for Peggy Mangot

Peggy Mangot

SVP Innovation Group, Wells Fargo
Peggy Mangot is Senior Vice President of Innovation at Wells Fargo. Peggy is Head of Greenhouse, Wells Fargo’s new mobile-first bank. Peggy began her career with Wells Fargo in 2016. Peggy brings a unique perspective with broad experience across traditional financial institutions... Read More →
avatar for David Sosna

David Sosna

Co-founder & CEO, Personetics
David Sosna is the co-founder and CEO of Personetics and an expert in the use of AI in financial services. Prior to Personetics, he was the co-founder and CEO of Actimize, a leading provider of AI-based analytics that help financial institution detect compliance and financial crime... Read More →


Sunday October 21, 2018 1:50pm - 2:30pm
Cyber Dome at Murano Ballroom, Level 3

1:50pm

CLEAR-ing a Frictionless Future with Biometrics
Biometrics are transforming the way consumers live, work and travel. With new uses and applications emerging, it’s becoming increasingly clear that a completely frictionless future is being enabled. Where once transactions and experiences could only be unlocked with your wallet, biometric technology enables simple and secure access for the connected consumer. Join Caryn Seidman Becker, CEO of CLEAR, to learn more about the ways biometrics can improve the human experience and enhance security.

Moderator
avatar for Peter O'Neill

Peter O'Neill

CEO, FindBiometrics
Head of the most trusted and longest-standing biometrics and identity management resource – FindBiometrics – Peter O’Neill is known throughout the industry as an integral thought leader and a prominent voice for strong authentication. He is a member of the International Biometric... Read More →

Speakers
avatar for Caryn Seidman Becker

Caryn Seidman Becker

CEO & Chairman, CLEAR
Caryn Seidman-Becker is the Chairman and CEO of CLEAR. Caryn led the acquisition of CLEAR in 2010 and has guided the revitalization and re-launch of the company. CLEAR’s trusted identity platform is paving the way for a future where you are you and your biometrics connect you to... Read More →
avatar for Andrew Green

Andrew Green

Global Director of Innovation, Anheuser-Busch
With a background in cognitive science and decision theory from UPenn, Green left Deloitte Consulting to bring his unique experience to Anheuser Busch where he leads global innovation for sales & marketing. As Anheuser-Busch’s Global Director of Innovation, Andrew is dedicated to... Read More →
avatar for David Young

David Young

GM CenturyLink Field & SVP Operations, Seattle Seahawks
David Young joined the Seahawks family as Vice President of Operations /General Manager of CenturyLink Field in February 2015. In his position, Young oversees and directs all CenturyLink Field, CenturyLink Field Event Center and theatre operations for the Seahawks and First & Goal... Read More →


Sunday October 21, 2018 1:50pm - 2:30pm
The Vault at Titian Ballroom, Level 2

1:50pm

The State of Fintech in Latin America
While the news may be overshadowed by ongoing crises in Venezuela and Brazil, some of the most attractive markets for financial services are emerging in Latin America. The region has well-developed financial infrastructure and a large, young mobile-connected population with limited use of financial services. LATAM’s financially underserved customers might prove to be the fuel for a fintech explosion. Explore LATAM’s exciting potential with this panel of fintech founders, investors and experts.

Moderator
avatar for Philipp Bock

Philipp Bock

Founder & CEO, allpago - accept payments in Latin America
Philipp Bock is the Chief Executive Officer & Founder of allpago. Before founding allpago, Philipp was Managing Director and responsible for the turn-around of the Brazilian subsidiary of arvato services (Bertelsmann AG) in São Paulo, after managing the go-live and roll-out of the... Read More →

Speakers
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is an expert with more than 20 years of experience in the areas of open innovation, fintech and digital transformation. As Head of Open Innovation at BBVA she works to connect and collaborate with fintechs for the purpose of accelerating the pace of innovation and digital... Read More →
avatar for Manuel Silva

Manuel Silva

Partner, Head of Investments, Santander InnoVentures, Santander InnoVentures
Bio coming soon
avatar for Alphonse Voigt

Alphonse Voigt

CEO & Co-Founder, EBANX
Adrenaline is what runs in Alphonse Voigt's veins. As an extreme sports enthusiast, Alphonse thrives on the strategic nature, need for heighten concentration and the demand for complete understanding of his surroundings. And it is that same vision which guides him in achieving new... Read More →
avatar for Edwin Zacipa

Edwin Zacipa

Managing Director, Colombia Fintech
Administrator of International Business of the Universidad de La Sabana and High Studies in Political Management of the Bank of Development of Latin America. Fintech entrepreneur with experience in Business Intelligence in retail banking. Mobilizer in the Ecosystem of Entrepreneurship... Read More →


Sunday October 21, 2018 1:50pm - 2:30pm
Wavemakers at Lido Ballroom, Level 3

1:50pm

The Regulatory Environment Can Help Emerging Fintech (or not)
What type of regulatory environment allows fintech innovation to thrive? Does the U.S. lag behind other leading developed countries in offering fintech firms a legal framework which supports innovation and protects consumers? Manny Alvarez, General Counsel & Chief Compliance Officer at Affirm, asks the tough questions of state, federal and global regulators on how to fine-tune the regulatory balance, effectively engage with fintech startups and serve the consumers' best interest.

Moderator
avatar for Manny Alvarez

Manny Alvarez

General Counsel & Chief Compliance Officer, Affirm
Manny Alvarez is General Counsel and Chief Compliance Officer at Affirm, where he oversees and manages Affirm’s legal and regulatory compliance efforts. Manny has dedicated his career to protecting consumers from harmful practices, previously serving as an Enforcement Attorney with... Read More →

Speakers
avatar for Chris Camacho

Chris Camacho

President & CEO, Greater Phoenix Economic Council
 A proven leader with over 10 years in executive management roles, Chris Camacho serves as the President & CEO at one of the longest standing public-private partnerships for economic development across the country. During his tenure, GPEC has led the attraction of more than 322 companies... Read More →
avatar for Melissa Koide

Melissa Koide

CEO, FinRegLab
Melissa Koide is the CEO of FinRegLab, a financial services research organization that examines how technology and data can help achieve public policy aspirations, address regulatory requirements, and lead to a more efficient and inclusive marketplace. FinRegLab provides an independent... Read More →
avatar for Duane Pozza

Duane Pozza

Assistant Director, Division of Financial Practices, U.S. Federal Trade Commission
Bio coming soon
avatar for Paul Watkins

Paul Watkins

Director, Office of Innovation, U.S. Bureau of Consumer Financial Protection (BCFB)
Paul Watkins is the Director of the Office of Innovation at the Bureau for Consumer Financial Protection. In this role, he oversees the Bureau’s efforts to facilitate innovation, competition, and consumer access within the markets for financial products and services. Watkins was... Read More →


Sunday October 21, 2018 1:50pm - 2:30pm
Future Forum at Bellini Ballroom, Level 2

2:40pm

The Power of AI for Real Identity Verification
The recent past of digital identity verification will not resemble its future. Consumers today have very complicated digital histories and AI and thus machine learning are rapidly making static models seem old school. In this session, experts will share real-world examples and share implementation best practices for AI-based digital identity solutions that enable seamless customer acquisition and enhanced fraud mitigation, even in the complex and highly-regulated financial services environments.

Moderator
avatar for Dan Rosen

Dan Rosen

Founder & General Partner, Commerce Ventures
Dan is the Founder and General Partner of Commerce Ventures, a venture firm focused on digital innovations in the FinTech, Payments and Commerce eco-systems. Commerce Ventures represents a broad, highly strategic set of investors and, thus far, the firm has invested in over forty... Read More →

Speakers
avatar for Dr. Arif Ahmed

Dr. Arif Ahmed

SVP Emerging Payments & Tech Innovation, U.S. Bank
Arif Ahmed is the SVP of Emerging Payments & Tech Innovation at U.S. Bank. His current area of focus is on the digital transformation of the payments business through identification and exploration of new opportunities and building of relevant eco-system partnerships. Prior to U.S... Read More →
avatar for Sunil Madhu

Sunil Madhu

Founder & Chief Strategy Officer, Socure
Sunil is the founder and Chief Strategy Officer of Socure, the leader in real-time online identity verification solutions, a start-up company based in New York City. Sunil is a serial entrepreneur, with several successful exits through IPO and acquisition. A security architect by... Read More →
avatar for Frank Villavicencio

Frank Villavicencio

Chief Product Owner, Access & Identity Management, ADP
Frank Villavicencio, joined ADP in late 2015, and heads ADP’s product team focusing on client identity and access management. His team is responsible for managing north of 40M identities and their access to over 70 ADP services. This means registration, authentication and termination... Read More →


Sunday October 21, 2018 2:40pm - 3:10pm
Cyber Dome at Murano Ballroom, Level 3

2:40pm

Is Blockchain the Future of Digital Identity?
“Who are you?” The simplest questions are often the toughest to answer. This is doubly true in a digital world, where consumers appear as IP addresses and individuals are paranoid about privacy and illicit use of personal information. Hear conflicting perspectives on solving problems that keep people up at night. What is the role of a marketplace for transactions of trusted identities? How does this emerging market enable multi-factor authentication without passwords? Is public blockchain the answer? Join a lively discussion on how Trust Anchors can verify the legitimacy of individuals off-chain and improve reputation and credibility scores.

Moderator
avatar for James Mirfin

James Mirfin

Global Head, Digital Identity, Refinitiv
Being open by nature makes inclusion and progress the default.” – this drives James’ passion about open approaches to business, whether it’s platforms & products, leadership style or culture.James believes that all firms must seize the opportunity to re-invent their business... Read More →

Speakers
avatar for Vinny Lingham

Vinny Lingham

Co-Founder & CEO, Civic
Vinny Lingham, who is also the star of Shark Tank in South Africa, is a well- recognized South African Internet entrepreneur who immigrated to California a decade ago and is currently the co-founder and CEO of Civic, a startup that is leading a global digital identity revolution... Read More →
avatar for Bruce Silcoff

Bruce Silcoff

CEO, Shyft
Bruce Silcoff is a seasoned entrepreneur with track record of incubating game-changing technologies -- including more than 30 years of experience in fintech, data, private equity, CPG marketing, and customer loyalty. As CEO of Shyft, Bruce leads the company’s ambitious vision to... Read More →


Sunday October 21, 2018 2:40pm - 3:10pm
The Vault at Titian Ballroom, Level 2

2:40pm

It's A Small World After All: Can X-Border Pay Be Frictionless?
The biggest transfer of funds from the rich world to developing countries comes in the form of remittances. Cross-border remittances are a critical financial lifeline for many people around the world. New use cases for P2P cross-border transfers, such as tuition payments, and emerging technologies, including digital currencies, are opening new corridors for P2P payments and expanding existing ones, but high fees and complexity still make it difficult for consumers. Join this panel of innovators as they address daunting challenge of how to reduce friction from cross-border payments to make them simpler, cheaper and more accessible.

Moderator
avatar for Souheil Badran

Souheil Badran

Payments Executive
With years of global experience across eCommerce, big data, security, and payments industries, and cultures from Silicon Valley to China, Souheil Badran has been instrumental in developing and executing the strategies that have led several companies to the top of their respective... Read More →

Speakers
avatar for Jean Claude Farah

Jean Claude Farah

President, Global Payments, Western Union
As President, Global Payments, Jean Claude Farah is leading the expansion and growth of innovative delivery channels of the company’s business payments portfolio, enabling Western Union’s transformation from a consumer money transfer provider to a full-service cross-border payments... Read More →
avatar for Mike Massaro

Mike Massaro

CEO, Flywire
As CEO of Flywire, Mike Massaro’s responsibilities include aligning the international team with the company’s strategic direction and increasing the visibility of Flywire globally. He brings to Flywire more than fifteen years of extensive experience in solution engineering, sales... Read More →


Sunday October 21, 2018 2:40pm - 3:10pm
Wavemakers at Lido Ballroom, Level 3

2:40pm

From the Desk of the CTO: Putting the Tech in Fintech
The world of Money20/20 is changing rapidly, driven by new technology and business models. At the heart of the transformation is a new generation of tech leaders building products and services that weren’t possible even a few years ago. While our judges deliberate to select the winning developer teams for this year's Money20/20 Hackathon, save you seat for the exciting Hackathon Awards ceremony to follow and hear from our all-star panel of Chief Technology Officers as they share their unique insights on the technologies creating the future of money.

Moderator
avatar for Matt Ozvat

Matt Ozvat

Head of Developer Integrations, Worldpay
Matt Ozvat is head of developer integrations of Worldpay, Inc. (NYSE:WP) (LSE:WPY), a global leader in integrated omni-commerce payments, processing more than 40 billion transactions annually.In his current role, Matt is responsible for developing an evangelist program that promotes... Read More →

Speakers
avatar for Pedro Bizarro

Pedro Bizarro

Chief Science Officer, Feedzai
Pedro Bizarro is co-founder and Chief Science Officer of Feedzai. Drawing on a history in academia and research, Pedro has turned his technical expertise into entrepreneurial success as he has helped to develop Feedzai’s industry-leading artificial intelligence platform to fight... Read More →
avatar for Tony Ford

Tony Ford

Chief Technology Officer, Marqeta
Tony Ford, Marqeta’s Chief Technology Officer, is responsible for the organization’s long-term technology strategy and vision.Tony has more than 15 years of experience in leading high performing teams to deliver technology-differentiated solutions across different industries... Read More →


Sunday October 21, 2018 2:40pm - 3:10pm
Catalyst Cave at Marco Polo Ballroom, Level 1

2:40pm

The Next Gen Regulator: Building a Digital Economy
In just three short years, Singapore has developed into one of the most progressive fintech environments in the world. Experimenting and innovating at speed has been key with the regulator playing a key role. The latest government project is the Asia stack for South East Asia region, which consists of a digital identity layer, cybersecurity, a policy layer and a public infrastructure (payments, KYC and a structured data hub). The opportunities and efficiencies this project could realize to drive innovation and business is immense. Hear from one of the most progressive regulators in the world, Sopnendu Mohanty, as he shares his candid views on the Asia stack and how to create a thriving fintech ecosystem that has innovation at its heart.

Moderator
avatar for Pat Patel

Pat Patel

Global Head of Content, Money20/20
Bio coming soon

Speakers
avatar for Sopnendu Mohanty

Sopnendu Mohanty

Chief Fintech Officer, Monetary Authority of Singapore (MAS)
Bio coming soon


Sunday October 21, 2018 2:40pm - 3:10pm
Future Forum at Bellini Ballroom, Level 2

3:10pm

Money20/20 Hackathon: Awards Ceremony
Four years ago, Money20/20 launched an intense competition that brought together the most brilliant minds to collaborate and create the future of money. Today, the Money20/20 USA Hackathon is regarded as the best Fintech Hackathon in the world for the brightest developers, designers and entrepreneurs. From blockchain to machine learning, IoT, big data, and beyond--we invite the best of the best to showcase their skills and vision using APIs, SDKs and other tools from today's leading payment and financial service innovators. In this session, our winners will be announced and celebrated--a total of $100,000 in prizes!

Moderator
avatar for Brian Collins

Brian Collins

Chief Strategy Officer, AngelHack
Brian Collins is the CSO of AngelHack and has 10 years of marketing experience. Prior to AngelHack, he was the Director of Accounts at Appency where he focused on mobile growth and scaling. After his work with companies such as King, ARM, and Ravensburger, he was nominated for and... Read More →
avatar for Hannah Gribbin

Hannah Gribbin

Operations Manager, Money20/20
avatar for Kristen Scheven

Kristen Scheven

Chief Marketing Officer, AngelHack
Kristen Scheven, Chief Marketing Officer at AngelHack, uses her depth of experience working at the intersection of design, creativity, and technology to cultivate brand equity. She brings her wealth of 10+ years in the marketing field to AngelHack’s clients by developing brand strategies... Read More →

Sunday October 21, 2018 3:10pm - 3:40pm
Catalyst Cave at Marco Polo Ballroom, Level 1

3:20pm

Artificial Intelligence is a Game-Changer, But Are You AI Ready?
Artificial Intelligence (AI) is driving a global transformation that it is touching every aspect of our world, our lives and our businesses. Many in the industry believe AI is the key to fundamentally changing how organizations derive insights and value from data. We know that AI will be a game-changer in financial services, but we also realize that there is no “magic bullet." For most organizations, AI will be a journey. But how do you know when you're ready to implement AI in your business? And how can you best approach the opportunity? In this session, gain real-world insights from Texas Capital Bank, a $25+ billion commercial bank that boldly applied this new technology, on how they approached AI from the top down to ensure active delivery on key business projects and priorities.

Moderator
avatar for Yousef Hashimi

Yousef Hashimi

VP & Partner Cognitive Big Data & Analytics, IBM
Mr. Hashimi is the Lead US Partner for Big Data and Cognitive Business Solutions in the Financial Services Sector for IBM Global Business Services. Recognized as a thought leader in data and analytics strategy, planning and information management transformation, Mr. Hashimi specializes... Read More →

Speakers
avatar for Rob Palacios

Rob Palacios

EVP & Director TCB Labs, Texas Capital Bank
Rob currently leads TCB Labs at Texas Capital Bank, an Innovation centric team focused on Expediting Efficient Exploration, Assessment and Adoption of Emerging Technologies in the organization.TCB Labs facilitates design thinking and lean startup learning across the organization in... Read More →


Sunday October 21, 2018 3:20pm - 3:50pm
Cyber Dome at Murano Ballroom, Level 3

3:20pm

Can a Secure & Private Digital ID Still Allow Us to Enjoy Life?
Can biometrics play a role in reducing friction in commerce and banking? The panelists argue that it can – if it is integrated naturally into the existing consumer experience. Whether it’s using an ATM, paying in-store or visiting a bank, the panelists say biometrics can provide a superior user experience. It’s even going mobile. You may have left your wallet, ID or keys at home, but it’s unlikely that you have forgotten your face, eyes or fingers!

Moderator
avatar for Bianca Lopes

Bianca Lopes

Identity Strategist, Consultant & Speaker
Naturally Curious. Fascinated by humans. Electrified by all that is possible when you can dream as big as the world is. Bianca is a Serial Entrepreneur, Experienced Speaker in Technology, Identity, Trust & Data. Seasoned Business Development Strategist, Leader & Senior Executive... Read More →

Speakers
avatar for Megan Heinze

Megan Heinze

President, North America Financial Institutions, IDEMIA
Megan Heinze has extensive experience in the Financial Institutions sector, working for major banks and leading processors in various executive management positions in marketing, sales, transformation programs, strategy, and general management. Currently, Megan is President of North... Read More →
avatar for Jenny Openshaw

Jenny Openshaw

SVP Sales & Sales Operations, IDEMIA
Jenny Openshaw leads the Sales organization for IDEMIA in the North American Identity and Security market. She has been with IDEMIA and its predecessor MorphoTrust for thirteen years, helping to establish the Company’s leadership in digital identity. Prior to joining IDEMIA, Ms... Read More →


Sunday October 21, 2018 3:20pm - 3:50pm
The Vault at Titian Ballroom, Level 2

3:20pm

IndiaStack: The World's Model for a Digital-First Economy?
The India Stack was one of the most ambitious government driven projects ever to be implemented. It’s not been an easy journey with numerous challenges and learnings along the way. One of the major successes has been the number of companies, from Whatsapp to Google to Paytm, who have built new products and services to leverage the infrastructure and provide frictionless and convenient value propositions to customers. The benefits go way beyond financial services such as healthcare and public services. Hear from this panel of experts as they share the current state of play and the lessons learned, bringing to life the applicability in other markets and what’s next over the coming year.  

Moderator
avatar for Amit Goel

Amit Goel

Chief Strategy & Innovation Officer, MEDICI
Amit Goel is the Founder & Chief Strategy & Innovation Officer for MEDICI. Amit’s vision is to build a strong FinTech market network that involves financial institutions, banks, startups, investors, analysts & other key stakeholders across the ecosystem – helping each one of them... Read More →

Speakers
avatar for Melissa Frakman

Melissa Frakman

Managing Partner, EMVC
Melissa Frakman, Founder & Managing Partner, Emphasis Ventures (EMVC) is an early-stage venture investor and award-winning business strategist with over a decade of on-the-ground experience in India and other global emerging technology hubs. She invests in, and builds bridges for... Read More →
avatar for B. Amrish Rau

B. Amrish Rau

CEO India, PayU
As the CEO of PayU India, India’s leading digital payment solution providers, B. Amrish Rau is at the forefront of driving digital transformations in the Indian financial services space.  Amrish was the Owner & CEO of Citrus Pay, a leading consumer payments company, working to... Read More →


Sunday October 21, 2018 3:20pm - 3:50pm
Wavemakers at Lido Ballroom, Level 3

3:20pm

Future of Financial Regulation Town Hall
With regulation serving as almost an underlying “operating system” for financial services, it’s critical for industry operators to understand how to navigate a regulatory landscape that is constantly evolving. Political change and technologies like AI and blockchain are disrupting the status quo and shaping the future of financial regulation. What are the current regulatory issues that are most impactful for your business? What does the future hold? This interactive “town hall” session, driven by audience Q&A, provides a unique opportunity for Money20/20 USA attendees to ask questions directly to a panel of regulators and former regulators from the U.S. and around the globe.

Moderator
avatar for Jo Ann Barefoot

Jo Ann Barefoot

Co-Founder, Hummingbird Regtech & CEO, Barefoot Innovation Group
Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard  Kennedy... Read More →

Speakers
avatar for Nick Cook

Nick Cook

Head of RegTech & Advanced Analytics, Financial Conduct Authority, UK
Nick leads the FCA’s RegTech activities, including the FCA’s TechSprint events - the first events of their kind convened by a financial regulator. He is responsible for creating the FCA’s Analytics Centre of Excellence to drive the organization’s use of data science, machine... Read More →
avatar for Thomas Curry

Thomas Curry

Former Comptroller of the Currency & Partner, Nutter, McClennen & Fish
Thomas J. Curry is a partner and a co-leader of Nutter’s Banking and Financial Services group. Prior to joining Nutter, Tom served as the U.S. Comptroller of the Currency until May 2017. He most recently served as an expert consultant for the International Monetary Fund. As Comptroller... Read More →
avatar for Sopnendu Mohanty

Sopnendu Mohanty

Chief Fintech Officer, Monetary Authority of Singapore (MAS)
Bio coming soon
avatar for Duane Pozza

Duane Pozza

Assistant Director, Division of Financial Practices, U.S. Federal Trade Commission
Bio coming soon
avatar for Paul Watkins

Paul Watkins

Director, Office of Innovation, U.S. Bureau of Consumer Financial Protection (BCFB)
Paul Watkins is the Director of the Office of Innovation at the Bureau for Consumer Financial Protection. In this role, he oversees the Bureau’s efforts to facilitate innovation, competition, and consumer access within the markets for financial products and services. Watkins was... Read More →


Sunday October 21, 2018 3:20pm - 3:50pm
Future Forum at Bellini Ballroom, Level 2

4:00pm

Welcome & Session Opening
Speakers
avatar for Tracey Davies

Tracey Davies

President, Money20/20
Tracey Davies is the President and Managing Director of Money20/20, the world’s leading FinTech and payments summit. She is in charge of driving the event’s global expansion and developing growth strategies for the business. Run by Ascenital PLC (formerly known as Top Right Group... Read More →
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Sunday October 21, 2018 4:00pm - 4:05pm
Revolution Stage at Venetian Ballroom, Level 2

4:05pm

Is There Wealth Beyond the Wealthy?
By combining new technology, empathy, and an evolved view of our expertise, the financial services industry has an unprecedented opportunity to serve much wider segments of society. No matter where someone sits on the economic ladder, we can help people “think big” and feel a greater sense of potential, security, control, self-worth, and dignity. Wealth is a concept that applies beyond just the traditionally “wealthy.” At its best, our industry serves the needs of all people – from those establishing $1,000 in emergency savings to those investing millions in the capital markets. However, to achieve this goal, we must first help people understand the relationship between their wealth and their well-being.

Speakers
avatar for Frank Cooper III

Frank Cooper III

Senior Managing Director & Global Chief Marketing Officer, BlackRock
Frank Cooper III is Senior Managing Director & Global Chief Marketing Officer of BlackRock, where he is responsible for shaping BlackRock's global brand and leading its marketing throughout the world. He serves on BlackRock’s Global Executive Committee which has overall responsibility... Read More →


Sunday October 21, 2018 4:05pm - 4:25pm
Revolution Stage at Venetian Ballroom, Level 2

4:25pm

The Trust Imperative: Earning the Right to Manage People’s Money
In its 18th year, Edelman's annual Trust Barometer surveys over 33,000 global respondents to reveal how trust in financial services, executives and technology has been gained or lost. Wells Fargo, after issues around sales practices tarnished the company's reputation, has embarked on its own journey to rebuild trust with its stakeholders. Indeed, it's a critical time for banks as they navigate digital transformation and a fiercely competitive marketplace. In this authentic keynote conversation, Edelman's Deidre Campbell engages Jim Rowe, Wells Fargo's EVP & Head of Stakeholder Relations,  on the challenges faced by today's banking leaders and the hard questions of earning, regaining and keeping your customers' trust.

Moderator
avatar for Deidre Campbell

Deidre Campbell

Global Chair, Financial Services Sector, Edelman
Deidre H. Campbell is the Global Chair of Edelman’s Financial Services Sector, comprising 350 executives in 33 offices. Focused on building trusted relationships with key stakeholders, the team partners with financial services companies around the world to evolve their communications... Read More →

Speakers
avatar for Braden More

Braden More

EVP, Head of Partnerships & Industry Relations, Wells Fargo & Company
Braden More leads business development, partnerships, and industry relations for Wells Fargo’s payments business. He and his team work across the consumer and commercial bank to grow Wells Fargo’s deposit and payment franchise by focusing on customers, partners, and regulators.Before... Read More →


Sunday October 21, 2018 4:25pm - 4:45pm
Revolution Stage at Venetian Ballroom, Level 2

4:45pm

Micro-Platforms: The New Engines of the Online Economy
The real transformative potential of the internet isn't to move offline commerce online, but rather to enable the creation of entirely new businesses that don't yet exist. Join Stripe COO Claire Hughes Johnson as she explores recent data on the types of companies driving real growth and jobs globally, how the internet is evolving from advertising-led to commerce-led, and why micro-platforms will have a macro-sized impact in the coming years.

Speakers
avatar for Claire Hughes Johnson

Claire Hughes Johnson

Chief Operating Officer, Stripe
Claire is responsible for scaling Stripe’s worldwide business operations to meet the needs of its rapidly-growing user base. She brings nearly 20 years of experience in sales, product marketing, and operational scaling to Stripe.From 2004-2014 Claire led various product and operations... Read More →


Sunday October 21, 2018 4:45pm - 5:05pm
Revolution Stage at Venetian Ballroom, Level 2

5:05pm

Paving a Path to Financial Liberation
John Hope Bryant is at the forefront of the Silver Rights Movement, fighting for financial dignity and economic inclusion for underbanked and underserved communities. He leads the country's largest for-purpose provider of financial empowerment programming focused on disrupting poverty. Since its inception, HOPE has served more than 2.8 million people and directed more than $2.7 billion in economic activity intro disenfranchised communities to help create an economy to works for all. Hear this revolutionary leader share his inspiring vision on uplifting communities and helping individuals achieve financial freedom.

Speakers
avatar for John Hope Bryant

John Hope Bryant

Founder, Chairman & CEO, Operation HOPE
American Banker magazine 2016 “Innovator of the Year”, Inc.’s “The World’s 10 Top CEOs” (honorable mention), and one of Time magazine’s “50 Leaders for the Future” named in 1994, John Hope Bryant is an American entrepreneur, author, philanthropist, and prominent... Read More →


Sunday October 21, 2018 5:05pm - 5:25pm
Revolution Stage at Venetian Ballroom, Level 2

5:25pm

Session Wrap-Up
This is a session description.

Speakers
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Sunday October 21, 2018 5:25pm - 5:30pm
Revolution Stage at Venetian Ballroom, Level 2

7:30pm

Poolside Reception
Our Poolside Reception at the kickoff of Money20/20 USA has been reinvigorated and extended, featuring three brand new pools all with a unique purpose in mind.

Be sure to visit the Fintech for Social Good Pool to meet those that are changing the world using financial technology including influencers Bianca lopes, Identity Strategist, Consultant & Speaker and Sam Maule, Managing Partner, North America, 11:FS.

Meet the next wave of entrepreneurs breaking out at Money20/20 in the Startup Pool including influencers Aditya Khurjekar,  CEO & Founder, MEDICI and Pascal Bouvier, Fintech Venture Capital Investor.

And meet the most renowned and revolutionary minds at the Limitless Pool including influencers Chris Skinner, Chairman, The Financial Services Club , Jim Marous, Co-Publisher, The Financial Brand and David Birch, Director of Innovation, Consult Hyperion. 

In addition to more pools, we’ve added more time and more opportunities for networking – making it easier than ever to target those you’re looking to meet.


Sunday October 21, 2018 7:30pm - 10:30pm
Palazzo pool #7, Palazzo tower, level 3
 
Monday, October 22
 

8:25am

Banking & Personal Finance Track: Chairperson's Welcome
How are open and mobile platforms reinventing money management?

Mobile-first consumers have ignited a revolution in retail banking and personal finance. Open platforms and secure APIs are allowing consumer financial data to be shared with third-party startups who are challenging incumbent banks by providing specialized digital solutions for payments, budgeting, saving and wealth management. Discover banking’s surprising future, powered by new delivery models and balancing emerging competitors with cross-industry collaboration.

Speakers
avatar for David Poole

David Poole

Head of Financial Services Center of Excellence, Publicis.Sapient
David leads Publicis.Sapient’s Financial Services Centre of Excellence, which is responsible for supporting clients in thought leadership, innovation, digital transformation, and insight into customer trends. Clients include Goldman Sachs, JPMorgan Chase, U.S Bank, RBS, Visa, TD... Read More →


Monday October 22, 2018 8:25am - 8:30am
The Vault at Titian Ballroom, Level 2

8:25am

Cybersecurity & Fraud Track: Chairperson's Welcome
What emerging technologies and approaches have the potential to protect our most critical digital assets from an army of hackers and fraudsters?
The battle against cybercriminals is real and ongoing. The direct and indirect cost of fraud and data breaches is staggering, both for businesses and consumers. How can financial services providers remain on the right side of risk and protect themselves and their customers against bad actors? Learn about the emerging technologies and approaches that are shifting the balance of power to the “white hats” and providing new tools to help mitigate losses and fight financial crime.

Speakers
avatar for Sean Sposito

Sean Sposito

Analyst, Fraud & Security, Javelin Strategy & Research
Sean Sposito is an analyst in the security practice at Javelin Strategy & Research. His primary focus is the intersection of retail banking and information security. The topics he’s keenly interested in are vulnerability disclosure, cybersecurity insurance, threat intelligence... Read More →


Monday October 22, 2018 8:25am - 8:30am
Cyber Dome at Murano Ballroom, Level 3

8:25am

Fintech for Social Good Track: Chairperson's Welcome
How can we help power a fairer and more inclusive global financial system?
2.5 billion people, 36% of the world’s population, are unbanked. More still are banked but not financially healthy, even in developed markets. More than half of Americans struggle financially, including excess debt, irregular income and sporadic savings habits. Learn how fintech can be used for social good and how Money Revolutionaries are making a measurable impact on people’s lives.

Speakers
avatar for Vikas Raj

Vikas Raj

Managing Director, Accion Venture Lab, Accion
Vikas Raj is Managing Director of Accion Venture Lab, Accion’s seed-stage investment initiative in fintech for the underserved. Venture Lab invests capital in, and provides support to, innovative fintech startups that increase access to, improve the quality of, or reduce the cost... Read More →


Monday October 22, 2018 8:25am - 8:30am
Future Forum at Bellini Ballroom, Level 2

8:25am

Next Gen Commerce & Retail Track: Chairperson's Welcome
What is the next frontier for shopping, buying and selling?
The ways consumers discover, shop and buy any product, service or experience are being dramatically redefined, including omnichannel retail, next generation point-of-sale, social commerce, the on-demand economy and the Internet of Things. Gain valuable insight from both merchants and service providers on emerging commerce models and the financial solutions that will enable them.

Speakers
avatar for Michelle Tinsley

Michelle Tinsley

Board Member, QuikTrip & CEO, Tinsley Retail Insights
Michelle Tinsley is the founder of Tinsley Retail Insights- a boutique consulting firm helping retailers drive actionable innovation. By adopting technology retailers are able to improve their business and customer experiences. Formerly, Michelle served in a variety of roles over... Read More →


Monday October 22, 2018 8:25am - 8:30am
Wavemakers at Lido Ballroom, Level 3

8:30am

Bank Transformed: Embrace Change, Take Risks, Disrupt Yourself
If financial institutions do not take risks, they are at risk. Nowhere is this more evident than in digital transformation initiatives. As customer demographics change, so do their needs, and banks face becoming outdated and overtaken by the agile startups anxious to capitalize on the digital revolution. To succeed, banks must challenge their legacy thinking and disrupt their organizational structure, culture and hiring practices. They must also reconfigure their core capabilities. Learn which changes are likely to impact banking in the next 3-5 years and how to prepare.

Speakers
avatar for Jim Marous

Jim Marous

Co-Publisher, The Financial Brand
Named as one of the most influential people in banking and a top 5 financial services and artificial intelligence influencer to follow, Jim Marous is an internationally recognized industry futurist, co-publisher of The Financial Brand and the owner and publisher of the Digital Banking... Read More →


Monday October 22, 2018 8:30am - 8:50am
The Vault at Titian Ballroom, Level 2

8:30am

Outsmarting Financial Crime: Machine Learning & Beyond
For the last decade, as emerging tech is changing every area of the finance industry, transformative approaches for fighting fraud and financial crime have been elusive. Fraudsters have become increasingly sophisticated while organized crime rings have grown into a prevalent and formidable threat. But over the past two years, key technologies like artificial intelligence and machine learning are revolutionizing fraud prevention and anti-money laundering programs. Are we entering a renaissance that replaces antiquated costly approaches with a new era of cognitive intelligence and automation? Oak HC/FT's Tricia Kemp and Feedzai founder and CEO Nuno Sebastião reveal the key trends and explain how AI and machine learning can protect customers and unlock business value.

Moderator
avatar for Tricia Kemp

Tricia Kemp

General Partner, Oak HC/FT
Oak HC/FT Co-Founder & General Partner Patricia Kemp has 15 years of experience as a venture capitalist investing in transformative companies and entrepreneurs. In 2014, Patricia, along with Annie Lamont and Andrew Adams, launched Oak HC/FT, a venture capital fund investing in early... Read More →

Speakers
avatar for Nuno Sebastiao

Nuno Sebastiao

Co-Founder, Chairman & CEO, Feedzai
In 2011, Nuno and his fellow co-founders set out Feedzai to fight financial fraud with advanced machine learning technology. Fast forward to today, Nuno has been named the Entrepreneur of the Year by London Business School, shared a stage with tech leaders such as Stephen Hawking... Read More →


Monday October 22, 2018 8:30am - 8:50am
Cyber Dome at Murano Ballroom, Level 3

8:30am

Fintech Trends Driving the Greatest Social Impact in 2019
Recent data shows that despite growth in account access and digital payments, progress in savings, credit and financial resilience for three billion underserved has stalled. What trends can investors and entrepreneurs expect to see in 2019? How can the industry ensure that it creates products and services that are actually useful to people’s lives? Join this conversation with Accion’s Michael Schlein and The Rise Fund's Maya Chorengel as they explore the key questions.

Speakers
avatar for Maya Chorengel

Maya Chorengel

Senior Partner, Impact, Financial Services Sector Lead, The Rise Fund, TPG Global
Ms. Chorengel is Senior Partner, Impact, and the Financial Services Sector Lead at The Rise Fund. The Rise Fund is committed to achieving social and environmental impact alongside competitive financial returns by partnering with creative entrepreneurs to build successful businesses... Read More →
avatar for Michael Schlein

Michael Schlein

President & CEO, Accion
Michael Schlein is the President and CEO of Accion, a global nonprofit committed to creating a financially inclusive world, with a pioneering legacy in microfinance and fintech impact investing. Accion catalyzes financial service providers to deliver high-quality, affordable solutions... Read More →


Monday October 22, 2018 8:30am - 8:50am
Future Forum at Bellini Ballroom, Level 2

8:30am

Commerce 2040: Redefining How & Where Consumers Shop
Explore how underlying drivers could change different consumer worlds over the next 20 years. In this presentation, Euromonitor International outlines a vision for commerce in 2040, highlighting the new formats, business models and experiences that consumers of tomorrow will expect and the implications thereof. This thought-provoking session looks at how commerce might evolve and identifies new opportunities that might emerge over the next two decades. Attendees will leave this visually driven presentation with a preview of next-gen commerce as Euromonitor International sketches and conceptualizes how and where these consumers might shop in 2040.

Speakers
avatar for Michelle Evans

Michelle Evans

Global Head of Digital Consumer Research, Euromonitor International
As Head of Digital Consumer Research at Euromonitor International, Michelle Evans oversees the firm’s research on the digital consumer, providing actionable insights and in-depth analyses into how technological advances are reshaping the way consumers browse and buy goods and services... Read More →


Monday October 22, 2018 8:30am - 8:50am
Wavemakers at Lido Ballroom, Level 3

9:00am

Designing a Fintech from Scratch, Starting with the Customer
Financial services remains a ripe space for development of creative new products and services. While this movement has benefited consumers, the innovation has primarily been product and technology-centric. The industry is still asking consumers to behave more like bankers, communicating what’s happening with their accounts through ledgers and interest rates instead of providing intuitive solutions. Is it time to disrupt the way we think about financial products and services? Enter Swell Investing, a fintech startup that was built from the ground up with iconic design firm IDEO. Learn from their expertise and experience the challenges and benefits of human-centered design for products, services and organizations.

Moderator
avatar for Peter Jackson

Peter Jackson

Portfolio Director, IDEO
Peter Jackson is a portfolio director at IDEO San Francisco, where he is focused on the intersection of consumer experience and organizational design. He guides IDEO teams and clients to envision innovative new products, services, and service delivery experiences and works alongside... Read More →

Speakers
avatar for Dave Fanger

Dave Fanger

CEO & Founder, Swell Investing
Dave Fanger is the visionary behind Swell Investing. Dave previously focused on Merger and Acquisition valuations at 150-year-old financial services firm Pacific Life. As he traveled around the country evaluating companies, he noticed that companies taking a values-based approach... Read More →
avatar for Carl Fudge

Carl Fudge

Director, New Ventures, IDEO
As a portfolio director, Carl Fudge leads teams working to build new products and ventures that have the potential to create enormous impact for clients. That means taking a human-centered and design-led approach to building a business from scratch—from sketching an idea on a piece... Read More →


Monday October 22, 2018 9:00am - 9:30am
The Vault at Titian Ballroom, Level 2

9:00am

Managing the Security Risks of Fintech Innovation
Technology advances are unlocking countless new opportunities in financial services and paving the way to future growth. However, with every new breakthrough comes new vulnerabilities. In this session, Robert Hackett of Fortune moderates a discussion with HackerOne CEO Mårten Mickos and Coinbase VP of Security Philip Martin exploring the most exciting new financial technologies and the mounting cybersecurity risks facing them.

Moderator
avatar for Robert Hackett

Robert Hackett

Senior Writer, Fortune
Robert Hackett is a senior writer at Fortune, a cofounding editor of Fortune's The Ledger, a franchise covering the intersection of finance and technology, and a cofounding chair of Brainstorm Finance, a Fortune conference taking place in Montauk next summer. He writes Cyber Saturday... Read More →

Speakers
avatar for Philip Martin

Philip Martin

VP Security, Coinbase
Philip is the VP of Security at Coinbase, where he is continually amazed at the amount of attacker effort and creativity inspired by a few billion dollars of digital currency. Prior to Coinbase, Philip built and led the Incident Response and Security Engineering teams at Palantir... Read More →
avatar for Mårten Mickos

Mårten Mickos

CEO, HackerOne
Mårten Mickos is the CEO of HackerOne. Previously, Mårten served as CEO at Eucalyptus, a cloud software company acquired by HP where he then served as the SVP of the cloud division. Before that, he was CEO of MySQL, an open-source database company acquired by Sun Microsystems for... Read More →


Monday October 22, 2018 9:00am - 9:30am
Cyber Dome at Murano Ballroom, Level 3

9:00am

Driving Financial Inclusion: Why Cutting Edge Tech is No Panacea
Today’s younger generations are at risk of ending up poorer than their parents. The government is doing little to soften the blow and banks simply aren’t incentivized to help. Is cutting edge tech the answer? NerdWallet CEO and former CFPB Consumer Advisory Board Member Tim Chen calls "BS" on the hype and argues that creating a more inclusive financial system requires first focusing on the fundamentals of the problem—transparency, shop-ability, accountability and consumer empowerment.

Moderator
avatar for Angela Strange

Angela Strange

General Partner, Andreesen Horowitz
Angela is a FinTech & Enterprise focused Investment Partner at Andreessen Horowitz. Proud to partner with companies like ActiveHours, Branch, HealthIQ, Mayvenn, PeerStreet, Point, Propel, Quantopian. She is former co-chair now board member of C100, a non-profit that bridges Canadian... Read More →

Speakers
avatar for Tim Chen

Tim Chen

CEO & Co-Founder, NerdWallet
Tim Chen is CEO and co-founder of NerdWallet, where he sets the strategic vision and is determined to give consumers clarity around all of life’s financial decisions. A former hedge fund equity analyst, Tim also worked as an equity research analyst at Credit Suisse First Boston... Read More →


Monday October 22, 2018 9:00am - 9:30am
Future Forum at Bellini Ballroom, Level 2

9:00am

A Commerce Conversation with Discover's New CEO & President
There’s never been a more exciting time than today in retail and each emerging new model of commerce must be supported by innovative new payments platforms and financing solutions. Join this insightful conversation with Roger Hochschild, the new CEO & President at Discover, on how payment networks, card issuers and banks can survive and thrive.

Moderator
avatar for Jordan McKee

Jordan McKee

Research Director, 451 Research
Jordan McKee is a Research Director for Customer Experience & Commerce, and also leads 451 Research’s coverage of the payments ecosystem. He focuses on digital transformation across the commerce value chain, with an emphasis on the major trends impacting payment networks, issuing... Read More →

Speakers
avatar for Roger Hochschild

Roger Hochschild

CEO & President, Discover Financial Services
Roger C. Hochschild is Chief Executive Officer and President of Discover, and a member of the Board of Directors. He is responsible for all company operations, including Discover’s direct banking services: credit cards, loans and deposit products; and the Discover Global Network... Read More →


Monday October 22, 2018 9:00am - 9:30am
Wavemakers at Lido Ballroom, Level 3

9:00am

Wake Up with the CEOs: Leaders Paving the Way
The buck stops with the CEO, so when it comes to understanding the road ahead it is vital to understand what the industry’s leading CEOs are thinking and doing. Every morning, we’ll bring together three high-profile CEOs to debate, argue and predict where we’re headed and share what they and their organizations are doing to shape the future of money.

Moderator
avatar for Bob Hoey

Bob Hoey

GM Financial Services Market, IBM North America, IBM
Bob is General Manager of Financial Services Market for IBM US. He is responsible for the sale of IBM solutions to the major banks, financial markets firms and insurance companies located across the United States. In addition, Bob is an Officer of the IBM Corporation. Bob joined IBM... Read More →
avatar for Brian Kelly

Brian Kelly

Editor & Chief Content Officer, U.S. News & World Report
Brian Kelly is the Editor and Chief Content Officer of U.S. News & World Report, a publisher of news and consumer information products. Kelly is a member of the executive committee with primary responsibility for all the company’s content, which includes the website usnews.com... Read More →

Speakers
avatar for Simon Paris

Simon Paris

CEO, Finastra
Simon joined Finastra (formerly Misys) as President in June 2015, he was appointed Deputy Chief Executive Officer in 2017 and Chief Executive Officer in June 2018. He brings more than 20 years of sales, management and leadership expertise to the company. He came to Misys from SAP... Read More →
avatar for Zach Perret

Zach Perret

CEO & Co-Founder, Plaid
Bio coming soon
avatar for Mike Praeger

Mike Praeger

CEO & Co-Founder, AvidXchange
Michael Praeger is the Co-Founder and Chief Executive Officer of AvidXchange, Inc., the leading provider of on-demand accounts payables management and automated payment solutions. Since founding AvidXchange in 2000, Michael has been an active participant and speaker on "payables and... Read More →
avatar for Shivani Siroya

Shivani Siroya

Founder & CEO, Tala
Shivani Siroya is the founder and CEO of Tala, a leading mobile technology and data science company committed to expanding financial access, choice, and control for underserved consumers. Tala’s smartphone app provides instant credit scoring, lending, and other personalized financial... Read More →


Monday October 22, 2018 9:00am - 10:00am
Leadership Loft at Upper Lobby, Level 2

9:40am

What's Next for Payments? Look Abroad
While the future of payments is the subject of great debate, one thing is certain--if we want to know more about the future, we have to take a global view. Europe, in particular, has been a payments pioneer, from real-time settlements and contactless cards to EMV and PSD2. Taavet Hinrikus has scaled two of the most successful European tech companies--first as an early employee of Skype, and now as co-founder of TransferWise, an international money transfer service valued at $1.6 billion. As an entrepreneur, angel investor in more than forty European startups, and member of the European Innovation Council's High Level Group of Innovators, Hinrikus is helping Europe lead the next wave of payments innovation. In this session, he shares what the U.S. banking sector can learn from the European tech boom and how the current geopolitical climates may come into play in the U.S., the UK, and beyond.

Moderator
avatar for Anna Irrera

Anna Irrera

Fintech Correspondent, Reuters
Anna Irrera is a correspondent at Reuters in New York where she covers the financial technology sector and technology related developments at some of the world’s largest financial institutions. In her role she works on stories on topics at the intersection of Wall Street and Silicon... Read More →

Speakers
avatar for Taavet Hinrikus

Taavet Hinrikus

Co-Founder & CEO, TransferWise
Taavet Hinrikus is co-founder and chairman of TransferWise, new kind of financial company for people and businesses that travel, live and work internationally. It makes sending money overseas up to 8 times cheaper than using a bank. It’s the fairest, easiest way to manage your money... Read More →


Monday October 22, 2018 9:40am - 10:00am
The Vault at Titian Ballroom, Level 2

9:40am

Measuring Financial Health to Hold Ourselves Accountable
Public debate and policy considerations have questioned the merits of corporate America’s focus on short-term value for the sake of shareholders without considering the financial health of customers. New numbers from the U.S. Financial Health Pulse survey are sobering--just over a quarter of Americans are financially healthy during a time of unprecedented economic growth. CFSI's Jennifer Tescher shares what means to be in the financial health business and how it can lead to long-term, bottom-line gains. She explores why fintechs must embrace a consistent system of measuring the financial health of our customers to serve as a mirror in which we can hold ourselves accountable.

Speakers
avatar for Jennifer Tescher

Jennifer Tescher

President & CEO, Center for Financial Services Innovation
Jennifer Tescher is the President & CEO of the Center for Financial Services Innovation (CFSI), the nation’s authority on consumer financial health. CFSI is the authority on consumer financial health, leading a network of committed financial services innovators to build better consumer... Read More →


Monday October 22, 2018 9:40am - 10:00am
Future Forum at Bellini Ballroom, Level 2

9:40am

The Carvana Story: Fintech & the Next Gen Car Buying Experience
Carvana is on a mission to change the way people buy cars, and fintech plays a critical role in its intuitive and convenient online car buying and financing platform. Carvana puts the customer first, enabling them to quickly and easily shop more than 10,000 vehicles, finance, trade-in or sell their current vehicle to Carvana, sign contracts, and schedule as-soon-as-next-day delivery or pickup at one of Carvana’s proprietary automated Car Vending Machines. Hear from Ernie Garcia, Carvana's founder and CEO, on how fintech is helping the company drive the new way to buy a car.

Moderator
avatar for James Wester

James Wester

Research Director, Worldwide Payment Strategies, IDC
Bio coming soon

Speakers
avatar for Ernie Garcia III

Ernie Garcia III

President, CEO & Chairman, Carvana
Ernie Garcia, III co-founded Carvana and has served as our President and Chief Executive Officer since the inception in 2012. Mr. Garcia is also Chairman of the Carvana Co. Board. Prior to founding Carvana, Mr. Garcia held various roles at the DriveTime Automotive Group, Inc. from... Read More →


Monday October 22, 2018 9:40am - 10:00am
Wavemakers at Lido Ballroom, Level 3

9:40am

Beyond Bug Bounty: Crowdsourcing Ethical Hackers
Cybersecurity in financial services and payments is facing a double-edged sword: an ever-growing problem of cyberattacks combined with a dearth of top-notch security talent to combat threats and scale for the long-term. Ethical hackers can help financial services get ahead of the nefarious players. Their creativity, diversity and persistence make them an ideal security partner. Crowdsourcing testing might be the best path, but bug bounty and crowdsourced security programs must be approached in the right way. Learn best practices and insider tips from the chief executive of Synack and one of his leading security specialists.

Moderator
avatar for Sean Sposito

Sean Sposito

Analyst, Fraud & Security, Javelin Strategy & Research
Sean Sposito is an analyst in the security practice at Javelin Strategy & Research. His primary focus is the intersection of retail banking and information security. The topics he’s keenly interested in are vulnerability disclosure, cybersecurity insurance, threat intelligence... Read More →

Speakers
avatar for Jay Kaplan

Jay Kaplan

CEO & Co-Founder, Synack
Jay Kaplan is the CEO and Co-Founder of Synack, the leader of crowdsourced security. Synack has raised over $60 million in funding since its founding in 2013; now the company’s trusted hacker-powered platform protects top banks around the world, DoD classified assets, and close... Read More →
avatar for Karl Schimmeck

Karl Schimmeck

Executive Director, Global Head of Vulnerability Management, Morgan Stanley
Karl Schimmeck is the Global Head of Vulnerability Management at Morgan Stanley, responsible for the discovery of and oversight on the remediation of vulnerabilities discovered within the corporate computing environment.  This includes management of the firm’s application security... Read More →
avatar for Mikhail Sosonkin

Mikhail Sosonkin

Russian Hacker & Security Specialist, Synack
Mikhail Sosonkin is a Security Researcher working with Synack who enjoys hacking devices, reversing malware and looking for cracks in security for the greater good. Mikhail has a Computer Science degree from NYU, where he has also taught Application Security, and a Software Engineering... Read More →


Monday October 22, 2018 9:40am - 10:10am
Cyber Dome at Murano Ballroom, Level 3

10:00am

Money20/20 Meetup: First-Timers
Is it your first time attending Money20/20? Not sure where to go or what to do first, second or third? Never fear. We’ve got your back! Come meet other first-timers and learn from our panel of experienced Money20/20 veterans how to get the most out of your Money20/20 experience.

Moderator
avatar for Sanjib Kalita

Sanjib Kalita

Co-Founder & CEO, Guppy
Sanjib Kalita is Co-Founder and CEO of Guppy, the next generation credit bureau built on blockchain technology. Guppy’s groundbreaking platform, powered by cryptographic tokens, delivers transparency, control and revenues to banks, account providers and consumers in a radical, new... Read More →

Speakers
avatar for Jay Levy

Jay Levy

Co-Founder & Partner, Zelkova Ventures
Jay Levy is a co-founder and partner of Zelkova Ventures. Jay focuses most of his time in working with the current portfolio companies and looking at new investments in the software-as-a-service, Internet media and green tech space.      Jay launched his entrepreneurial career... Read More →
avatar for Dan Ring

Dan Ring

VP Global Communications, ACI Worldwide
Dan Ring serves as vice president of global communications at ACI Worldwide, a leading global provider of real-time electronic payment and banking solutions. Previously, Dan led worldwide communications for Sophos, a global leader in network and endpoint security. Prior to Sophos, Dan worked in external communications for IBM... Read More →


Monday October 22, 2018 10:00am - 10:40am
Connections at The PayPal Lounge at Expo Hall, Level 2

10:00am

Money20/20 Meetup: Regulation Conversation
Looking for opportunities to engage directly with regulators? This facilitated networking opportunity allows industry execs, from large incumbents to startups, to engage informally with a gathering of leading regulators across the globe. Join us to discuss the challenges of navigating a shifting regulatory landscape and explore the exciting opportunities for regtech to drive the future of financial regulation.

Moderator
avatar for Jo Ann Barefoot

Jo Ann Barefoot

Co-Founder, Hummingbird Regtech & CEO, Barefoot Innovation Group
Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard  Kennedy... Read More →

Speakers
avatar for Chris Campbell

Chris Campbell

Former Assistant Secretary for Financial Institutions, U.S. Department of the Treasury
Chris Campbell was unanimously confirmed by the United States Senate in 2017 as the Assistant Secretary of the Treasury for Financial Institutions, a role he occupied in 2017 and 2018. While at Treasury he was responsible for coordinating the Department’s efforts regarding financial... Read More →
avatar for Nick Cook

Nick Cook

Head of RegTech & Advanced Analytics, Financial Conduct Authority, UK
Nick leads the FCA’s RegTech activities, including the FCA’s TechSprint events - the first events of their kind convened by a financial regulator. He is responsible for creating the FCA’s Analytics Centre of Excellence to drive the organization’s use of data science, machine... Read More →
avatar for Thomas Curry

Thomas Curry

Former Comptroller of the Currency & Partner, Nutter, McClennen & Fish
Thomas J. Curry is a partner and a co-leader of Nutter’s Banking and Financial Services group. Prior to joining Nutter, Tom served as the U.S. Comptroller of the Currency until May 2017. He most recently served as an expert consultant for the International Monetary Fund. As Comptroller... Read More →
avatar for Raj Date

Raj Date

Managing Director, Fenway Summer
Raj serves on the Boards of Directors for two Fenway Summer-seeded startups: a mass-market credit card venture, FS Card, and a private student lender, College Avenue. He also serves as a Director for a number of other innovative, high-growth firms in consumer finance, including Prosper... Read More →
avatar for Melissa Koide

Melissa Koide

CEO, FinRegLab
Melissa Koide is the CEO of FinRegLab, a financial services research organization that examines how technology and data can help achieve public policy aspirations, address regulatory requirements, and lead to a more efficient and inclusive marketplace. FinRegLab provides an independent... Read More →
avatar for Gregory Meeks

Gregory Meeks

U.S. Congressman, 5th District, State of New York, U.S. House of Representatives
Serving the people of New York's Fifth Congressional District has been the focus of Congressman Gregory W. Meeks' eighteen-year tenure in the U.S. House of Representatives. During that time he has earned the respect of his constituents, as well as both Democrats and Republicans in... Read More →
avatar for Sopnendu Mohanty

Sopnendu Mohanty

Chief Fintech Officer, Monetary Authority of Singapore (MAS)
Bio coming soon
avatar for Duane Pozza

Duane Pozza

Assistant Director, Division of Financial Practices, U.S. Federal Trade Commission
Bio coming soon
avatar for Paul Watkins

Paul Watkins

Director, Office of Innovation, U.S. Bureau of Consumer Financial Protection (BCFB)
Paul Watkins is the Director of the Office of Innovation at the Bureau for Consumer Financial Protection. In this role, he oversees the Bureau’s efforts to facilitate innovation, competition, and consumer access within the markets for financial products and services. Watkins was... Read More →


Monday October 22, 2018 10:00am - 10:40am
The Garden at Expo Hall, Level 2

10:10am

Debate: Will Blockchain Replace Today's Payments Platforms?
One of the most debated new payments technologies is blockchain. In this Oxford-style debate, two respected industry practitioners will argue for and against the case that blockchain will replace today’s payments platforms. Ripple will argue in favor of blockchain’s merits, citing the design of distributed ledger technology as superior to legacy architectures. FIS will defend the industry’s current approach, noting its scale, security, broad adoption and efficiency. The session will begin and conclude with a poll to gauge the audience’s opinion. Yea or Nay? Which do you believe?

Moderator
avatar for Tony Hayes

Tony Hayes

Partner, Oliver Wyman
Tony is the global head of Oliver Wyman's Payments practice, based in the firm's Boston office. Tony leads a worldwide team of partners and consultants to serve stakeholder across the payments value chain (including issuers, ATM deployers, networks, acquirers, merchants and private... Read More →

Speakers
avatar for Esther Pigg

Esther Pigg

SVP Product Strategy, FIS Payments, FIS
Esther leads the Product Strategy team for FIS Banking & Payments that spans core banking, retail and corporate payments, merchant, network, fraud and loyalty programs. By maintaining a 360 view of future trends and competitive impacts to the banking and payments landscape, the Product... Read More →
avatar for David Schwartz

David Schwartz

Chief Technology Officer, Ripple
David Schwartz is Chief Technology Officer at Ripple. David is one of the original architects of the Ripple consensus network. Prior to joining Ripple, David Schwartz was Chief Technical Officer for WebMaster Incorporated, a Santa Clara software developer. He developed encrypted cloud... Read More →


Monday October 22, 2018 10:10am - 10:40am
The Vault at Titian Ballroom, Level 2

10:10am

Ask Me Anything About Cybersecurity
Join this highly interactive session for open audience Q&A with four of the leading experts in cybersecurity. What are your pressing questions? Don’t be afraid to ask!

Moderator
avatar for Sean Sposito

Sean Sposito

Analyst, Fraud & Security, Javelin Strategy & Research
Sean Sposito is an analyst in the security practice at Javelin Strategy & Research. His primary focus is the intersection of retail banking and information security. The topics he’s keenly interested in are vulnerability disclosure, cybersecurity insurance, threat intelligence... Read More →

Speakers
avatar for Jay Kaplan

Jay Kaplan

CEO & Co-Founder, Synack
Jay Kaplan is the CEO and Co-Founder of Synack, the leader of crowdsourced security. Synack has raised over $60 million in funding since its founding in 2013; now the company’s trusted hacker-powered platform protects top banks around the world, DoD classified assets, and close... Read More →
avatar for Philip Martin

Philip Martin

VP Security, Coinbase
Philip is the VP of Security at Coinbase, where he is continually amazed at the amount of attacker effort and creativity inspired by a few billion dollars of digital currency. Prior to Coinbase, Philip built and led the Incident Response and Security Engineering teams at Palantir... Read More →
avatar for Mårten Mickos

Mårten Mickos

CEO, HackerOne
Mårten Mickos is the CEO of HackerOne. Previously, Mårten served as CEO at Eucalyptus, a cloud software company acquired by HP where he then served as the SVP of the cloud division. Before that, he was CEO of MySQL, an open-source database company acquired by Sun Microsystems for... Read More →
avatar for Karl Schimmeck

Karl Schimmeck

Executive Director, Global Head of Vulnerability Management, Morgan Stanley
Karl Schimmeck is the Global Head of Vulnerability Management at Morgan Stanley, responsible for the discovery of and oversight on the remediation of vulnerabilities discovered within the corporate computing environment.  This includes management of the firm’s application security... Read More →
avatar for Mikhail Sosonkin

Mikhail Sosonkin

Russian Hacker & Security Specialist, Synack
Mikhail Sosonkin is a Security Researcher working with Synack who enjoys hacking devices, reversing malware and looking for cracks in security for the greater good. Mikhail has a Computer Science degree from NYU, where he has also taught Application Security, and a Software Engineering... Read More →


Monday October 22, 2018 10:10am - 10:40am
Cyber Dome at Murano Ballroom, Level 3

10:10am

Reliving the Dream: Solving America’s Financial Health Crisis
With wage stagnation, rising costs and the changing nature of work, more than half of Americans are considered financially unhealthy. Most U.S. consumers have abandoned the American Dream of upward mobility in favor of financial stability. But financially healthy consumers improve prospects for everyone--individuals, neighborhoods, cities and even corporate America. In this candid conversation, Jennifer Tescher of CFSI and Scott Sanborn of LendingClub discuss how and why companies should be doing more to incorporate financial health improvement strategies into their cultures and product offerings.

Moderator
avatar for Jennifer Tescher

Jennifer Tescher

President & CEO, Center for Financial Services Innovation
Jennifer Tescher is the President & CEO of the Center for Financial Services Innovation (CFSI), the nation’s authority on consumer financial health. CFSI is the authority on consumer financial health, leading a network of committed financial services innovators to build better consumer... Read More →

Speakers
avatar for Scott Sanborn

Scott Sanborn

CEO, LendingClub
Scott Sanborn is CEO of LendingClub. A eight-year veteran of the company, Scott previously held the roles of President, Chief Marketing Officer and Chief Operations Officer. He helped lead the company through a prolonged period of triple digit growth that led to its 2014 IPO, and... Read More →


Monday October 22, 2018 10:10am - 10:40am
Future Forum at Bellini Ballroom, Level 2

10:10am

Pandora’s Technical Founder Spins a New Tune for Checkout
Will Glaser is an expert in making simple products out of complex systems. In 2000, he founded Pandora, the pioneering music streaming service. In 2016, he founded Grabango, a game-changing provider of checkout-free shopping tech. Just as Pandora took the difficult mathematics of high-dimensional data analysis and used it to make radio better, Grabango now uses computer vision and deep neural nets to transform physical world shopping. In this interactive presentation, Will gives us a peek into the emerging retail technology revolution and how it will uncover new profit sources for fintech.

Speakers
avatar for Will Glaser

Will Glaser

Founder & CEO, Grabango
Will Glaser has been recognized as an innovative leader in Silicon Valley for more than two decades - named by Microtimes as one of the 100 Most Influential People in High Technology for work done at his first startup: Hydra Systems. More recently, he founded Pandora Media (NYSE... Read More →


Monday October 22, 2018 10:10am - 10:40am
Wavemakers at Lido Ballroom, Level 3

10:15am

The Fintech Revolution Track: Chairperson's Welcome
Only the most transformative ideas live here—are you ready for the money revolution?
Held on the Avant-Garde stage, this track will feature some of our agenda’s most disruptive, thought-provoking and cutting-edge ideas on the future of financial technology. Content in this track is not restricted to a particular thematic topic and  we strongly encourage creative presentation formats that take full advantage of the unique in-the-round staging.Only the most transformative ideas live here—are you ready for the money revolution?

Speakers
avatar for Deidre Campbell

Deidre Campbell

Global Chair, Financial Services Sector, Edelman
Deidre H. Campbell is the Global Chair of Edelman’s Financial Services Sector, comprising 350 executives in 33 offices. Focused on building trusted relationships with key stakeholders, the team partners with financial services companies around the world to evolve their communications... Read More →


Monday October 22, 2018 10:15am - 10:20am
The Avant-Garde at Expo Hall, Level 2

10:20am

Guns, Drugs & Heels: Societal Change & Fintech
Today, high school students can unleash a national debate on gun control, legalized marijuana is emerging as an industry and women around the globe are marching for gender equality. What can fintech and banking learn from this to move their businesses and regulatory processes into the 21st century? Regulation and policy are no longer back-room discussions with little public involvement. Both marijuana and fintech have recent industry disruption and tech-forward solutions delivering an age-old product to a new-age customer. Diverse workforces are more productive. In this provocative presentation, Kabbage co-founder Kathryn Petralia explores how the surprising ways the fintech revolution is impacted by societal change.

Speakers
avatar for Kathryn Petralia

Kathryn Petralia

President & Co-Founder, Kabbage
Technology has played a role in Kathryn Petralia’s life since her parents gave her a TRS-80 computer at age nine. When Rob Frohwein shared his idea for Kabbage with Kathryn, she immediately saw the value in using technology to reexamine lending. They founded Kabbage to automate... Read More →


Monday October 22, 2018 10:20am - 10:40am
The Avant-Garde at Expo Hall, Level 2

10:20am

Startup Pitch at Money20/20 - Group 1 Semifinals
The most revolutionary startups will make their pitch, but who will reach the finals? 
Expanded and enhanced for 2018, Startup Pitch will feature passionate pitches from fearless founders of the most revolutionary fintech startups. Watch as they present their businesses and compete for cash prizes and a coveted spot in the final pitch-off on the main keynote stage. The action is fast-paced, interactive and fun, as judges from leading VC firms and audience voting determine the winners.

Moderator
avatar for Melissa Frakman

Melissa Frakman

Managing Partner, EMVC
Melissa Frakman, Founder & Managing Partner, Emphasis Ventures (EMVC) is an early-stage venture investor and award-winning business strategist with over a decade of on-the-ground experience in India and other global emerging technology hubs. She invests in, and builds bridges for... Read More →
avatar for Ben Malka

Ben Malka

General Partner, F-Prime Capital
Ben is a partner at F-Prime Capital and invests our early-stage tech fund focused on Enterprise IT and FinTech. Ben joined the firm in 2015, and has led investments in Blispay, Snapsheet, Toast and Vestwell. Most recently, Ben was a General Partner with Capital One/North Hill Ventures... Read More →
avatar for Emmalyn Shaw

Emmalyn Shaw

Partner, Omidyar Network
Emmalyn Shaw is a partner at Omidyar Network, where she co-manages the firm's Financial Inclusion initiative, leading US venture investments in innovative technologies that promote financial heatlh and inclusion. Emmalyn has spent nearly 20 years in venture capital and impact investing... Read More →
avatar for Scarlett Sieber

Scarlett Sieber

Fintech Influencer & Advisory Board Member, Village Capital
Scarlett Sieber is a highly revered international speaker, thought leader and innovator with experience driving organizational change at startups and global enterprises alike.
avatar for David Weiden

David Weiden

Partner, Khosla Ventures
David Weiden is a Managing Director at Khosla Ventures, where he focuses enterprise, e-commerce and financial services investments. A number of his early stage investments have become lasting companies with four recent IPOs and multiple billion dollar sales, gaining recognition by... Read More →

Speakers
avatar for Mikhail Avady

Mikhail Avady

EVP Marketing, Vital4
Mikhail Avady is EVP of Marketing at Vital 4 overseeing the company’s marketing, advertising, public relations, brand and growth initiatives. Before joining Vital4, Mikhail was the founder and CEO of Scientific Leads, a digital marketing and e-commerce agency. In addition to his... Read More →
avatar for Paul Birkness

Paul Birkness

CEO & Co-Founder, Pungle Inc.
Paul is a Payments professional with extensive experience in payments, innovation, and strategy.
avatar for Chinmay Jain

Chinmay Jain

Technology Lead, Newgen Payments
NIT Uttarakhand gold medalist and Uttarakhand state award winner, Chinmay Jain is leading the Technology team at Newgen Payments. Chinmay is at the forefront of innovation and advanced payment technology with his expertise in FinTech and Fraud Detection. He oversees all aspects of... Read More →
avatar for Eric Jepsky

Eric Jepsky

Co-founder & COO, Teller
Bio coming soon
avatar for Sunil Jhamb

Sunil Jhamb

CEO & Founder, Newgen Payments
Sunil Jhamb is the CEO & Founder of Newgen Payments, a FinTech providing cutting-edge solutions to Financial Institutions and E-Commerce Merchants. Sunil is responsible for running all facets of the business. He has a proven management track record and over 15 years’ of experience... Read More →
avatar for Aditya Khurjekar

Aditya Khurjekar

CEO & Founder, MEDICI
Aditya Khurjekar is CEO and founder at MEDICI, the #1 innovation platform dedicated to FinTech, InsurTech and RegTech with an archive of more than 5000 research-based insights on it's award-winning blog and more than 11,000 startups profiled on the enterprise portal. MEDICI partners... Read More →
avatar for Akshay Krishnaiah

Akshay Krishnaiah

CEO & Founder, Teller
Akshay is the Founder & CEO of Teller. With Teller, 1099 workers/Self Employed individuals on Gig Platforms such as Uber, Lyft, Honeybook, Upwork etc. can get Financial Protection like Tax Withholding, Paid Time Off etc. similar to Full Time employees for the very first time in history... Read More →
avatar for Tyler McIntyre

Tyler McIntyre

Co-Founder & CTO, Novo
Bio coming soon
avatar for Eli Calderón Morin

Eli Calderón Morin

CEO & Founder, All_ebt
Eli has been a team member, co-founder, and advisor to technology startups acquired by Google, Amazon, Alibaba, and Snap Inc. Over the last decade, Eli has gained expertise in the areas of Startup Growth, Operations, Communities, Developer Evangelism, Market Expansion, Corp Dev, M&A... Read More →
avatar for Samaneh Pourjalali

Samaneh Pourjalali

Co-Founder & Chief Product Officer, Starbutter AI
I am obsessed with creating (the real) Jarvis, Iron Man's artificially intelligent virtual assistant. While my version can’t help with superhero missions, it will help people suit up when choosing the best financial products like credit cards, mortgages, and insurance. As co-founder... Read More →
avatar for Michael Rangel

Michael Rangel

CEO & Co-Founder, Novo
Novo was built to reimagine the way businesses interact with their banks. Powered by a network of regional banks, Novo extends its banking products directly to Millennial small business owners and startups with a focus on user experience. By combining artificial intelligence technology... Read More →
avatar for Kristin Stafford

Kristin Stafford

CEO & Founder, Vital4
Kristin is the founder and CEO of VITAL4®. She oversees the executive team's management of VITAL4® and personally leads and manages product development. Kristin is the former co-founder and managing partner of one of the first independent wholesale international background screening... Read More →
avatar for Qiao Wang

Qiao Wang

Founding Team, Product, Messari
Qiao is a believer in decentralized technologies such as cryptocurrencies that shift the balance of power from the elite to the commoner. He has been involved with the crypto community since 2012, and most recently started building a cryptoasset information platform at Messari to... Read More →
avatar for David Washbrook

David Washbrook

Co-Founder, Look Who's Charging
Experienced Founder, Entrepreneur & Advisor with a demonstrated history of working in the financial services industry. Skilled in Strategy, Independent Business Reviews, Management, IPOs, and Mergers & Acquisitions. Over 15 years’ experience working with a wide range of businesses... Read More →
avatar for Zack Yang

Zack Yang

Co-Founder, FOMO Pay
Mr. Yang Zhan, Zack is Forbes Asia 30 under 30 2018, and founding member of Singapore FinTech startup FOMO Pay. Sitting in Monetary Authority of Singapore (MAS) SGQR Taskforce, Zack and his team are committed to the development of mobile payment and to improve the operational efficiency... Read More →
avatar for Henry Yoshida

Henry Yoshida

CEO & Founder, Rocket Dollar
Henry is Founder CEO and Co-founder of Rocket Dollar. He is a successful entrepreneur, Certified Financial Planner practitioner, and a licensed real estate agent. In the past, Henry was the founder of venture capital backed robo-advisor retirement plan platform Honest Dollar[acquired... Read More →
avatar for Alan Zarracina

Alan Zarracina

VP Business Development, True Tickets
Before taking on the Business Development role at True Tickets, Alan worked in consulting where he led projects on behavioral insights, user experience, and compliance. As a graduate student at Duke University, Alan worked in the Office of Licensing and Ventures where he collaborated... Read More →


Monday October 22, 2018 10:20am - 12:00pm
Discovery Den at Expo Hall, Level 2

10:50am

Opening Remarks
This is a session description.

Speakers
avatar for Tracey Davies

Tracey Davies

President, Money20/20
Tracey Davies is the President and Managing Director of Money20/20, the world’s leading FinTech and payments summit. She is in charge of driving the event’s global expansion and developing growth strategies for the business. Run by Ascenital PLC (formerly known as Top Right Group... Read More →


Monday October 22, 2018 10:50am - 10:55am
Revolution Stage at Venetian Ballroom, Level 2

10:50am

It's Time for the Digital Transformation of Insurance
Insurance today is complicated and often executed in a vacuum, without technology-driven data and insights. AI and ML are non-existent. Further, there is a disconnect between how companies underwrite and sell solutions to the front-end of the insurance stack, as compared to the heavy operational controls in the middle- and back-offices. But a digital transformation is underway! Insurance represented 13% of fintech deal funding in 2017, up from just 5% in 2014, and investor activity has nearly tripled in volume and deal count. Our panel of experts will explore the huge opportunities that lie ahead in the digital age.

Moderator
avatar for Laurent Nizri

Laurent Nizri

CEO, Paris Fintech Forum
Laurent is a French entrepreneur, recognized for its digital/mobile payments-banking & Fintech expertise, with a focus on strategy, business development, & innovation. As the Founder and CEO of Altéir Consulting, created just after he helped launch Zebank, first online bank in Europe... Read More →

Speakers
avatar for Rina Pandallai

Rina Pandallai

Financial Services Strategy & Transformation Lead, Publicis.Sapient
Rina joined Publicis.Sapient in 2016 after 15 years at Citigroup, where she held a number of Strategy and Execution roles in the Company’s Global Consumer business – most recently managing their Transformation agenda. Rina is passionate about change and transformation. And At... Read More →
avatar for Scott Walchek

Scott Walchek

Founder & CEO, Trōv
Scott Walchek is a renowned Silicon Valley technology entrepreneur who has spent more than 25 years building companies that deliver world-class innovation in software, emerging media, and commercial online marketplaces. After leading Sun Microsystems' product and marketing team for... Read More →


Monday October 22, 2018 10:50am - 11:10am
The Vault at Titian Ballroom, Level 2

10:50am

Tales from the Crypto Castle
In 2015, Jeremy Gardner, then-director of operations at Augur, a market forecasting tool that runs on the blockchain, put down a $20,000 deposit to rent a three-story home in San Francisco. Over time, it became a landing pad for people working in the cryptocurrency space. Remarkably, Garner estimates that more than a half-dozen entrepreneurs have become millionaires during their time living there. Thus, the Crypto Castle was born. Hear from Gardner and three of the most successful tenants at his famous address. Get a behind the scenes glimpse into the life of a crypto revolutionary and learn about some of the interesting and successful projects that each are involved with today.

Moderator
avatar for Jeremy Gardner

Jeremy Gardner

Co-Founder & Managing Partner, Ausum Ventures
While attending the University of Michigan, Jeremy founded the Blockchain Education Network (BEN), a global educational nonprofit. He then went on to cofound Augur, the decentralized prediction market platform., and led their ICO— the first ever on Ethereum and first "utility token... Read More →

Speakers
avatar for Andy Bromberg

Andy Bromberg

Co-founder & President, CoinList
Andy Bromberg is the Co-founder and President of CoinList, a platform to introduce investors to deeply vetted token sales. CoinList also provides compliance services for many other token offerings. Previously, he was the Co-founder and CEO of Sidewire, and before that, he studied... Read More →
avatar for Tom Kysar

Tom Kysar

Head of Operations, Augur
Tom got interested in cryptocurrency in early 2013, withdrawing from university to begin working on Koinify, an early ICO platform. He assisted in raising 5,000+ BTC for two early crypto crowdsales and creating the first token crowdfunding platform. He later joined Tierion, an engine... Read More →
avatar for Samir Vasavada

Samir Vasavada

Co-Founder & CEO, Vise AI
Samir Vasavada is the Co-Founder & CEO of Vise AI. A platform using AI to automate Portfolio Construction and Management for RIAs and Family Offices. In his respective position, Samir is responsible for Operations, Business Development and managing a team of Engineers and PhD Researchers... Read More →


Monday October 22, 2018 10:50am - 12:00pm
The Avant-Garde at Expo Hall, Level 2

10:55am

Rise Up! A Wall Street Revolutionary Creates Her Own Path
Sallie Krawcheck is a resilient Wall Street revolutionary, unafraid to take risks and pave the way for women in the industry. Her brave, outspoken nature in business led her to gain--and later be publicly fired from--senior positions at Citigroup and Bank of America. Sallie persevered and grew from this experience, using these setbacks as motivation to "close the investment gap" for women. From here she launched Ellevest, a women-focused wealth management firm, offering investments with a positive social and economic impact. Join this trailblazer to hear how she's risen from adversity to shake up and disrupt the world of investing.

Moderator
avatar for Nathan Richardson

Nathan Richardson

Co-Founder & CEO, TradeIt
Nathan Richardson is a well-known financial technology & digital entrepreneur. Currently, he co-founded and leads Trade It, Inc, an investing ecosystem that builds and manages the APIs for the world’s largest Financial Institutions and distributes the financial services to over... Read More →

Speakers
avatar for Sallie Krawcheck

Sallie Krawcheck

CEO & Co-Founder, Ellevest
Financial feminist Sallie Krawcheck​ is the CEO and Co-Founder of Ellevest, an innovative digital investment platform for women. She is the Chair of Ellevate Network, the global professional women’s network, and of the Pax Ellevate Global Women’s Index Fund, which invests in... Read More →


Monday October 22, 2018 10:55am - 11:15am
Revolution Stage at Venetian Ballroom, Level 2

11:15am

The Future of Banking: Fintech or Techfin?
As consumer expectations show no sign of decreasing, the banking industry is doubling down on innovation efforts, including collaborating with emerging financial technology providers to address accelerating and irreversible trends that shape client needs. The race is on to provide digital solutions that can bring the best of data, advanced analytics and financial technology together to create premium personalized offerings and seamless experiences. But how can Fintech--or banks partnered with tech startups--withstand the challenge from Techfin firms like Amazon, Google, Apple, Facebook, Alibaba, Tencent and others? Jim Marous chairs this timely discussion with leaders from two of the world's largest banks, Citi and BBVA.

Moderator
avatar for Jim Marous

Jim Marous

Co-Publisher, The Financial Brand
Named as one of the most influential people in banking and a top 5 financial services and artificial intelligence influencer to follow, Jim Marous is an internationally recognized industry futurist, co-publisher of The Financial Brand and the owner and publisher of the Digital Banking... Read More →

Speakers
avatar for Vanessa Colella

Vanessa Colella

Head of Citi Ventures & Chief Innovation Officer, Citigroup
Vanessa Colella is Citi’s Chief Innovation Officer and Head of Citi Ventures, focused on igniting change and reimagining solutions that drive economic progress for clients. Deeply integrated with Citi colleagues, clients, and the innovation ecosystem, Citi Ventures accelerates and... Read More →
avatar for Derek White

Derek White

Head of Client Solutions, BBVA
Derek White leads BBVA's Global Customer Solutions area to bring the transformation around excellence in product and services to the customer.Customer Solutions includes the main creation areas of the bank such as Business Development in all countries, Global Products, Marketing and... Read More →


Monday October 22, 2018 11:15am - 11:35am
Revolution Stage at Venetian Ballroom, Level 2

11:20am

Fee Fatigue: Rethinking Bank Business Models
Most banks today generate significant revenue through punitive, largely regressive measures that disproportionately punish the poor and do little to encourage healthy long-term financial habits. Penalties, rates and fees are high, while the financial products available to customers are often underwhelming. A new generation of companies is challenging banking norms by providing a more consumer-friendly future. Attend this panel to learn how these companies are leveling the playing field, encouraging savings and investment, reducing cost and improving consumer experiences.

Moderator
avatar for Ron Shevlin

Ron Shevlin

Director of Research, Cornerstone Advisors
Ron Shevlin is the Director of Research at Cornerstone Advisors where he heads up the firm’s strategic research efforts. Ron is the author of the book, Smarter Bank, and is the purveyor of fine snark on his Snarketing blog and the Moment of Snark on the Breaking Banks podcast. Consistently... Read More →

Speakers
avatar for Dee Choubey

Dee Choubey

Founder & CEO, MoneyLion
Dee Choubey is the Founder and CEO of MoneyLion, the award-winning Mobile Banking Experience, which is incentivizing millions of Americans to save, earn and invest. Mr. Choubey has spent the better part of the fintech revolution understanding and leading change by building products... Read More →
avatar for Lindsay Holden

Lindsay Holden

Co-Founder & CEO, Long Game
Lindsay Holden is the CEO of Long Game, a gamified personal finance app for Millennials that encourages saving with rewards and cash prizes. Before starting Long Game, Lindsay Holden co-founded the Applicant Auction, the primary auction for Top Level Domain names which held over $1B... Read More →
avatar for Schwark Satyavolu

Schwark Satyavolu

General Partner, Trinity Ventures
Schwark Satyavolu is a General Partner at Trinity Ventures focusing on early stage investments in Fintech, Security and Artificial Intelligence startups. A serial entrepreneur, Schwark co-founded two Fintech companies – Yodlee (YDLE, acquired by Envestnet in 2015) and Truaxis (a... Read More →
avatar for Jason Wilk

Jason Wilk

CEO, Dave
Jason Wilk is a 4X founder. He is currently CEO of Dave.com, a financial technology company. Backed by leading investors SV Angel, Mark Cuban, Jonathan Kraft, The Chernin Group and others. He is also an active angel investor in MetroMile, Eatsa, Air Media, SnapChat and more. He formerly... Read More →


Monday October 22, 2018 11:20am - 12:00pm
The Vault at Titian Ballroom, Level 2

11:35am

gradually, then suddenly: the unbundling of the bank
Blockbuster's precipitous decline to a final store in operation has left us wondering... who will be the Blockbuster of financial services? As tech continues to reinvent finance, banks are unbundling and facing a new competitive reality where consumers have all the power. CB Insights CEO & Co-Founder, Anand Sanwal, cautions us of the gradual then sudden impacts of this unbundling as insurgents like Alipay and Amazon are looking to redraw competitive lines and transform financial services.

Speakers
avatar for Anand Sanwal

Anand Sanwal

CEO & Co-Founder, CB Insights
Anand Sanwal is the CEO & Co-founder of CB Insights, a National Science Foundation-backed technology market intelligence platform that provides predictive intelligence into emerging technology trends, startups and corporate strategy. Prior to founding CB Insights, Anand managed the... Read More →


Monday October 22, 2018 11:35am - 11:55am
Revolution Stage at Venetian Ballroom, Level 2

11:55am

Session Wrap-Up
This is a session description.

Speakers
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Monday October 22, 2018 11:55am - 12:10pm
Revolution Stage at Venetian Ballroom, Level 2

12:00pm

CMO Power Lunch: Marketers Making Their Mark
Lunch is served in the expo hall, but the insights from marketing leaders are served here.

The role of the Chief Marketing Officer is critical and evolving rapidly. Today’s consumers are demanding and hyper-connected. Marketing success is powered by high-tech CRM, real-time personalization and context-aware customer experiences. Each day, we’ll engage an all-star panel of CMOs from retail and financial services in a candid conversation on acquiring customers and building brand loyalty in a digital world.

Moderator
avatar for Jenifer Berman

Jenifer Berman

Insider Inc., Chief Marketing Officer
Jenifer Berman is the CMO of Insider Inc., where she oversees all marketing and sales activities for Business Insider, INSIDER, and Insider Studios, including events, corporate marketing and product development. Prior to joining Insider Inc., Jenifer was the Associate Publisher, Marketing... Read More →

Speakers
avatar for Dani Cushion

Dani Cushion

Chief Marketing Officer, Cardlytics
avatar for Andrea Gellert

Andrea Gellert

Chief Marketing Officer & Chief Revenue Officer, OnDeck
Ms. Gellert joined OnDeck in 2012 as the SVP of Marketing, becoming Chief Marketing Officer in 2015 and Chief Revenue Officer in 2017. She is currently responsible for Marketing, Sales and Business Partnerships and has more than twenty years of marketing, sales and partnerships experience... Read More →
avatar for Frank Cooper III

Frank Cooper III

Senior Managing Director & Global Chief Marketing Officer, BlackRock
Frank Cooper III is Senior Managing Director & Global Chief Marketing Officer of BlackRock, where he is responsible for shaping BlackRock's global brand and leading its marketing throughout the world. He serves on BlackRock’s Global Executive Committee which has overall responsibility... Read More →
avatar for Maya Mikhailov

Maya Mikhailov

CMO & Co-Founder, GPShopper, a Synchrony solution, Synchrony
Co-founder and CMO of GPShopper, a Synchrony Financial company, dedicated to helping retailers create strategic mobile programs that speak to the experiences and lifestyles consumers are looking for. She is responsible for working with Fortune 500 retailers and brands to craft digital... Read More →


Monday October 22, 2018 12:00pm - 1:00pm
Leadership Loft at Upper Lobby, Level 2

12:00pm

Networking Lunch Sponsored by UL
On Monday, lunch is brought to you by UL. Join us in the meal hall at the back of the exhibit hall to fuel up.

In today’s interconnected and cashless world, UL provides trusted and critical security solutions, essential for mitigating the risks businesses face. Our identity management and authentication services enable businesses to implement resilient measures that guarantee regulatory compliance, maintain customer trust and increase market access. With our solutions being used by over 10,000 organizations across various industries, and our marks appearing on more than 22 billion products globally, UL is relied upon by businesses globally to deliver security expertise that they and their customers can trust. Visit ims.ul.com today to learn more.

Monday October 22, 2018 12:00pm - 2:00pm
Expo Hall, Level 2

12:55pm

Banking & Personal Finance Track: Chairperson's Welcome
How are open and mobile platforms reinventing money management?
Mobile-first consumers have ignited a revolution in retail banking and personal finance. Open platforms and secure APIs are allowing consumer financial data to be shared with third-party startups who are challenging incumbent banks by providing specialized digital solutions for payments, budgeting, saving and wealth management. Discover banking’s surprising future, powered by new delivery models and balancing emerging competitors with cross-industry collaboration.

Speakers
avatar for David Poole

David Poole

Head of Financial Services Center of Excellence, Publicis.Sapient
David leads Publicis.Sapient’s Financial Services Centre of Excellence, which is responsible for supporting clients in thought leadership, innovation, digital transformation, and insight into customer trends. Clients include Goldman Sachs, JPMorgan Chase, U.S Bank, RBS, Visa, TD... Read More →


Monday October 22, 2018 12:55pm - 1:00pm
The Vault at Titian Ballroom, Level 2

12:55pm

Cybersecurity & Fraud Track: Chairperson's Welcome
What emerging technologies and approaches have the potential to protect our most critical digital assets from an army of hackers and fraudsters?
The battle against cybercriminals is real and ongoing. The direct and indirect cost of fraud and data breaches is staggering, both for businesses and consumers. How can financial services providers remain on the right side of risk and protect themselves and their customers against bad actors? Learn about the emerging technologies and approaches that are shifting the balance of power to the “white hats” and providing new tools to help mitigate losses and fight financial crime.

Speakers
avatar for Sean Sposito

Sean Sposito

Analyst, Fraud & Security, Javelin Strategy & Research
Sean Sposito is an analyst in the security practice at Javelin Strategy & Research. His primary focus is the intersection of retail banking and information security. The topics he’s keenly interested in are vulnerability disclosure, cybersecurity insurance, threat intelligence... Read More →


Monday October 22, 2018 12:55pm - 1:00pm
Cyber Dome at Murano Ballroom, Level 3

12:55pm

Fintech for Social Good Track: Chairperson's Welcome
How can we help power a fairer and more inclusive global financial system?
2.5 billion people, 36% of the world’s population, are unbanked. More still are banked but not financially healthy, even in developed markets. More than half of Americans struggle financially, including excess debt, irregular income and sporadic savings habits. Learn how FinTech can be used for social good and how Money Revolutionaries are making a measurable impact on people’s lives.

Speakers
avatar for Vikas Raj

Vikas Raj

Managing Director, Accion Venture Lab, Accion
Vikas Raj is Managing Director of Accion Venture Lab, Accion’s seed-stage investment initiative in fintech for the underserved. Venture Lab invests capital in, and provides support to, innovative fintech startups that increase access to, improve the quality of, or reduce the cost... Read More →


Monday October 22, 2018 12:55pm - 1:00pm
Future Forum at Bellini Ballroom, Level 2

12:55pm

Next Gen Commerce & Retail Track: Chairperson's Welcome
What is the next frontier for shopping, buying and selling?
The ways consumers discover, shop and buy any product, service or experience are being dramatically redefined, including omnichannel retail, next generation point-of-sale, social commerce, the on-demand economy and the Internet of Things. Gain valuable insight from both merchants and service providers on emerging commerce models and the financial solutions that will enable them.

Speakers
avatar for Michelle Tinsley

Michelle Tinsley

Board Member, QuikTrip & CEO, Tinsley Retail Insights
Michelle Tinsley is the founder of Tinsley Retail Insights- a boutique consulting firm helping retailers drive actionable innovation. By adopting technology retailers are able to improve their business and customer experiences. Formerly, Michelle served in a variety of roles over... Read More →


Monday October 22, 2018 12:55pm - 1:00pm
Wavemakers at Lido Ballroom, Level 3

12:55pm

The Fintech Revolution Track: Chairperson's Welcome
Only the most transformative ideas live here—are you ready for the money revolution?
Held on the Avant-Garde stage, this track will feature some of our agenda’s most disruptive, thought-provoking and cutting-edge ideas on the future of financial technology. Content in this track is not restricted to a particular thematic topic and  we strongly encourage creative presentation formats that take full advantage of the unique in-the-round staging.Only the most transformative ideas live here—are you ready for the money revolution?

Speakers
avatar for Eric Hazard

Eric Hazard

CEO, Vested Ventures
Eric Hazard is a financial technology and communications veteran identifying investment opportunities for Vested Ventures, structuring investments and integrating portfolio companies into Vested’s complete suite of communications services. During his career, he has worked with some... Read More →


Monday October 22, 2018 12:55pm - 1:00pm
The Avant-Garde at Expo Hall, Level 2

1:00pm

Conversational AI: A Banking Revolution in Any Language
Jason Mars has devoted his career to solving difficult real-world problems with AI, computer vision, and natural language processing, at scale. He’s a computer science professor at the University of Michigan that has conducted joint research with IBM Watson, Google, Facebook, Intel and the National Science Foundation. Now, Jason's team at Clinc is on a mission to push the boundaries of conversational AI. In this session, he demos Clinc's advanced natural language understanding that seamlessly recognizes over 80 languages and shares his vision for how it can deliver revolutionary banking experiences.

Speakers
avatar for Jason Mars

Jason Mars

CEO & Co-Founder, Clinc
Dr. Jason Mars is the co-founder and CEO of Clinc, the company that created the world’s most sophisticated and comprehensive conversational A.I. platform for the enterprise. Recently recognized as one of the ten most innovative CEOs in banking by Bank Innovation, he is also a professor... Read More →


Monday October 22, 2018 1:00pm - 1:20pm
The Avant-Garde at Expo Hall, Level 2

1:00pm

Open Banking: What's Been Achieved? What's the Commercial Case?
PSD2 in Europe and the CMA-mandated Open Banking initiative in the UK are both in full swing across the pond--but what has been achieved, are customers aware and (more importantly) do they really care? One of the key challenges is establishing the commercial case for the investment. While traditional banks have used open banking to enter new markets, generating a revenue stream is far from straightforward. But don't be closed-minded about open banking. Take this opportunity to hear from leading experts on how the market has changed, the current and longer-term commercial models and how the US banking industry can learn from and leapfrog the frontrunners from Europe to deliver meaningful value.

Moderator
avatar for Philippe Dintrans

Philippe Dintrans

SVP & Chief Digital Officer, Global Consulting Leader, Banking & Financial Services, Cognizant
Philippe Dintrans is Global SVP & Chief Digital Officer, of Cognizant Banking & Financial Services Consulting Practice, where he is Chief Digital Officer. Philippe has led numerous consulting engagements covering business transformation, IT transformation and change management for... Read More →

Speakers
avatar for Megan Caywood

Megan Caywood

Chief Platform Officer, Starling Bank
Megan Caywood serves as Chief Platform Officer for Starling Bank, a technology company with a banking license that is disrupting finance at its core. With its first funding round of $70 million in January 2016, the company has launched the first mobile-only current account in the... Read More →
avatar for Sima Gandhi

Sima Gandhi

Head of Business Development & Strategy, Plaid
Sima Gandhi leads Business Development and Strategy for Plaid, the technology company powering the fintech ecosystem. Today, thousands of companies use Plaid's suite of APIs to build applications that enable millions of consumers and businesses to lead healthier financial lives. Sima... Read More →
avatar for Ed Maslaveckas

Ed Maslaveckas

Co-Founder, Bud
Ed Maslaveckas is the co-founder of Bud, the financial network that connects customers, services providers and banks in on experience. A lithuanian last name and Scottish routes, he grew up in Harrogate with Bud’s other Co-Founder, George. He is an economics graduate and discovered... Read More →
avatar for Jeroen Plag

Jeroen Plag

Director of Corporate Strategy, ING
Jeroen Plag (1969) was appointed Head of Corporate Strategy for ING Bank as of 1 June 2017. In this role, he works closely with the CEO and other MBB members to develop the Think Forward strategy, launched in March 2014.Prior to this, he was appointed Head of Corporate Client Coverage... Read More →


Monday October 22, 2018 1:00pm - 1:40pm
The Vault at Titian Ballroom, Level 2

1:00pm

Fraud Whack-a-Mole: Securing Payments in a Post-EMV Chip World
Payments fraud is shifting post-EMV chip. As counterfeit fraud is reduced at the point of sale, fraudsters shift online. Whack one fraud mole and another one pops up before you know it! The panelists say security measures must evolve with faster payments and insidious security threats. They will take you to the dark underground of fraud trends, particularly those related to identity theft and synthetic identities. Don’t be caught with your hands down--learn about emerging tools and technologies to help combat payments fraud in the digital world.

Moderator
avatar for Casey Merolla

Casey Merolla

Senior Manager, Accenture
Casey is a Senior Manager at Accenture in its Payment Strategy and Innovation practice. She has over 13 years of experience in financial services consulting focusing on traditional and emerging payment strategies for leading financial institutions, payment processors, card network... Read More →

Speakers
avatar for Brian Byrne

Brian Byrne

Director of Operations, EMVCo
Brian Byrne is the Director of Operations for EMVCo. His responsibilities include managing day-to-day EMVCo business activity, liaising with other industry bodies, and supporting the relationships with EMVCo Associates. Brian is a payments veteran with over 20 years’ experience... Read More →
avatar for Jim Hickman

Jim Hickman

AVP Financial Crimes Operations, USAA
Jim leads Enterprise Financial Crimes Operations. Jim has over 29 years experience in the financial services industry, with 19 years of this time at USAA. During his time at USAA, Jim has served as a Check Processing Mgr, Research & Adjustments Mgr, a Fidelity System Liaison, an IT... Read More →
avatar for Ken Meiser

Ken Meiser

Chief Compliance Officer, ID Analytics, a Symantec company
Ken Meiser is the Chief Compliance Officer for ID Analytics’ and its wholly owned FCRA-regulated Credit Reporting Agency, SageStream. As CCO, he directs regulatory analysis, compliance, and consumer support programs to ensure adherence to the FCRA, GLBA and similar state laws. Prior... Read More →
avatar for Tom Poole

Tom Poole

SVP Digital Payments & Identity, Capital One
Tom Poole leads Capital One's investments in digital payments and identity, including partnerships with third party payment solutions and wallets, development of the Capital One Wallet mobile app, and ongoing efforts to make ecommerce easier and better for Capital One customers. On... Read More →
avatar for Laura Spiekerman

Laura Spiekerman

Co-Founder & Chief Revenue Officer, Alloy
Laura Spiekerman is the cofounder and CRO at Alloy. Alloy provides an API to automate onboarding and identity decisioning for banks and fintech companies. Prior to Alloy, Laura served as the Head of Business Development and Strategic Partnerships at Knox Payments and was a Research... Read More →


Monday October 22, 2018 1:00pm - 1:40pm
Cyber Dome at Murano Ballroom, Level 3

1:00pm

Uplifting Consumers & Economies by Improving Access to Capital
The business of lending has been disrupted by new online platforms using novel distribution and underwriting models, as loan markets are opened to businesses and consumers overlooked by traditional lenders. Join global leaders in alternative lending for a detailed discussion of opportunities for investors, lenders and fintech companies, as well as the economic benefits of improving access to capital for underbanked populations in developed and emerging markets.

Moderator
avatar for Kai Schmitz

Kai Schmitz

FinTech Investment Lead, Latin America, International Finance Corporation
Kai Schmitz is Investment Lead for the FinTech Investment Group of IFC, the largest Fintech investor in emerging markets. He is responsible for equity and debt investments in Fintech companies in emerging markets globally, with regional focus on Latin America and global vertical focus... Read More →

Speakers
avatar for Brendan Carroll

Brendan Carroll

Senior Partner & Co-Founder, Victory Park Capital
Brendan Carroll is a Senior Partner at VPC, which he co-founded in 2007. He is responsible for sourcing, evaluating and executing private debt and equity investment opportunities, including assisting portfolio companies with strategic initiatives. Mr. Carroll also manages the co-investment... Read More →
avatar for Sergio Furio

Sergio Furio

Founder & CEO, Creditas
Sergio Furio is the Founder & CEO of Creditas, the leading secured lending platform in Brazil. With more than US$80 million in VC funding and 400 employees, the company is one of the top funded technology companies in Latin America. By using consumers’ properties (houses and cars... Read More →
avatar for Nicky Goulimis

Nicky Goulimis

Co-Founder & COO, Nova Credit
Nicky Goulimis is the co-founder and COO of Nova Credit, the world’s cross-border consumer reporting agency. Nova has built a global infrastructure of credit bureau data which it delivers to lenders and landlords so that they can finally acquire and serve immigrant customers. Nova’s... Read More →
avatar for Shivani Siroya

Shivani Siroya

Founder & CEO, Tala
Shivani Siroya is the founder and CEO of Tala, a leading mobile technology and data science company committed to expanding financial access, choice, and control for underserved consumers. Tala’s smartphone app provides instant credit scoring, lending, and other personalized financial... Read More →


Monday October 22, 2018 1:00pm - 1:40pm
Future Forum at Bellini Ballroom, Level 2

1:00pm

How Tech is Transforming Commerce for SMBs
Today’s commerce world is heavily dominated by large behemoths, but there’s actually plenty of new and emerging opportunity for small and mid-sized retailers despite the largest players dominating news cycles. Thanks to the advent of new ways to sell through technology, small and mid-sized businesses are better positioned than perhaps ever before to add their voices to the commerce conversation. Technology isn’t just leveling the playing field for SMBs by removing barriers to entry such as cost and complexity, but actually helping small merchants leapfrog large institutional ones with nimble, creative sales experiences our expert panelists speak to when and how.

Moderator
avatar for Lynsey Thornton

Lynsey Thornton

Vice President of UX, Shopify
Originally from Ireland, and currently based in Vancouver, BC, Lynsey is the VP of UX & Core Product at Shopify. With a background in design, project management, and business, she focuses on building UX teams and practices in high-growth tech companies. Her true loves are ethnographic... Read More →

Speakers
avatar for Brandon Chu

Brandon Chu

General Manager, App & Partner Platform, Shopify
Brandon Chu is the General Manager, App & Partner Platform at Shopify, where he leads the product, engineering, design, and business teams that build Shopify’s App and Partner platform. Brandon is an accomplished writer in Product Management, serving continuous knowledge through... Read More →
avatar for Jack Connors

Jack Connors

Head of Commerce Partnerships, Google
Jack Connors leads Google Pay’s Merchant Product Partnerships team, which helps merchants leverage payments platforms to address a broad set of business objectives including loyalty, customer acquisition and mobile engagement. Jack has been focused on loyalty and payments for several... Read More →
avatar for Nmachi Jidenma

Nmachi Jidenma

Strategic Partnerships Lead, WhatsApp
Nmachi leads strategic partnerships at WhatsApp Inc where she develops and manages relationships with global industry leaders based in North America. She previously led strategic partnerships at Facebook where she developed and managed relationships with global payments, commerce... Read More →
avatar for Mai Leduc

Mai Leduc

Product Lead, Global Commerce, Airbnb
Mai leads the Airbnb team responsible for building the payment experience for its marketplace that extends across 192 countries. She is passionate about the economic impact of her work as it relates to the global value exchange, and the unique localization needs of communities and... Read More →


Monday October 22, 2018 1:00pm - 1:40pm
Wavemakers at Lido Ballroom, Level 3

1:00pm

Startup Pitch at Money20/20 - Group 2 Semifinals
The most revolutionary startups will make their pitch, but who will reach the finals?Expanded and enhanced for 2018, Startup Pitch will feature passionate pitches from fearless founders of the most revolutionary fintech startups. Watch as they present their businesses and compete for cash prizes and a coveted spot in the final pitch-off on the main keynote stage. The action is fast-paced, interactive and fun, as judges from leading VC firms and audience voting determine the winners.

Moderator
avatar for Pascal Bouvier

Pascal Bouvier

Fintech Venture Capital Investor
Pascal Bouvier is a fintech venture capital investor. He was previously an entrepreneur with a variety of technology startups and a banker - starting his career in commercial banking and merchant banking. Pascal focuses on digital identities, the role of data in financial services... Read More →
avatar for Monica Brand Engel

Monica Brand Engel

Partner, Quona Capital
Before co-founding Quona, Monica was the founder and Managing Director of Accion Frontier Investments Group, a growth stage fintech portfolio. She also launched and managed Accion’s Marketing and Product Development Unit, where she oversaw the creation of new financial services... Read More →
avatar for Ben Narasin

Ben Narasin

Venture Partner, NEA
Ben Narasin is Venture Partner at NEA. A prolific entrepreneur and highly regarded early-stage investor with three decades of company-building expertise, Narasin has focused on emerging technologies and new markets throughout his investment career. With a portfolio comprising key... Read More →
avatar for Scarlett Sieber

Scarlett Sieber

Fintech Influencer & Advisory Board Member, Village Capital
Scarlett Sieber is a highly revered international speaker, thought leader and innovator with experience driving organizational change at startups and global enterprises alike.
avatar for Jillian Williams

Jillian Williams

Investment Associate, Anthemis Group
Jillian is a venture capitalist at Anthemis, where she focuses on investing in early stage fintech startups in North America and Europe. As a key member of the investment team, she has helped with the investments in 22 early stage fintech companies and serves as a board observer for... Read More →

Speakers
avatar for Saroop Bharwani

Saroop Bharwani

Founder & CEO, Senso.ai
Prior to co-founding Senso.ai, Saroop had a 10-year career as an enterprise consultant building and managing digital product teams focused on retaining customers. He holds degrees in Computer Engineering and Neuropsychology from the University of Guelph.
avatar for Samir Bhatia

Samir Bhatia

CEO, SMEcorner & Founding Investor, MEDICI Capital
Samir is a serial entrepreneur who brings a strong mix of entrepreneurial passion and deep knowledge of the SME lending space. He started SMEcorner, a technology and data science led SME lending company, in response to a significant and growing SME financing gap in India that could... Read More →
avatar for Matthew Cheers

Matthew Cheers

Executive Director, Split Payments
Matthew’s career is defined by breaking new ground. Even whilst studying for a business degree in Melbourne, Mathew became Australia’s youngest publican through a stake in a local Fitzroy pub that was consequently acquired by Lion Nathan - his first taste of entrepreneurial success... Read More →
avatar for Landon Ewers

Landon Ewers

COO, KapitalWise
Bio coming soon
avatar for Joe Falit

Joe Falit

CEO & Co-Founder, Yombu
Joe Falit is Co-founder and CEO of Yombu Inc. (www.yombu.com), a biometric payments, rewards, marketing, and access company based in McLean, VA. Joe previously worked in the strategy group at JPMorgan Chase and was an SVP at Citibank in New York. He also spent time in management consulting... Read More →
avatar for Mark Hamm

Mark Hamm

CEO & Co-Founder, Proofport
CEO and Co-founder of ProofPort (formerly SavvyPCI). Leading ProofPort’s team in building the future of publishing and collecting Third-party Proof of Compliance data to make B2B safer and compliance easier. Former FedEx VP Innovation, ServiceMaster VP Customer Experience, AutoZone... Read More →
avatar for Matthew Hammond

Matthew Hammond

Founder & Owner, Summa
Bio coming soon
avatar for David Helene

David Helene

Founder & CEO, Edquity
David Helene is the founder and CEO of Edquity, a provider of college financial planning and success platforms for high-school and college students. Under his leadership, Edquity has worked with leading high schools, districts, colleges, and non-profit college access organizations... Read More →
avatar for Tomer Kashi

Tomer Kashi

CEO, SkyWatch.AI
Tomer is a seasoned and experienced tech leader that started studying for a BSc. degree at the age of 15 and started coding professionally in the Hi-Tech industry a year later. Since the founding of SkyWatch in 2016, Tomer initiated the creation of SkyWatch's Risk Engine and InsureTech... Read More →
avatar for Adrian Kennedy

Adrian Kennedy

Founder & Director, Split Payments
I commenced my career in Melbourne, Australia, as a Chartered Accountant with KPMG in taxation and advisory. From there, I worked for global surf brand Rip Curl as an accountant. I was subsequently promoted to a new role in Rip Curl's global retail team. This experience led to a general... Read More →
avatar for Aditya Khurjekar

Aditya Khurjekar

CEO & Founder, MEDICI
Aditya Khurjekar is CEO and founder at MEDICI, the #1 innovation platform dedicated to FinTech, InsurTech and RegTech with an archive of more than 5000 research-based insights on it's award-winning blog and more than 11,000 startups profiled on the enterprise portal. MEDICI partners... Read More →
avatar for Sajil Koroth

Sajil Koroth

CEO, KapitalWise
Internationally recognized technologist and influencer with 3 US PATENTS, and a record of impact at brands like Oracle, SIEBEL, and Markit, I tie digital innovation and operations leadership to revenue growth.
avatar for Laurie Rowley

Laurie Rowley

Co-Founder & President, Icon Savings Plan
Laurie Rowley is a social entrepreneur dedicated to building companies that improve financial security. She is Co-Founder and President of Icon, the country’s first universal retirement plan. She also is the founder of several successful companies including NARPP and N-Labs, where... Read More →
avatar for Derek Sanford

Derek Sanford

Co-Founder & Chief Technology Officer, Yombu
Bio coming soon
avatar for Salil Sankaran

Salil Sankaran

Co-Founder, SOCASH
Salil Sankaran is an experienced investment banker and senior technologist having scaled businesses spanning financial services, data sciences and digital security domains. His career spans successful stints driving growth in Asia and the US. An evangelist of pragmatic innovation... Read More →
avatar for Hari Sivan

Hari Sivan

CEO, SOCASH
Hari is an ex banker with stints with the world’s leading global banks and deep understanding of Asian markets.Hari Sivan now leverages his expertise with payment platforms, product development, fraud control and risk management to build Asia’s largest cash distribution network... Read More →
avatar for Jeremy Welch

Jeremy Welch

CEO & Founder, Casa
Jeremy Welch is the Founder and CEO of Casa, the best personal key system on the planet. As global wealth transfers into cryptographic keys (Bitcoin and beyond), managing and safeguarding keys becomes an important but challenging task. With their multi-signature key software and 24/7... Read More →


Monday October 22, 2018 1:00pm - 2:40pm
Discovery Den at Expo Hall, Level 2

1:20pm

Unveiling the Future of Voice-Powered Conversational Commerce
Commerce visionary and entrepreneur Will Graylin, founder of LoopPay (acquired by Samsung), ROAM Data (acquired by Ingenico) and WAY Systems (acquired by Verifone) has now set his sights on forever changing the way people and businesses interact and transact. Be the first to see his revolutionary new company OV and its game-changing voice-powered chat and commerce channel with frictionless payments. See live demos of OV’s magical communication experience and its breakthrough commerce solution for people and businesses.

Speakers
avatar for Will Graylin

Will Graylin

Chairman & CEO, OV
Will is a serial entrepreneur and technology innovator. He recently started his 6th company, OV, Inc. a next gen conversational commerce platform for people and businesses to better interact and transact, due to launch in Q4 of 2018. Prior to OV, he spent 3 years as Global Co-GM of... Read More →


Monday October 22, 2018 1:20pm - 1:40pm
The Avant-Garde at Expo Hall, Level 2

1:30pm

PPRO Presents: Payments Jeopardy!
Don't miss the greatest game show in the world of payments and e-commerce! PPRO CEO Simon Black is your host for Payments Jeopardy. Simon will provide the answers and our contestants, all industry senior leaders, must know the questions. In the process, our audience will gain insights from PPRO's proprietary research on the global e-commerce payments landscape. The winner will walk away with a $2,020 donation to a charity of their choosing.

Moderator
avatar for Simon Black

Simon Black

CEO, PPRO
Simon Black is an accomplished business executive with over 25 years’ international experience. He is highly regarded within payments, leading two of the industry’s success stories over the last 10 years. Simon joined PPRO Group as CEO in March 2015. This followed a decade with... Read More →

Speakers
avatar for Per Anell

Per Anell

Senior Manager, International Market Strategy & Development, Braintree
Per Anell has been working in the payments industry for over 10 years, helping large enterprise merchants expand globally and manage their global business. He has also been instrumental in expanding the reach and product offering for Braintree as well as Digital River World Payments... Read More →
avatar for Lindsay St. Lawrence

Lindsay St. Lawrence

VP, Product Management – Mastercard Payment Gateway Services, Mastercard
Lindsay St. Lawrence joined Mastercard in 2011 and joined the Mastercard Payment Gateway Services, as Vice President of Product Management, in 2016. Lindsay manages the Business Development for Mastercard Payment Gateway Services in North America. Prior to joining the team, Lindsay... Read More →
avatar for Nandan Sheth

Nandan Sheth

Senior Vice President, First Data
Nandan Sheth serves as Senior Vice President and General Manager of Global Debit Solutions at First Data. Nandan is a seasoned financial technology executive with 18 years of experience in the industry. Mr. Sheth has started multiple financial technology companies that have successfully... Read More →


Monday October 22, 2018 1:30pm - 2:10pm
Leadership Loft at Upper Lobby, Level 2

1:50pm

How Payments Tech is Enabling Game-Changing Retail Experiences
The retail experience is evolving beyond just payments. Unified commerce is becoming the norm, and consumers want the same digital experience that they have in-store. Merchants require a unified commerce solution to grow internationally. In fact, 85% of retailers indicate that unified commerce is a top priority. As a response, global financial services are rapidly transforming due to changing consumer behaviors, the introduction of newer digital technologies and retailers’ demand. Join the panel as they look at a recent study on consumer shopping experiences, preferences, behaviors and the impact of digital trends.

Moderator
avatar for Julie VerHage

Julie VerHage

Reporter, Bloomberg
Julie Verhage covers financial technology for Bloomberg’s Venture Capital team. Her stories have ranged from a Businessweek feature on Robinhood’s foray into crypto to breaking the news that Goldman Sachs was acquiring Clarity Money. When not working on her next story, you can... Read More →

Speakers
avatar for Alyssa Cutright

Alyssa Cutright

VP Global Payments, eBay
Alyssa Cutright is eBay's Vice President of Global Payments. She leads eBay's global strategy and operations for payments, risk and billing. Alyssa has extensive industry experience, including 12 years spent at PayPal in a variety of critical roles, including leadership roles in the... Read More →
avatar for Kamran Zaki

Kamran Zaki

President, North America, Adyen
Kamran Zaki is a financial services expert with more than a decade of experience as a global payments executive. He is President of Adyen (the global payments platform for top companies like eBay, Netflix, Facebook, Uber, Spotify and Casper) where he heads Adyen North America, overseeing... Read More →


Monday October 22, 2018 1:50pm - 2:10pm
Wavemakers at Lido Ballroom, Level 3

1:50pm

Design for Prosperity
Prosperity is personal. For one person it’s inspirational and aspirational, for many others the very thought of money inspires fear and dread. For design to be truly human we need to accept and address the varied and polarizing emotions around money. Join the conversation and see how, whether you’re designing for tech giants or the oldest banking institutions, retaining the human touch is key to empowering prosperity for everyone.

Speakers
avatar for Dan Makoski

Dan Makoski

Chief Design Officer, Lloyds Banking Group
Dan Makoski is a design executive who leads innovation by design. He is Chief Design Officer at Lloyds Banking Group, leading a multi-disciplinary human-centered team with the singular goal of helping Britain prosper through empathetic and courageous design. He was Head of Desi... Read More →


Monday October 22, 2018 1:50pm - 2:10pm
The Avant-Garde at Expo Hall, Level 2

1:50pm

Big Innovation from Smaller Banks
While the numbers have been reduced by a long and complicated tale of consolidation and failure across the U.S. banking system, there are still nearly 6,000 FDIC-insured banks and another almost 6,000 NCUA-insured credit unions in the US. While industry headlines focus on innovations at emerging fintech startups and the largest global banks, many smaller financial institutions are responding to deliver world-class experiences their customers. In this session, learn how small banks and credit unions are leveraging partnerships, creativity and their agile structure to survive and thrive.

Moderator
avatar for Jim Marous

Jim Marous

Co-Publisher, The Financial Brand
Named as one of the most influential people in banking and a top 5 financial services and artificial intelligence influencer to follow, Jim Marous is an internationally recognized industry futurist, co-publisher of The Financial Brand and the owner and publisher of the Digital Banking... Read More →

Speakers
avatar for Jill Castilla

Jill Castilla

President & CEO, Citizens Bank of Edmond
"Community Banker of the Year" by American Banker, "Most Innovative CEOs in Banking" by Bank Innovation, "Most Admired CEOs in Oklahoma" by Journal Record and "Business Leader of the Year" by Oklahoma Christian University, Jill Castilla leads Citizens Bank of Edmond as its President... Read More →
avatar for Rilla Delorier

Rilla Delorier

EVP, Chief Strategy Officer, Umpqua Bank
Rilla Delorier has built a reputation for unlocking organizational performance through an approach built on inspiring employees, delighting customers and transforming brands so they stand for something meaningful in the marketplace. As EVP, Chief Strategy Officer for Umpqua Bank... Read More →
avatar for Kristopher Kovacs

Kristopher Kovacs

President & CEO, Constellation Digital Partners
Kris Kovacs (Twitter: @ManagementBytes) is the President and CEO of Constellation Digital Partners in Raleigh, NC. He led the largest single round capital raise in credit union history. The $32.5M capital raise was the foundation for launching Constellation Digital Partners. As the... Read More →
avatar for Jay Sidhu

Jay Sidhu

Chairman & CEO, Customers Bank; CEO & Founder, BankMobile
Jay S. Sidhu is Chairman and CEO of Customers Bancorp, Customers Bank, BankMobile, a division of Customers Bank, and BankMobile Technologies. When Sidhu joined the company in 2009, Customers Bank, previously known as New Century Bank, was a $250 million asset-troubled bank. Today... Read More →


Monday October 22, 2018 1:50pm - 2:30pm
The Vault at Titian Ballroom, Level 2

1:50pm

Real Stories from the AI Arms Race in Cybersecurity & Fraud
Payments companies are focused on fine tuning AI to use it to combat fraud in their card programs, but nobody is talking about the flip side to that adaptive technology – the great risk of being attacked by something smarter than the human mind – weaponized AI. In this case, weaponized AI is not referring to military drones using AI to identify targets, rather autonomous AI systems that land in the hands of rogue hackers with the intention to destroy the financial industry.

Join this two-part session to prepare for what can go wrong, and probably will.

PART 1: Tap into the minds AI author Pedro Domingos, who penned The Master Algorithm: How the Quest for the Ultimate Learning Machine Will Remake Our World and Clay Wilkes, Galileo Processing' s founder and CEO. These payments and AI visionaries will discuss the real and near-term threats weaponized AI poses to financial institutions and solutions being developed to combat this threat.

PART 2: Join Forter CEO and Co-Founder Michael Reitblat to learn why relying solely on static data is not an effective method of fighting fraud, how to use static data in conjunction with dynamic data like customer behavior, and how to effectively stop your business from being a victim of account takeover.





Moderator
avatar for Sean Sposito

Sean Sposito

Analyst, Fraud & Security, Javelin Strategy & Research
Sean Sposito is an analyst in the security practice at Javelin Strategy & Research. His primary focus is the intersection of retail banking and information security. The topics he’s keenly interested in are vulnerability disclosure, cybersecurity insurance, threat intelligence... Read More →
avatar for Clay Wilkes

Clay Wilkes

Founder & CEO, Galileo Processing
Clay Wilkes is the founder and CEO of Galileo Processing, one of the largest payments processors and program managers in North America. Under Wilkes’ leadership, Galileo leads its industry with superior fraud detection, security and decision-making analytics combined with customized... Read More →

Speakers
avatar for Pedro Domingos

Pedro Domingos

AI Expert, Author of "The Master Algorithm" & Professor, University of Washington
Pedro Domingos is one of the world’s leading experts in machine learning, artificial intelligence, and big data. He is a professor of computer science at the University of Washington in Seattle and the author of The Master Algorithm . He is a winner of the SIGKDD Innovation Award—the... Read More →
avatar for Michael Reitblat

Michael Reitblat

CEO & Co-Founder, Forter
Michael is the co-founder and CEO of leading e-commerce fraud prevention company, Forter. Michael began his career in Israeli military intelligence where he was trained in cybersecurity techniques and the prevention of fraudulent or criminal cyber activities. He played a key part... Read More →


Monday October 22, 2018 1:50pm - 2:30pm
Cyber Dome at Murano Ballroom, Level 3

1:50pm

Financial Inclusion: Honest Conversation About Successes & Failures
Sometimes we learn more from our failures than our successes, and honest exploration of where we have fallen short can be a valuable tool to sharpen our saws and achieve greater future success. Purpose-driven organizations and individuals have been pursuing financial inclusion goals for decades. And yet, 2 billion people worldwide still do not have a bank account or access to a financial institution via a mobile phone or any other device. Listen to candid interviews with leaders championing the cause of financial inclusion on lessons learned and the road still be traveled.

Moderator
avatar for Arjan Schütte

Arjan Schütte

Founder & Managing Partner, Core Innovation Capital
Arjan Schütte is the founder and a managing partner of Core Innovation Capital, a leading venture capital fund investing in financial services companies that empower everyday Americans. His investments include Oportun, Ripple, CoverHound, and TIO Networks. Arjan is a passionate... Read More →

Speakers
avatar for Michael Kent

Michael Kent

Founder & CEO, Azimo
Michael Kent is a serial entrepreneur, who has spent the last decade building businesses in consumer financial services. Recognising the impact emerging mobile and social technology could have on the cross border payments market, Michael founded Azimo to challenge high-transfer costs... Read More →
avatar for Steve Streit

Steve Streit

CEO, Green Dot Corporation
Steve Streit is Founder and Chief Executive Officer of Green Dot Corporation and the Founder and Chairman of Green Dot Bank. Steve began Green Dot in 1999 and invented the prepaid debit card industry, bringing the first reloadable prepaid debit card to retail stores nearly 20 years... Read More →


Monday October 22, 2018 1:50pm - 2:30pm
Future Forum at Bellini Ballroom, Level 2

2:00pm

Money20/20 Meetup: Bit of a Block Party
Is crypto your jam? Do you dream about distributed ledgers? Then this is your crowd! Join us as our hosts will set the stage with thought-provoking conversation starters and you make immutable connections with other blockchain enthusiasts. 

Moderator
avatar for Sanjib Kalita

Sanjib Kalita

Co-Founder & CEO, Guppy
Sanjib Kalita is Co-Founder and CEO of Guppy, the next generation credit bureau built on blockchain technology. Guppy’s groundbreaking platform, powered by cryptographic tokens, delivers transparency, control and revenues to banks, account providers and consumers in a radical, new... Read More →

Speakers
avatar for Jeremy Gardner

Jeremy Gardner

Co-Founder & Managing Partner, Ausum Ventures
While attending the University of Michigan, Jeremy founded the Blockchain Education Network (BEN), a global educational nonprofit. He then went on to cofound Augur, the decentralized prediction market platform., and led their ICO— the first ever on Ethereum and first "utility token... Read More →
avatar for Jalak Jobanputra

Jalak Jobanputra

Founding Partner, Future Perfect Ventures
Jalak Jobanputra is Founding Partner of Future\Perfect Ventures, an early stage venture capital fund in NYC focused on next generation technology such as blockchain and machine learning. FPV’s portfolio includes Abra, Open Garden, Blockstream, Bitpesa, FuseMachines, Everledger and... Read More →


Monday October 22, 2018 2:00pm - 2:40pm
The Garden at Expo Hall, Level 2

2:10pm

The Power of an Ecosystem: Retail Embraces the Digital Economy
It’s no secret that some mid-sized and large merchants have struggled over the last several years in the digital economy.  This conversation with Gary Marino, Chief Commercial Officer at PayPal, moderated by James Wester of IDC, will explore how businesses are fighting back, leveraging new mobile and digital technologies around them and showcase how and why they are thriving with consumers move to mobile and digital.

Moderator
avatar for James Wester

James Wester

Research Director, Worldwide Payment Strategies, IDC
Bio coming soon

Speakers
avatar for Robert Clarkson

Robert Clarkson

GM North America, PayPal
Robert Clarkson has played a key role in identifying new markets and creating innovative products and solutions for the industry’s top companies for nearly 25 years. As Pay Pal’s vice president and general manager, Clarkson’s team is responsible for the acquisition, maintenance... Read More →


Monday October 22, 2018 2:10pm - 2:30pm
Wavemakers at Lido Ballroom, Level 3

2:10pm

Humanizing the Experience in Retail
The future of retail will be reshaped by tech, but only purposeful design can bring the vision to life for the people that live and shop there. In this session, leaders of design from Visa and Bold Insight outline the keys to achieving a vision for retail's future where physical stores play a significant role but are transformed as retailers shape and adapt to consumers’ desires to interact with products and expert store associates but still make purchases when and where they want.

Speakers
avatar for Kevin Lee

Kevin Lee

VP, Head of Design, Visa
Kevin Lee is Vice President and Head of Design at Visa, Inc, currently responsible for setting the vision and the strategy of design and user experience in Europe and CEMEA.Previously he was responsible for building and leading Visa’s global digital design team and brought in human-centered... Read More →
avatar for Gavin Lew

Gavin Lew

Managing Director, Bold Insight
Gavin has 25 years of experience in corporate and academic environments. He founded what grew to be the largest user experience (UX) firm in the US. After selling the company, he continued to lead the North American UX team to become one of the most profitable business units of the... Read More →


Monday October 22, 2018 2:10pm - 2:30pm
The Avant-Garde at Expo Hall, Level 2

2:40pm

Hate the Fraudster, Not the Game
The gaming industry is booming and expected to grow from $71.3 billion in 2015 to $90.1 billion in 2020. Major players have found even more success through in-game spending, with some boosting revenue and profits by double digits. But this growth also makes gaming companies a bigger target for fraud. This will likely increase further following the Supreme Court's recent ruling to legalize sports gambling. Fast-changing fraud tactics, high rejection rates and increasing competition are just some of the challenges. Don’t be duped. Join this panel and learn how to roll the dice in your favor.

Moderator
avatar for Brad Wiskirchen

Brad Wiskirchen

CEO, Kount
Bradley J. Wiskirchen is the founding CEO at Kount—the leading fraud prevention solution for card-not present transactions. Kount protects many of the world’s largest card-not-present merchants, and some of the largest payment platforms—such as Chase Paymentech and Braintree... Read More →

Speakers
avatar for Scott Adams

Scott Adams

Former Director of Risk Management, Riot Games; Fraud & Risk Expert, FraudPVP
Scott Adams is well known and respected in the online business community, the card-not-present payment community, and the affiliate and Internet marketing community. He successfully combines exceptional IT skills and cutting-edge anti-fraud mechanics to solve problems and quickly... Read More →
avatar for Nina Diatchenko

Nina Diatchenko

Fraud Operations Supervisor, Linden Lab
From a background in banking, Nina joined Linden Lab, the creators of Second Life, a pioneering "virtual world" and home to the world’s largest digital goods economy. Her initial role tackled issues of abuse, billing and fraud. Over the course of three years she further specialized... Read More →
avatar for Dean Takahashi

Dean Takahashi

Lead GamesBeat Writer, VentureBeat
Dean Takahashi is lead writer for GamesBeat at VentureBeat. He has been a tech journalist for more than 28 years, and he has covered games for 21 years. He has been at VentureBeat since 2008. Prior to that, he wrote for the San Jose Mercury News, the Red Herring, the Wall Street Journal... Read More →


Monday October 22, 2018 2:40pm - 3:10pm
Cyber Dome at Murano Ballroom, Level 3

2:40pm

RIP Credit Cards? Emerging Models for Buy Now, Pay Later
The $93 billion U.S. market for credit card issuing has ambitious new challengers offering a new breed of buy now, pay later purchases. Klarna and PayPal are two of the innovative companies leveraging credit decisioning algorithms and new online data sources to create an appealing alternative to credit cards. Learn from senior execs at Klarna and PayPal how they are using different models to achieve a common goal--to increase average order value and conversions for retailers and enable seamless checkout and greater purchasing power for consumers.

Moderator
avatar for Steve Mott

Steve Mott

Principal, BetterByDesign
Steve Mott is a 35-year veteran of the electronic payments and security industry, specializing in payments landscape and strategic assessments, analyses of transaction economics, innovative uses of debit networks, evaluations of authentication, security and fraud mitigation technologies... Read More →

Speakers
avatar for Darrell Esch

Darrell Esch

VP & Commercial Officer for Global Credit, PayPal
Darrell is Vice President and Commercial Officer for Global Credit at PayPal, responsible for PayPal's global financing solutions teams. He joined PayPal in 2010 and spent his first three years in the Global Product Management team, serving as Vice President of Payment Products. In... Read More →
avatar for Michael Rouse

Michael Rouse

Chief Commercial Officer, Klarna
Michael joined Klarna as Chief Commercial Officer in 2015 from American Express, where he held executive positions within global sales, business development and marketing. He started as head of sales for the EMEA region at American Express Corporate Services, moved on to vice president... Read More →


Monday October 22, 2018 2:40pm - 3:10pm
Wavemakers at Lido Ballroom, Level 3

2:40pm

Building Trust with Consumers: Explainable AI & the Future of Underwriting
AI technologies hold the promise of improving access to credit for those shut out of the financial system by stale credit scoring techniques. According to the CFPB, nearly 50 million Americans are “credit invisible,” including a disproportionate number of minorities and young people. Hear how a leading technologist and the chief executive of the largest private-label credit issuer are working to build sophisticated mathematical models that safely approve more borrowers while also fulfilling their responsibility to be fair and transparent to consumers.

Moderator
avatar for Jenny Surane

Jenny Surane

Finance Reporter, Bloomberg
Jenny Surane is a finance reporter at Bloomberg News in New York. She covers the major payment companies and trends in the fintech space, as well as Citigroup Inc. and large regional banks.

Speakers
avatar for Margaret Keane

Margaret Keane

President & CEO, Synchrony
Margaret Keane is President and Chief Executive Officer of Synchrony, one of the nation’s premier consumer financial services companies. A member of its Board of Directors, she led the company’s successful initial public offering in July 2014 and split-off from GE in November... Read More →
avatar for Douglas Merrill

Douglas Merrill

CEO & Founder, ZestFinance
Douglas Merrill is the founder and CEO of ZestFinance, a Los Angeles-based financial technology company that uses machine learning and data science to help companies make more accurate and safer credit decisions. As the former CIO and VP of Engineering at Google, Douglas oversaw all... Read More →


Monday October 22, 2018 2:40pm - 3:10pm
The Avant-Garde at Expo Hall, Level 2

2:40pm

The F'in Debate: USA vs. The World
Brought to you by our friends at BBVA, Simon Taylor, Sam Maule and Sarah Kocianski host The F'in Debate at Money20/20! The topic of the day is how and where to build the digital bank of the future. Where would you look for the best-in-class in backend technology, data, regulation and user experience? Find out as Team USA takes on the Team Rest of the World, recording live and exclusively for the Fintech Insider podcast.

Moderator
avatar for Sarah Kocianski

Sarah Kocianski

Principal Research Analyst, 11:FS
Sarah is Principal Research Analyst at 11:FS. Sarah generates insightful research on subject areas across the finance and tech industries, and creates engaging reports on the 11:FS Pulse platform. She is also a regular host on the 11:FS podcasts FinTech Insider, Blockchain Insider... Read More →

Speakers
avatar for Jill Castilla

Jill Castilla

President & CEO, Citizens Bank of Edmond
"Community Banker of the Year" by American Banker, "Most Innovative CEOs in Banking" by Bank Innovation, "Most Admired CEOs in Oklahoma" by Journal Record and "Business Leader of the Year" by Oklahoma Christian University, Jill Castilla leads Citizens Bank of Edmond as its President... Read More →
avatar for Megan Caywood

Megan Caywood

Chief Platform Officer, Starling Bank
Megan Caywood serves as Chief Platform Officer for Starling Bank, a technology company with a banking license that is disrupting finance at its core. With its first funding round of $70 million in January 2016, the company has launched the first mobile-only current account in the... Read More →
avatar for Melissa Guzy

Melissa Guzy

Co-Founder & Managing Partner, Arbor Ventures
Melissa is the Co-founder and Managing Partner of Arbor Ventures. Prior to founding Arbor Ventures, Melissa was Managing Director and Head of VantagePoint Asia, a $4.5 billion venture capital firm based in Silicon Valley with offices in Beijing, Shanghai and Hong Kong. As a thought... Read More →
avatar for Dan Kimerling

Dan Kimerling

Co-Founder & General Partner, Deciens Capital
Dan Kimerling is a Co-Founder + Managing Partner at Deciens Capital.
avatar for Sam Maule

Sam Maule

Managing Partner, North America, 11:FS
Sam is Managing Partner North America for 11:FS. Sam previously led the Digital and FinTech Practice at NTT Data Consulting focusing on both the Financial Service and Insurance market. He has over twenty years of experience working in the payments, mobile, and banking space across... Read More →
avatar for Ron Shevlin

Ron Shevlin

Director of Research, Cornerstone Advisors
Ron Shevlin is the Director of Research at Cornerstone Advisors where he heads up the firm’s strategic research efforts. Ron is the author of the book, Smarter Bank, and is the purveyor of fine snark on his Snarketing blog and the Moment of Snark on the Breaking Banks podcast. Consistently... Read More →
avatar for Simon Taylor

Simon Taylor

Co-Founder & Blockchain Practice Lead, 11:FS
Bio coming soon
avatar for Derek White

Derek White

Head of Client Solutions, BBVA
Derek White leads BBVA's Global Customer Solutions area to bring the transformation around excellence in product and services to the customer.Customer Solutions includes the main creation areas of the bank such as Business Development in all countries, Global Products, Marketing and... Read More →


Monday October 22, 2018 2:40pm - 3:40pm
Leadership Loft at Upper Lobby, Level 2

2:40pm

The Democratization of Financial Advice
Hear from some of revolutionary CEOs driving the transformation of the wealth management industry. The companies they lead are responding to a new generation of investors that prefer digital solutions, demand convenience and desire transparency and control over their finances. In this curated series of presentations and interviews, learn how these innovative companies are leveraging advances in technology to meet changing customer needs and provide more people with access to investment strategies and advice that has been traditionally reserved only for high net worth individuals.

Moderator
avatar for Catherine Berman

Catherine Berman

Co-Founder & CEO, CNote
Catherine Berman is the CEO and Co-founder of CNote, an impact investment platform delivering competitive returns by investing in women, minorities and low-income communities across America. She’s a three-time entrepreneur with experience building scalable businesses. Her last startup... Read More →

Speakers
avatar for Maya Chorengel

Maya Chorengel

Senior Partner, Impact, Financial Services Sector Lead, The Rise Fund, TPG Global
Ms. Chorengel is Senior Partner, Impact, and the Financial Services Sector Lead at The Rise Fund. The Rise Fund is committed to achieving social and environmental impact alongside competitive financial returns by partnering with creative entrepreneurs to build successful businesses... Read More →
avatar for Jeffrey Cruttenden

Jeffrey Cruttenden

Co-Founder & CEO, SAY
Jeffrey Cruttenden is the co-founder of SAY, a technology platform for open communication between companies and their owners. SAY is transforming stock ownership by connecting shareholders to each other and empowering them to access their full ownership rights. The idea was born at... Read More →
avatar for Noah Kerner

Noah Kerner

CEO, Acorns
Born in New York City’s East Village, Noah Kerner got involved with Acorns two months after launch as an adviser, investor, board director and then CEO. His background is colorful: 3X entrepreneur, Co-author of "Chasing Cool” with the former CEO of Barneys, and former DJ for Jennifer... Read More →
avatar for Theodora Lau

Theodora Lau

Founder, Unconventional Ventures
Theodora (Theo) Lau is an innovator and technologist, whose work seeks to spark innovation to improve consumer financial well-being and health. She focuses on developing and growing an ecosystem of financial institutions, corporates, entrepreneurs, and venture capitalists to better... Read More →
avatar for Jay Shah

Jay Shah

CEO, Personal Capital
Jay Shah, as founding executive member and current CEO of Personal Capital, shaped the pioneering digital wealth management company into what it is today. With more than 20 years of experience scaling businesses with technology and data, he has grown Personal Capital from a Silicon... Read More →


Monday October 22, 2018 2:40pm - 3:50pm
The Vault at Titian Ballroom, Level 2

2:40pm

Doing the Right Thing: Social Responsibility & Fintech
As the more socially conscious Millennials and Gen Z continue to age into financial maturity, it’s become more important than ever for decision makers to integrate social good into their product, branding, operations and financing decisions. Whether it's the greening of fintech to support environment issues like climate change, platforms for facilitating charitable donations or robo-advisors that facilitate socially conscious investing, doing the right thing has real business benefit. Innovation expert Kirsten Trusko leads the discussion with a panel of leaders whose companies are "walking the walk" with their social good and sustainability missions.

Moderator
avatar for Reetika Grewal

Reetika Grewal

Head of Payments Strategy, Silicon Valley Bank
Reetika Grewal is the Head of Payments Strategy and Solutions at Silicon Valley Bank, the premier financial partner to technology, life science, cleantech, venture capital, private equity and premium wine businesses. Reetika joined the company in 2012 to lead the Payments Strategy... Read More →

Speakers
avatar for Jane Barratt

Jane Barratt

Chief Advocacy Officer, MX
Jane Barratt, Chief Advocacy Officer of MX since June 2018, is a long-time investor and champion of financial literacy. In her role at MX, she works with government, regulatory bodies and industry groups to ensure that people have secure access to their financial data; with financial... Read More →
avatar for Andrei Cherny

Andrei Cherny

CEO & Co-Founder, Aspiration
Andrei Cherny is CEO of Aspiration, an online financial platform with a conscience that is founded on the idea that we can do well and do good at the same time. Aspiration brings to everyone top-rated, sustainable, socially-conscious banking and investing accounts, trusts it customers... Read More →
avatar for Carol Grunberg

Carol Grunberg

Head of Global Key Accounts, Ant Financial
Carol Grunberg has worked extensively across payments and technology in the US, India and China, and currently serves as the Head of Global Key Accounts for Ant Financial. She oversees business development and operations for the global account partners of Ant Financial Mobile Wallets... Read More →
avatar for Hector Pages

Hector Pages

Chief Growth Officer, in/PACT
Hector is a Career Startup Professional with an expertise in Loyalty, Engagement and Marketing Technology platforms. A purpose driven leader, Hector heads strategy and corporate development as Chief Revenue Officer at in/PACT, a cloud based giving company and creator of the GoodCoin... Read More →
avatar for Dr. Anita Ward

Dr. Anita Ward

President, Operation HOPE
Dr. Anita Ward is president of Operation HOPE, a global for-purpose organization focused on disrupting poverty and empowering financial inclusion for low and middle-income Americans. Prior to her appointment as president, Ward served as executive vice president and Chief Transformation... Read More →


Monday October 22, 2018 2:40pm - 3:50pm
Future Forum at Bellini Ballroom, Level 2

2:50pm

Freaky Friday: What Happens When Investors Pitch to Founders?
In the movie "Freaky Friday," a mother and her daughter magically switch bodies, and each is forced to adapt to the other's life for one freaky Friday. This session's role reversal is that our group of fintech investors must make their pitch to a panel of startup founders. Which investment firm or model will win the day? Will it be a boutique VC firm? Or a corporate investor? Will David Blumberg be able to defend his crown from Money20/20 Europe in Amsterdam? In this fun an interactive session, audience voting will select winning investor pitch!

Moderator
avatar for Scarlett Sieber

Scarlett Sieber

Fintech Influencer & Advisory Board Member, Village Capital
Scarlett Sieber is a highly revered international speaker, thought leader and innovator with experience driving organizational change at startups and global enterprises alike.

Speakers
avatar for David Blumberg

David Blumberg

Founder & Managing Partner, Blumberg Capital
David is the founder and managing partner of Blumberg Capital. David is an authority on early stage investing with more than 25 years of experience. He founded Blumberg Capital in the early 1990s and launched its first venture-backed fund in 2001. Prior to Blumberg Capital, David... Read More →
avatar for Brandon Krieg

Brandon Krieg

CEO & Co-Founder, STASH
Brandon Krieg is the CEO and co-founder of STASH - the financial platform revolutionizing the way millions of Americans save and invest for their future. Prior to co-founding Stash, Brandon spent over 15 years in financial services, most recently as head of electronic execution for... Read More →
avatar for Bá Minuzzi

Bá Minuzzi

Co-Founder & General Partner, Ausum Ventures
Bárbara is an entrepreneurial investor and financial advisor to UHNW families in Brazil. She has singlehandedly raised over $250M for real estate and high tech companies in Latin America and the United States, and co-manages over $200M in assets through private banking. Bá is best... Read More →
avatar for Sheel Mohnot

Sheel Mohnot

Partner, 500 Startups
Sheel is the founding partner of the 500 startups FinTech Fund, which he has run for the past 3 years. His own startup experience includes 2 successful FinTech exits – a payments company (FeeFighters) and a high-stakes auction company (Innovative Auctions). He's invested into over... Read More →
avatar for Adam Roseman

Adam Roseman

Co-Founder & CEO, Steady
After growing up with a single mother who worked nonstop to make ends meet and seeing the massive/growing income challenges in the U.S., Adam is happy to be working with a passionate team on building Steady, launched in 2018, which aims to help millions of Americans realize their... Read More →
avatar for Matt Streisfeld

Matt Streisfeld

Principal, Oak HC/FT
Matt Streisfeld joined Oak HC/FT as a Principal in March 2015 and focuses on growth equity and early-stage venture opportunities in financial services technology. Previously, he was a Vice President at LLR Partners, a middle-market growth equity firm, where he focused on investments... Read More →
avatar for Will Summerlin

Will Summerlin

CEO & Founder, PINN Technologies
Bio coming soon
avatar for Lamar Wilson

Lamar Wilson

CEO, Hijro
Bio coming soon.


Monday October 22, 2018 2:50pm - 3:40pm
Discovery Den at Expo Hall, Level 2

3:20pm

Regtech Revolution: A New Era of Digitally-Native Regulation
Who says regulation has to be old, slow and wasteful? Regulation is digitizing too, getting better, faster and cheaper. Today’s new regtech tools never lived on paper – they’re built from scratch with powerful data and analytics. Machines can read and even execute rules. Reporting can move to real time. Low-cost AI can catch financial crime. Improvement can be continuous. This presentation reveals how innovators and visionary regulators are moving us to a digitally-native world.


Speakers
avatar for Jo Ann Barefoot

Jo Ann Barefoot

Co-Founder, Hummingbird Regtech & CEO, Barefoot Innovation Group
Jo Ann Barefoot is CEO of Barefoot Innovation Group, Cofounder of Hummingbird Regtech, Senior Advisor to the Omidyar Network, and host of the podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard  Kennedy... Read More →


Monday October 22, 2018 3:20pm - 3:40pm
The Avant-Garde at Expo Hall, Level 2

3:20pm

Cyber Superheroes: Fighting Payments Crime with Technology
Commerce today is truly global, powered by trusted payment networks that cross cultures, borders and time zones faster than a speeding bullet. The explosive growth of connectivity has come to an inflection point where digital payments are eclipsing cash. But the technologies transforming payments are also transforming criminals. How do we combat this asymmetrical threat? How can we stay safe as crooks get smarter and consumers demand more frictionless payment experiences? Join an insightful conversation with Ellen Richey, Chief Risk Officer at Visa, on the current state of cybercrime, fraud and strategies to preserve trust.

Moderator
avatar for Julie Conroy

Julie Conroy

Research Director, Aite Group
As Research Director of Aite Group’s Retail Banking & Payments practice, Julie Conroy covers fraud, authentication, and anti-money laundering issues. She has more than a decade of hands-on product management experience working with financial institutions, payments processors, and... Read More →

Speakers
avatar for Ellen Richey

Ellen Richey

Vice Chairman of Risk & Public Policy, Visa
Ellen Richey, who first joined Visa in 2007, serves as vice chairman of risk and public policy. Richey leads risk management at Visa, including enterprise risk, settlement risk, and risks to the integrity of the broader payments ecosystem. She coordinates the company’s strategic... Read More →


Monday October 22, 2018 3:20pm - 3:50pm
Cyber Dome at Murano Ballroom, Level 3

3:20pm

You’re Driving Consumers Back to the Storefront… Now What?
A lot of money, time and effort has been invested to allow traditional brick and mortar storefronts to evolve and play in an increasingly e-commerce and omni-commerce focused world. Whether traditional online marketplaces such as Amazon, or new investments made by brick-and-mortar stalwarts, like Macy’s, there seems to be an increased vigor to drive consumers back to the storefront, including in-store savings options, Amazon Go and many more. There is good reason for this, with analysis finding that in-store purchases have increased ticket size and conversion rates. While driving consumers in store is surely a challenge in itself, elevating the retail experience to match that offered online is another proposition. This discussion will examine this evolving narrative and explore what businesses should be doing to capitalize on in-store foot traffic.

Moderator
avatar for Jordan McKee

Jordan McKee

Research Director, 451 Research
Jordan McKee is a Research Director for Customer Experience & Commerce, and also leads 451 Research’s coverage of the payments ecosystem. He focuses on digital transformation across the commerce value chain, with an emphasis on the major trends impacting payment networks, issuing... Read More →

Speakers
avatar for Michel Léger

Michel Léger

EVP Innovation, Ingenico Group
Bio coming soon


Monday October 22, 2018 3:20pm - 3:50pm
Wavemakers at Lido Ballroom, Level 3

3:30pm

Money20/20 Meetup: Women in Fintech
Do you believe that inclusive businesses are better businesses? We do. That’s why Money20/20 launched the Rise Up initiative this year to address the gender imbalance in leadership positions within financial services and tech. Join us for this facilitated networking event to meet with others who share these values.

Moderator
avatar for Amy Arora

Amy Arora

Senior Director, Corporate Development, PayPal
Bio coming soon.

Speakers
avatar for Andrea Dunlop

Andrea Dunlop

CEO Merchant Acquiring Europe, Paysafe Group
Andrea Dunlop is the CEO of Merchant Acquiring Europe at PAYSAFE Group. She joined the Group in February 2013, to establish PAYSAFE as an acquirer in Europe, she continues to lead that business today. With over 18 years’ experience in the financial sector, Andrea has in-depth knowledge... Read More →
avatar for Liz Pike

Liz Pike

Managing Director, Green Rhino Staffing
Liz Pike joined Green Rhino Staffing in 2017 to build out the payments and fintech recruiting practice, working with fintech startups, top banks, issuers, acquirers and technology companies. Her previous experience includes Director of Recruiting for a payments recruiting firm, and... Read More →
avatar for Judie Rinearson

Judie Rinearson

Partner, K&L Gates
JUDIE RINEARSON, a lawyer specializing in Fintech and Emerging Payments, is a Partner of K&L Gates, LLP, based in its New York and London offices. Ms. Rinearson concentrates her practice in prepaid and emerging payment systems, electronic payments, crypto/virtual currencies (including... Read More →


Monday October 22, 2018 3:30pm - 4:10pm
Connections at The PayPal Lounge at Expo Hall, Level 2

4:00pm

Session Opening
Speakers
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Monday October 22, 2018 4:00pm - 4:05pm
Revolution Stage at Venetian Ballroom, Level 2

4:00pm

Bank of the Future: It Might Not Be What (or Who) You Expect
In order to survive, the bank as we know it must change. One of the approaches banks are taking to meet rising customer expectations for fast, personalized digital services is to partner with fintech companies. Meanwhile, a new crop of challenger banks is cropping up and growing quickly to meet the demand of new constituencies. What will be the fate of both the incumbents and the insurgents? Jason Gardner, founder and CEO of Marqeta, leads an eye-opening exploration of the future of banking with a panel of industry insiders.

Moderator
avatar for Jason Gardner

Jason Gardner

Founder & CEO, Marqeta
Jason Gardner is the founder and chief executive officer of Marqeta, Inc. Under his leadership Marqeta has defined the global standard for modern card issuing, developing an industry-leading issuer processor platform that now powers the world’s most innovative companies. Prior to... Read More →

Speakers
avatar for Chris Britt

Chris Britt

Co-Founder & CEO, Chime
Chris Britt is the Founder & CEO of Chime, the leader in US challenger banking that helps Members avoid fees, save money automatically and lead healthy financial lives. From 2007-2012, Chris was Chief Product Officer and SVP, Corporate Development at Green Dot. Chris was also a senior... Read More →
avatar for Ryan Gilbert

Ryan Gilbert

Partner, Propel Venture Partners
As a founder, operator and investor, Ryan brings over 20 years of global financial services expertise spanning payments, remittances, credit, security, and compliance to Propel Venture Partners. At Propel Ryan has lead investments in Guideline, EaseCentral, Steady, Abe Labs, Civic... Read More →
avatar for Ricky Knox

Ricky Knox

Co-Founder & CEO, Tandem Bank
Ricky Knox is a serial entrepreneur and investor. He has built five technology disruptors in fintech and telecoms, each of which also does a bit of good for the world. Ricky is currently building the customer champion digital bank of the future, but has previously disrupted remittances... Read More →
avatar for Nicolas Kopp

Nicolas Kopp

U.S. CEO, N26
Bio coming soon


Monday October 22, 2018 4:00pm - 4:40pm
Leadership Loft at Upper Lobby, Level 2

4:05pm

Empowering Main Street: Helping SMBs Survive & Thrive
As the COO of PayPal, Bill Ready strives to create simple and effective financial tools to help small business scale and reach their goals. Today, more than 50% of Americans either own or work for a small business, which is why the payments giant is committed to providing the resources they need to excel. PayPal has loaned out more than $5 billion in their Working Capital program to help deliver access to funding and continues to deliver innovative solutions for small businesses to excel in today's ever-changing market. In this presentation, Bill shares his personal passion for small businesses and reveals PayPal's latest advances.

Speakers
avatar for Bill Ready

Bill Ready

Chief Operating Officer, PayPal
As PayPal’s Chief Operating Officer, Bill Ready is responsible for product, technology and engineering at PayPal, as well as the end-to-end customer experiences for PayPal’s consumer, merchant, Braintree, Venmo, Paydiant and Xoom businesses. Bill came to PayPal with the acquisition... Read More →


Monday October 22, 2018 4:05pm - 4:25pm
Revolution Stage at Venetian Ballroom, Level 2

4:25pm

The World Beyond Cash: Tech is Shaping the Future of Payments
Cash remains the most widely-used form of payment in every region in the world, leaving a still massive opportunity for digital payments to innovate and grow. Caesar Sengupta, as Google's General Manager of Payments and head of the Next Billion Users initiative, has taken valuable learnings from markets such as China, India and Indonesia, where the proliferation of mobile phones introduced new use cases and allowed payments innovation to leapfrog more advanced economies. Hear how Caesar's experiences have shaped his view and learn new details on Google's plan to drive payments growth, innovation and adoption around the world.

Speakers
avatar for Caesar Sengupta

Caesar Sengupta

GM Payments & VP Next Billion Users, Google
Caesar is General Manager of Payments and Vice President leading the Next Billion Users (NBU) initiative at Google. As General Manager of Payments, Caesar runs both product and engineering teams for Google’s payments solutions such as Google Pay and Tez, our India-first payments... Read More →


Monday October 22, 2018 4:25pm - 4:45pm
Revolution Stage at Venetian Ballroom, Level 2

4:45pm

Money20/20 Hackathon: Grand Prize Winner
Four years ago, Money20/20 launched an intense competition that brought together the most brilliant minds to collaborate and create the future of money. Today, the Money20/20 USA Hackathon is regarded as the best Fintech Hackathon in the world for the brightest developers, designers and entrepreneurs. From blockchain to machine learning, IoT, big data, and beyond--we invite the best of the best to showcase their skills and vision using APIs, SDKs and other tools from today's leading payment and financial service innovators. In this session, hear a presentation from hackers on the grand prize winning team of this year's Hackathon.


Monday October 22, 2018 4:45pm - 4:50pm
Revolution Stage at Venetian Ballroom, Level 2

4:45pm

Money20/20 Hackathon: Grand Prize Winner
Four years ago, Money20/20 launched an intense competition that brought together the most brilliant minds to collaborate and create the future of money. Today, the Money20/20 USA Hackathon is regarded as the best Fintech Hackathon in the world for the brightest developers, designers and entrepreneurs. From blockchain to machine learning, IoT, big data, and beyond--we invite the best of the best to showcase their skills and vision using APIs, SDKs and other tools from today's leading payment and financial service innovators. In this session, hear a presentation from hackers on the grand prize winning team of this year's Hackathon.


Monday October 22, 2018 4:45pm - 4:50pm
Revolution Stage at Venetian Ballroom, Level 2

4:50pm

Nuno & Sir Richard Branson: New Tech, New Banks, New Frontiers
Money20/20 and Feedzai are excited to announce the next iteration of the Feedzai Frontier speaker series featuring the legendary, Sir Richard Branson! He’s a world-renowned entrepreneur, philanthropist and Founder of the Virgin Group. Sir Richard has built a globally recognized brand spanning numerous consumer sectors including financial services where he has recently launched Virgin Money - the UK’s first true national competitor to the status quo. Sir Richard will join Feedzai’s CEO Nuno Sebastiao for a fireside chat on the keynote stage in Las Vegas. There’s no doubt that this inspirational leader will have an impact on the Money20/20 USA audience as he shares topics ranging from new technology, to entrepreneurism, to the future of money.

Click here for more on Sir's Richard's appearance at Money20/20 USA.

Moderator
avatar for Nuno Sebastiao

Nuno Sebastiao

Co-Founder, Chairman & CEO, Feedzai
In 2011, Nuno and his fellow co-founders set out Feedzai to fight financial fraud with advanced machine learning technology. Fast forward to today, Nuno has been named the Entrepreneur of the Year by London Business School, shared a stage with tech leaders such as Stephen Hawking... Read More →

Speakers
avatar for Sir Richard Branson

Sir Richard Branson

Founder, Virgin Group
Conceived in 1970 by Sir Richard Branson, the Virgin Group has gone on to grow successful businesses in sectors including mobile telephony, travel and transportation, financial services, leisure and entertainment and health and wellness. Virgin is a leading international investment... Read More →


Monday October 22, 2018 4:50pm - 5:25pm
Revolution Stage at Venetian Ballroom, Level 2

5:25pm

Session Wrap-Up
Speakers
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Monday October 22, 2018 5:25pm - 5:30pm
Revolution Stage at Venetian Ballroom, Level 2

9:00pm

Industry Night Sponsored by Google
Monday’s Industry Night party is brought to you by Google. Take networking beyond the norm and experience the momentum of Money20/20 as you dance the night away with T-Pain and your new connections. The doors open at 9pm and you won't want to be late!

Monday October 22, 2018 9:00pm - Tuesday October 23, 2018 12:00am
Omnia Las Vegas
 
Tuesday, October 23
 

8:25am

Alternative Lending & Credit Track: Chairperson's Welcome
What innovative new models are providing consumers and small businesses greater access to credit?
With leading-edge credit scoring models and pioneering marketplaces, non-banks are quickly scaling consumer and business lending, including those customers most underserved by banks. In response, the big banks and tech companies are now also entering the fray. Traverse the compelling but uncertain future of lending, including the competition, collaboration and innovation in the space.

Speakers
avatar for Jason Goldberg

Jason Goldberg

General Manager, Elevate Credit
Jason Goldberg is a General Manager of Elevate, a fintech leader using technology and advanced analytics to disrupt the nonprime lending space. Prior to Elevate, Jason led the payments and customer experience consulting practices at Protiviti. Previously, Jason held executive positions... Read More →


Tuesday October 23, 2018 8:25am - 8:30am
Future Forum at Bellini Ballroom, Level 2

8:25am

Blockchain & Crypto Track: Chairperson's Welcome
Speakers
avatar for Ian Khan

Ian Khan

Filmmaker & Technology Futurist, Futuracy
CNN featured Technology Futurist, 3 times TEDx Speaker, Author of “7 Axioms of Value Creation”, Forbes Contributor, and filmmaker, Ian Khan is a leading change maker and technology futurist. A highly passionate supporter of “Accepting our Greatness”, Ian’s talks are engaging... Read More →


Tuesday October 23, 2018 8:25am - 8:30am
Cyber Dome at Murano Ballroom, Level 3

8:25am

Digital Marketing & CX Track: Chairperson's Welcome

What are the tools, technologies and strategies world-class marketers embrace for acquiring and retaining customers in a digital world?
Buyer behavior is changing—today’s consumers are hyper-connected, on-the-go and have higher expectations for brands than ever before. Customer experience, including great UX design, has become a critical component. More than ever, acquiring and retaining customers is an exercise performed in a digital context. Success requires data-powered insights, CRM systems and tech stacks that can identify the most responsive audiences and optimize the best messages to move them through the purchase funnel. Discover powerful ways to drive demand and increase brand loyalty through real-time personalized payments, banking and e-commerce experiences.


Speakers
avatar for Robert Schiff

Robert Schiff

Partner, McKinsey & Company
Robert is a Partner in McKinsey's San Francisco Office and co-leads Customer Experience in Banking. Robert serves financial institutions on a range of topics, including customer experience, operations, risk, strategy and technology. Robert rejoined McKinsey in 2017 after 2+ years... Read More →


Tuesday October 23, 2018 8:25am - 8:30am
Wavemakers at Lido Ballroom, Level 3

8:25am

Payments & Platforms Track: Chairperson's Welcome
What new technologies and trends are transforming the transfer of value?
The fundamental shift from physical cards, checks and currency to digital payments continues to transform the way consumers and businesses transfer value. Payment systems must work in new contexts, be scalable across markets and integrate with rising tech platforms. Take a closer look at the most impactful new technologies and approaches for moving money, including mobile wallets, P2P and B2B payment systems.

Speakers
avatar for Scott Harkey

Scott Harkey

Global Payments Lead, Levvel
Scott Harkey leads the Payment Practice at Levvel, a consulting firm based in Charlotte, NC. In this role, he advises a number of US, European, Australian, and Canadian banks, digital wallets, merchants, and startups on their digital payment strategy, payments architecture, custom... Read More →


Tuesday October 23, 2018 8:25am - 8:30am
The Vault at Titian Ballroom, Level 2

8:30am

Helping Consumers Unlock their Credit Potential
Over the last decade, Renaud Laplanche has been at the forefront of setting new standards for the lending experience. He led the way for personal loans as a mainstream, affordable online credit product for consumers looking for alternatives to high-interest credit cards. His vision to lower costs and improve user experience and transparency ignited the expansion of the online lending industry, helping people to access more responsible credit products. Join this conversation with Renaud on how fintechs can help consumers unlock their credit potential.

Moderator
avatar for Jeff Kauflin

Jeff Kauflin

Staff Writer, Forbes
Bio coming soon

Speakers
avatar for Renaud Laplanche

Renaud Laplanche

Co-Founder & CEO, Upgrade
In his capacity as Upgrade’s CEO, Renaud presides over the company’s business strategy and oversees its execution. Prior to co-founding Upgrade, Renaud co-founded and ran Lending Club, America’s largest online marketplace connecting borrowers and investors. In recent years Renaud... Read More →


Tuesday October 23, 2018 8:30am - 8:50am
Future Forum at Bellini Ballroom, Level 2

8:30am

The Rise of Blockchain Cities
Ian Khan's documentary film "Blockchain City" is the story of today’s modern cities that are aspiring to implement blockchain technology to change the way trust is delivered within urban areas. Indeed, entire nations have embarked on utilizing blockchain to  transform how their cities function, from enabling governments to better provide basic citizen services to fueling humanitarian relief work. Get a glimpse of the surprising and transformational impact of blockchain on the world's cities, as Ian shares insights from his interviews with city and tech leaders across the globe.

Speakers
avatar for Ian Khan

Ian Khan

Filmmaker & Technology Futurist, Futuracy
CNN featured Technology Futurist, 3 times TEDx Speaker, Author of “7 Axioms of Value Creation”, Forbes Contributor, and filmmaker, Ian Khan is a leading change maker and technology futurist. A highly passionate supporter of “Accepting our Greatness”, Ian’s talks are engaging... Read More →


Tuesday October 23, 2018 8:30am - 8:50am
Cyber Dome at Murano Ballroom, Level 3

8:30am

You Know My Name, Look Up the Number: Building Brand Narratives
Competition in the fintech sector is intense. There are new entrants every day looking to do things better, faster and more efficiently. But the reality is that the basics of what many companies do is the same. The quickest way for people to differentiate is on price. But that’s a race to the bottom and a sure path to becoming a commodity. The best way to grab mindshare and drive customer loyalty is to build an emotional connection through storytelling. Every company has a unique story and reason for being. The key is uncovering it and making sure that everyone is telling it consistently. Want to know five ways to build your brand? Don’t miss this session!

Moderator
avatar for Jennifer Prosek

Jennifer Prosek

Managing Partner, Prosek Partners
Jennifer Prosek is the founder and CEO of Prosek Partners, a leading international public relations and financial communications consultancy with offices in New York, London, Los Angeles and Connecticut. The firm ranks among the top 10 independent public relations firms in the U.S... Read More →

Speakers
avatar for Andrea Brimmer

Andrea Brimmer

Chief Marketing & Public Relations Officer, Ally Financial
Andrea Brimmer was named chief marketing and public relations officer of Ally Financial in 2015. In this role, she is responsible for overseeing the company’s marketing, advertising, public relations, market research initiatives, social media and brand management.Andrea joined Ally... Read More →


Tuesday October 23, 2018 8:30am - 8:50am
Wavemakers at Lido Ballroom, Level 3

8:30am

Merchants Deserve More: Achieving 98% Customer Retention, 3X LTV
Over the years, there have been countless innovations in payment technology for the consumer, but what about the merchant? To stay competitive, today’s business owner must be able to accept payments through a variety of channels. However, that’s not always easy or affordable. Suneera Madhani, CEO & Founder at Fattmerchant asserts that a unified payment experience is the future of payment technology and shares how businesses can up their game for greater success.

Speakers
avatar for Suneera Madhani

Suneera Madhani

CEO & Founder, Fattmerchant
Suneera Madhani is the Founder & CEO of Fattmerchant, an integrated payment technology platform with a subscription-based model unifying the payments experience for its members. With less than four years in existence and over 2B in processing, Fattmerchant is known as a disruptor... Read More →


Tuesday October 23, 2018 8:30am - 8:50am
The Vault at Titian Ballroom, Level 2

9:00am

Prime (and Non-Prime) Time for Online Lending
About two-thirds of Americans have either no credit score, or scores below 700. And 44% percent don’t have $400 saved for an emergency. So what happens when an emergency strikes? Far too often, people are forced to turn to predatory lenders that have extremely high interest rates. Where is the fair, responsible, affordable credit for non-prime Americans? Who is innovating on their behalf? On the other hand, the future of online and marketplace lending is bright, with leading companies continuing to push the boundaries on customer experience, credit models and forging partnerships with traditional finance. Join a lively conversation with the chief executives of Elevate and Prosper on the nuances of effectively serving the credit needs of all consumers, across the credit spectrum.

Moderator
avatar for Jenny Surane

Jenny Surane

Finance Reporter, Bloomberg
Jenny Surane is a finance reporter at Bloomberg News in New York. She covers the major payment companies and trends in the fintech space, as well as Citigroup Inc. and large regional banks.

Speakers
avatar for David Kimball

David Kimball

CEO, Prosper
As Chief Executive Officer of Prosper Marketplace, David oversees the company’s vision, overall operations, and performance. David joined the company in March 2016 as Chief Financial Officer, and was named CEO in December 2016. David brings more than 20 years of financial management... Read More →
avatar for Ken Rees

Ken Rees

CEO, Elevate
Ken Rees is the CEO of Elevate, a fintech leader using technology and advanced analytics to disrupt the nonprime lending space. Elevate’s innovative online products have provided $5.9 billion in credit to 2 million customers and are helping them build a brighter financial future... Read More →


Tuesday October 23, 2018 9:00am - 9:30am
Future Forum at Bellini Ballroom, Level 2

9:00am

Privacy & Security in the Digital Age
The biggest debate in crypto today revolves around scaling for widespread adoption, but that won’t always be the conversation. The next looming debate. which will be orders of magnitudes bigger, will be the levels of privacy and security that are required to address consumer expectations as the blockchain crosses over to the mass market. David Bailey, CEO of BTC Inc., moderates this discussion with Charlie Lee, Founder of Litecoin, and David Chaum, Founder of Elixxir and a pioneer blockchain technology and digital payments, on how privacy and security should and will intersect with crypto, and what that means for each of the different stakeholders.

Moderator
avatar for David Bailey

David Bailey

Founder, BTC Inc.
As chief executive officer of BTC Media LLC, David Bailey is an industry leader in the digital currency and blockchain space. By overseeing the delivery of breaking, in-depth and instructive content, he has championed the growth of the field at its highest level.After founding yBitcoin... Read More →

Speakers
avatar for David Chaum

David Chaum

Founder, Elixxir
Widely recognized as the inventor of digital cash, David Chaum is also known for other fundamental innovations in cryptography, including privacy technology and secure election systems. With a PhD in Computer Science from UC Berkeley, he taught at NYU Graduate School of Business and... Read More →
avatar for Charlie Lee

Charlie Lee

Creator, Litecoin
Bio coming soon


Tuesday October 23, 2018 9:00am - 9:30am
Cyber Dome at Murano Ballroom, Level 3

9:00am

Samsung & HSBC: Applied Mobile Innovation for the Customer Experience
Customer expectations are higher than ever for brand experiences. There is a CX revolution taking place and mobile technologies are leading the charge. Join leaders from Samsung and HSBC to learn more about the role of the "intelligent" devices and "smart" systems that can enable great banking experiences and connect customers to services that help them achieve their financial goals.

Moderator
avatar for Jaime Toplin

Jaime Toplin

Senior Research Analyst, Business Insider
Toplin is a Senior Research Analyst leading the payments team at Business Insider Intelligence, Business Insider’s premium subscription-based market research service. Her research focuses on digital transformation in the payments and retail banking industries, with emphasis on credit... Read More →

Speakers
avatar for Jeremy Balkin

Jeremy Balkin

Head of Innovation, HSBC USA
Jeremy  Balkin  is  considered  a  leading  international  expert  on  ethics  in  banking,  fintech  and  the  strategic  engagement  of  millennials  in  financial  services.  He  is  currently  the  Head  of  Innovation  for  HSBC’s  US  Retail... Read More →
avatar for Julie Godfrey

Julie Godfrey

US Lead for Finance Solutions and Innovation, Samsung Electronics America
Julie is the US lead for Finance Solutions & Innovation at Samsung Electronics America. She is responsible for co-innovation with industry leading financial services organizations transforming business processes and delivering competitive differentiation with mobile technology. Julie... Read More →


Tuesday October 23, 2018 9:00am - 9:30am
Wavemakers at Lido Ballroom, Level 3

9:00am

The Uberization of Business Payments
From ordering coffee to cabs, consumers increasingly expect payments to be digitized, seamless and almost invisible. For B2B payments, the complexities inherent in manual, paper-laden back office systems make "uberization" of transactions a challenging task, requiring collaboration between FIs and fintechs, integrations with financial systems, coordination with multiple users and elevated security. Hear from CEOs of leading B2B payments innovators on the market forces and emerging technologies that are shaping the new back office.

Moderator
avatar for Rob Mau

Rob Mau

Partner, Oliver Wyman
Rob Mau is a Partner in Oliver Wyman’s Washington, DC office in the Payments practice, He has advised clients in the US, Canada, South America, and Europe on payments related topics and is a frequency speaker at conferences and workshops.Rob works with banks and non-bank financial... Read More →

Speakers
avatar for Scott Galit

Scott Galit

CEO, Payoneer
Scott Galit is the CEO and a Director of Payoneer Inc. He has been a leader in the Fintech industry for the past 20 years As Global Head of Prepaid for MasterCard, Scott developed MasterCard's global prepaid strategy and oversaw its global prepaid business. Scott was the founder and... Read More →
avatar for René Lacerte

René Lacerte

CEO & Founder, Bill.com
René Lacerte is a fintech entrepreneur and the founder and CEO of Bill.com, the nation's leading business payments network. At Bill.com, he works with some of the nation’s largest banks and accounting firms to redefine how business payments are made. René founded Bill.com in 2006... Read More →


Tuesday October 23, 2018 9:00am - 9:30am
The Vault at Titian Ballroom, Level 2

9:00am

Wake Up with the CEOs: Leaders Paving the Way
The buck stops with the CEO, so when it comes to understanding the road ahead it is vital to understand what the industry’s leading CEOs are thinking and doing. Every morning, we’ll bring together three high-profile CEOs to debate, argue and predict where we’re headed and share what they and their organizations are doing to shape the future of money.

Moderator
avatar for Bob Hoey

Bob Hoey

GM Financial Services Market, IBM North America, IBM
Bob is General Manager of Financial Services Market for IBM US. He is responsible for the sale of IBM solutions to the major banks, financial markets firms and insurance companies located across the United States. In addition, Bob is an Officer of the IBM Corporation. Bob joined IBM... Read More →
avatar for Brian Kelly

Brian Kelly

Editor & Chief Content Officer, U.S. News & World Report
Brian Kelly is the Editor and Chief Content Officer of U.S. News & World Report, a publisher of news and consumer information products. Kelly is a member of the executive committee with primary responsibility for all the company’s content, which includes the website usnews.com... Read More →

Speakers
avatar for Anil Arora

Anil Arora

Vice Chairman, Envestnet & CEO, Envestnet® | Yodlee®
Bio coming soon
avatar for Antony Jenkins

Antony Jenkins

Founder & Executive Chair, 10x Banking
Antony Jenkins is Founder and Executive Chairman of 10x Future Technologies, a company that promises to redefine how banks operate and engage with consumers. Antony’s focus on driving innovation in the digital economy also extends to his role as Group Chairman of Currencies Direct... Read More →
avatar for Jennifer Tescher

Jennifer Tescher

President & CEO, Center for Financial Services Innovation
Jennifer Tescher is the President & CEO of the Center for Financial Services Innovation (CFSI), the nation’s authority on consumer financial health. CFSI is the authority on consumer financial health, leading a network of committed financial services innovators to build better consumer... Read More →
avatar for Keith Williams

Keith Williams

President, CEO & Trustee, UL
Keith Williams joined UL (Underwriters Laboratories) in 2005 as the company’s 10th president and chief executive officer. UL is the world’s premier safety science company, providing a broad array of services in more than 100 countries with nearly 12,000 employees worldwide, and... Read More →


Tuesday October 23, 2018 9:00am - 10:00am
Leadership Loft at Upper Lobby, Level 2

9:40am

It’s What the Customer Perceives You Do That Matters
All SMB’s are trying to do one of three things: increase inbound cash, be more prudent about outbound cash and maximize return on cash at rest. New entrants, more competition and products are all signs of a maturing market, yet small business lenders all solving for the same age-old results. How can lenders truly differentiate? Rob Frohwein asserts that the way the customer perceives your company's products, brand and value might be the most important factor. Join Rob for an insightful look at the importance of customer perception in successful product and marketing strategy.

Speakers
avatar for Rob Frohwein

Rob Frohwein

Co-Founder & CEO, Kabbage
In 2008, Rob Frohwein recognized that companies like eBay offered automated access to small business transaction data via APIs. Rob realized small businesses could simply share this data to allow underwriters to make better, faster credit decisions and provide a great user experience... Read More →


Tuesday October 23, 2018 9:40am - 10:00am
Future Forum at Bellini Ballroom, Level 2

9:40am

Dashing to the Future of Money
Since its inception, cryptocurrency has been touted by its staunchest advocates as a new form of money, one that has the potential to supplant state-backed currencies and become the first true digital form of cash. But ten years later, are we any closer to that promise? In this presentation, Dash Core Group CEO Ryan Taylor explores how modern money came to be, and why despite the current challenges it faces, cryptocurrency remains well-positioned to be the future of money.

Speakers
avatar for Ryan Taylor

Ryan Taylor

CEO Dash Core, Dash
Ryan Taylor is CEO of Dash Core Group, which develops Dash, an innovative payments-focused open-source digital currency. He is an expert in the payments industry, with over 15 years of experience at the intersection of financial services and technology. Taylor has been CEO of Dash... Read More →


Tuesday October 23, 2018 9:40am - 10:00am
Cyber Dome at Murano Ballroom, Level 3

9:40am

Empathy in the Machine Age: Data Science Powering Creativity
Can machines make services more human? Are ethics better captured through algorithms or subjective human behavior? Take a deep dive into the potential of harnessing machines to deliver deeper empathy and creativity in humans. Discover how machine learning and advanced data science are key to providing new insights, improving marketing effectiveness and solving the most pressing challenges facing our world today.

Moderator
avatar for Hicham Oudghiri

Hicham Oudghiri

CEO & Co-Founder, Enigma
Hicham is Co-Founder and CEO of Enigma, a New York-based data and technology company. Enigma helps global organizations bridge the gap between source data and smarter workflows, creating a more connected and enriched view of their business. Prior to Enigma, Hicham managed the private... Read More →

Speakers
avatar for Frank Cooper III

Frank Cooper III

Senior Managing Director & Global Chief Marketing Officer, BlackRock
Frank Cooper III is Senior Managing Director & Global Chief Marketing Officer of BlackRock, where he is responsible for shaping BlackRock's global brand and leading its marketing throughout the world. He serves on BlackRock’s Global Executive Committee which has overall responsibility... Read More →


Tuesday October 23, 2018 9:40am - 10:00am
Wavemakers at Lido Ballroom, Level 3

9:40am

P2P Payments: Can the Banks Give Fintechs a Run for Their Money?
NACHA recently reported that the number of P2P ACH transactions has grown 24% year over year, with 29.4 million transactions in the 2nd quarter of 2018 alone. With this growth expected to continue in this digital age, both banks and fintechs are anxious to capture market share. Will the banks or fintechs win out, or in this growing competitive space, is there space for both to thrive? Hear from leaders of Early Warning's Zelle and Interac's e-Transfer, two bank-led P2P payments programs that have experienced strong growth against their fintech competitors.

Moderator
avatar for Ulrike Guigui

Ulrike Guigui

Managing Director, Deloitte Consulting
Bio coming soon

Speakers
avatar for Jamie Armistead

Jamie Armistead

Business Line Leader, Zelle, Early Warning
Jamie Armistead joined Early Warning Services in July of 2018 as Vice President, Business Line Leader for Zelle®. In this capacity, Jamie helps set the strategic direction for Zelle and directly oversees Product Management and User Experience. Prior to joining Early Warning, Jamie... Read More →
avatar for Debbie Gamble

Debbie Gamble

VP Digital Products & Platforms, Interac
Debbie Gamble is the VP Digital Products and Platforms at Interac responsible for the delivery of the digital commerce and faster payments strategies. With over 35 years of experience, Debbie has been involved in early iterations of the digital economy including crypto currency, mobile... Read More →


Tuesday October 23, 2018 9:40am - 10:00am
The Vault at Titian Ballroom, Level 2

10:00am

Women in Fintech Show Floor Tour
This tour will show you how to make the most out of your Money20/20 expo hall experience.


Tuesday October 23, 2018 10:00am - 10:30am
Expo Hall Entrance, Level 2

10:00am

Money20/20 Meetup: Cents & Sensibility
Are you passionate about purpose-driven fintech? From providing access to credit and basic banking services for those previously underserved, to promoting the financial health of our customers, to facilitating charitable donations or disaster relief efforts, fintech can be a source for social good. Join us to meet with industry colleagues who share a common goal to make the world a better place by building a simpler, faster, fairer and more inclusive financial system.  

Moderator
avatar for Monica Brand Engel

Monica Brand Engel

Partner, Quona Capital
Before co-founding Quona, Monica was the founder and Managing Director of Accion Frontier Investments Group, a growth stage fintech portfolio. She also launched and managed Accion’s Marketing and Product Development Unit, where she oversaw the creation of new financial services... Read More →

Speakers
avatar for Maya Chorengel

Maya Chorengel

Senior Partner, Impact, Financial Services Sector Lead, The Rise Fund, TPG Global
Ms. Chorengel is Senior Partner, Impact, and the Financial Services Sector Lead at The Rise Fund. The Rise Fund is committed to achieving social and environmental impact alongside competitive financial returns by partnering with creative entrepreneurs to build successful businesses... Read More →
avatar for Michael Schlein

Michael Schlein

President & CEO, Accion
Michael Schlein is the President and CEO of Accion, a global nonprofit committed to creating a financially inclusive world, with a pioneering legacy in microfinance and fintech impact investing. Accion catalyzes financial service providers to deliver high-quality, affordable solutions... Read More →
avatar for Arjan Schütte

Arjan Schütte

Founder & Managing Partner, Core Innovation Capital
Arjan Schütte is the founder and a managing partner of Core Innovation Capital, a leading venture capital fund investing in financial services companies that empower everyday Americans. His investments include Oportun, Ripple, CoverHound, and TIO Networks. Arjan is a passionate... Read More →
avatar for Jennifer Tescher

Jennifer Tescher

President & CEO, Center for Financial Services Innovation
Jennifer Tescher is the President & CEO of the Center for Financial Services Innovation (CFSI), the nation’s authority on consumer financial health. CFSI is the authority on consumer financial health, leading a network of committed financial services innovators to build better consumer... Read More →


Tuesday October 23, 2018 10:00am - 10:40am
Connections at The PayPal Lounge at Expo Hall, Level 2

10:00am

Money20/20 Meetup: The Merchant Mingle
Are you a retailer seeking to deploy fintech innovations to serve consumers with rapidly changing expectations? Are you a vendor seeking perspective from the retail front lines? Join us for a marketplace of big ideas on the next  generation of commerce.  Shop for valuable new industry connections here!

Moderator
avatar for Monika Kochhar

Monika Kochhar

CEO & Co-Founder, SmartGift
Bio coming soon

Speakers
avatar for John Drechny

John Drechny

President, Merchant Advisory Group
John recently joined the Merchant Advisory Group as President, with responsibilities for strategic planning as well as advocating the merchant’s perspective in the payment eco-system.Prior to joining the Merchant Advisory Group, John enjoyed a 20 year career at Walmart holding various... Read More →
avatar for Nancy Gleason

Nancy Gleason

Vice President & Controller, Vineyard Vines
Nancy Gleason is Vice President & Controller of Vineyard Vines, LLC, reporting directly to the CFO. Nancy joined the company 7 years ago as Assistant Controller, with her previous experience having included work at a family office firm, where her practice focused on tax and business... Read More →
avatar for Kenneth Grogan

Kenneth Grogan

Director, Treasury Services, Wakefern
Ken is a Finance professional with over 30 years’ experience in Treasury/Payments. Ken joined Wakefern Food Corp. in July 2007 as Manager of Treasury Services and was promoted to Director in 2015. Prior to joining Wakefern Ken had a successful 20 year career on Wall Street working... Read More →
avatar for Jamie Henry

Jamie Henry

VP Emerging Payments, Walmart
Jamie is an enthusiastic, energetic and experienced executive that enjoys working from initial concept to fully developed initiatives launched to market. Jamie’s professional experience spans several disciplines, including product & business strategy, new business development, finance... Read More →
avatar for Bryan Penny

Bryan Penny

VP Payments & New Markets, Nordstrom
Bryan Penny is currently Vice President, Payment and New Markets for Nordstrom, supporting the all Payments functions companywide, as well as the launch of our credit card offerings in Puerto Rico and Canada. Bryan is also a member of the Board of Directors of Merchant Advisory Group... Read More →
avatar for Jude Reter

Jude Reter

VP Digital Experiences, EXPRESS
Jude Reter is the Vice President of Digital Experiences at Express. He leads a multi-disciplinary team of Product, User Experience, Design and Engineering experts who are redefining personal experiences online, in store, and across all digital touch points. With the Express customer... Read More →
avatar for Nicola Thompson

Nicola Thompson

Global Trading Director, ASOS
Nicola Thompson is the Global Trading Director at ASOS.Com, one of the world’s leading online fashion destinations for 20somethings. She is a Senior Commercial leader, experienced in creating and executing global market strategies in high growth businesses. She has 20+ years experience... Read More →


Tuesday October 23, 2018 10:00am - 10:40am
The Garden at Expo Hall, Level 2

10:10am

Ask Me Anything About Online Lending
Join this highly interactive session for open audience Q&A with four of the leading chief executives in online lending. What are your pressing questions? Don’t be afraid to ask!

Moderator
avatar for Kim Gerhardt

Kim Gerhardt

Director, Edgar, Dunn & Company
Kim is a Director (Partner) at Edgar, Dunn & Company with over 23 years of experience in consulting, payments and financial services. Kim is passionate about building businesses and the intersection between FinTech and traditional banking. Kim works with a variety of clients in the... Read More →

Speakers
avatar for Rob Frohwein

Rob Frohwein

Co-Founder & CEO, Kabbage
In 2008, Rob Frohwein recognized that companies like eBay offered automated access to small business transaction data via APIs. Rob realized small businesses could simply share this data to allow underwriters to make better, faster credit decisions and provide a great user experience... Read More →
avatar for David Kimball

David Kimball

CEO, Prosper
As Chief Executive Officer of Prosper Marketplace, David oversees the company’s vision, overall operations, and performance. David joined the company in March 2016 as Chief Financial Officer, and was named CEO in December 2016. David brings more than 20 years of financial management... Read More →
avatar for Renaud Laplanche

Renaud Laplanche

Co-Founder & CEO, Upgrade
In his capacity as Upgrade’s CEO, Renaud presides over the company’s business strategy and oversees its execution. Prior to co-founding Upgrade, Renaud co-founded and ran Lending Club, America’s largest online marketplace connecting borrowers and investors. In recent years Renaud... Read More →
avatar for Ken Rees

Ken Rees

CEO, Elevate
Ken Rees is the CEO of Elevate, a fintech leader using technology and advanced analytics to disrupt the nonprime lending space. Elevate’s innovative online products have provided $5.9 billion in credit to 2 million customers and are helping them build a brighter financial future... Read More →


Tuesday October 23, 2018 10:10am - 10:40am
Future Forum at Bellini Ballroom, Level 2

10:10am

ICOs, Air Drops & the Future of Regulating Decentralized Money
Since the early days of Bitcoin, crypto investors and regulators have been locked in an ambiguous relationship. Regulation is evolving but remains patchy, with uncertainty on issues ranging from exchanges and ICOs to securities laws. As institutional players move into crypto, these issues have taken on a new urgency. In this session, Marco Santori, the "Dean of Blockchain lawyers," and Brent McIntosh, General Counsel at The U.S. Department of the Treasury, provide insight into the future of regulation and how investors should respond to this uncertainty.

Moderator
avatar for Tanaya Macheel

Tanaya Macheel

Reporter, Cheddar
Tanaya is a reporter at Cheddar covering the modernization of money and financial services, including cryptocurrency and its underlying blockchain technology, digital banking and online lending and investing startups. She joined Cheddar in June 2018 having covered the rise of the... Read More →

Speakers
avatar for Brent McIntosh

Brent McIntosh

General Counsel, U.S. Department of the Treasury
Brent McIntosh serves as General Counsel for the Department of the Treasury, where he provides legal and policy advice to the Secretary and other senior Departmental officials.  The General Counsel also serves as head of the Treasury Legal Division, a bureau comprising lawyers across... Read More →
avatar for Marco Santori

Marco Santori

President & Chief Legal Officer, Blockchain
Marco is the President and Chief Legal Officer of Blockchain.com. Known as the "Dean of Digital Currency Lawyers," Marco is a recognized authority in the law and policy of block chain technologies. Prior to his move to Blockchain.com, as a Partner at both Cooley LLP and Pillsbury... Read More →


Tuesday October 23, 2018 10:10am - 10:40am
Cyber Dome at Murano Ballroom, Level 3

10:10am

Virtual, Augmented or Mixed: Is XR the New Reality for CX?
The customer journey is evolving and rapidly expanding into new realities. Fueled by smart, mobile and always-connected technology, consumers are pushing businesses to create better experiences for discovering, engaging and transacting in a broad spectrum of digital environments. Hear an extended-reality expert, data scientist and payment pioneer reveal how virtual, augmented and mixed reality are changing the customer experience and creating an entirely new medium for digital marketing.

Moderator
avatar for Cleveland Brown

Cleveland Brown

CEO & Co-Founder, Payscout
Cleveland Brown’s career began on the financial side of payments and technology while he worked at Union Bank of California in 1992. At this time, the bank used 4.5” high-density floppy disks to install and test the first at-home banking platforms, a process that would ultimately... Read More →

Speakers
avatar for Raffaella Camera

Raffaella Camera

Head of XR Global Market Innovation Strategy, Accenture
avatar for Stephanie Llamas

Stephanie Llamas

VP Research & Strategy, Head of XR, SuperData
Stephanie Llamas is VP of Strategy and head of XR for SuperData Research, the leader in market intelligence across digital gaming and interactive media such as streaming video and XR. Stephanie is one of the first analysts to provide market intelligence on the current generation of... Read More →


Tuesday October 23, 2018 10:10am - 10:40am
Wavemakers at Lido Ballroom, Level 3

10:10am

New Insights on Consumer Behavior & Usage of Digital Payments
The digital payments landscape is rapidly shifting, and understanding consumer behavior in this brave new world is key. This conversation with Google's Spencer Spinnell is framed with insights from the latest McKinsey Digital Payments Survey. Get the latest data on penetration and usage of in-app, in-store, online and P2P environments, mobile devices and wallets, home-based smart assistants and social media-based payments. Then, hear how Google Pay is deploying these solutions to meet changing customer needs.



Moderator
avatar for Scott Harkey

Scott Harkey

Global Payments Lead, Levvel
Scott Harkey leads the Payment Practice at Levvel, a consulting firm based in Charlotte, NC. In this role, he advises a number of US, European, Australian, and Canadian banks, digital wallets, merchants, and startups on their digital payment strategy, payments architecture, custom... Read More →

Speakers
avatar for Marie-Claude Nadeau

Marie-Claude Nadeau

Digital Payments Consultant, McKinsey & Company
Marie-Claude Nadeau is a partner in the San Francisco office of McKinsey & Company who leads the Digital Payments service line for North America. Since she first joined the firm in the Montreal office, Marie-Claude has served clients in Payments, Financial Services and Technology... Read More →
avatar for Spencer Spinnell

Spencer Spinnell

Managing Director, Consumer Payments Platform, Google
Spencer is the Managing Director of Consumer Payments Platforms within the Retail Shopping Payments Partnership Business Development organization. He is responsible for leading cross-functional engagement across Google and Alphabet companies to bring new consumer payments products... Read More →


Tuesday October 23, 2018 10:10am - 10:40am
The Vault at Titian Ballroom, Level 2

10:15am

The Fintech Revolution Track: Chairperson's Welcome
Only the most transformative ideas live here—are you ready for the money revolution?
Held on the Avant-Garde stage, this track will feature some of our agenda’s most disruptive, thought-provoking and cutting-edge ideas on the future of financial technology. Content in this track is not restricted to a particular thematic topic and  we strongly encourage creative presentation formats that take full advantage of the unique in-the-round staging.Only the most transformative ideas live here—are you ready for the money revolution?

Speakers
avatar for Dan Simon

Dan Simon

CEO, Vested
Dan is a writer and senior financial communications specialist with over 15 years’ experience in PR, Marketing & Advertising. Dan has led campaigns for some of the biggest brands in finance and FinTech, including Bloomberg LP, J.P.Morgan, and Citigroup. Dan is a regular columnist... Read More →


Tuesday October 23, 2018 10:15am - 10:20am
The Avant-Garde at Expo Hall, Level 2

10:20am

Breaking News & Fintech Views Track: Chairperson's Welcome
What revolutionary things are the movers and shakers doing to disrupt banking, payments and finance?
It’s a fast and furious fintech world, and sprinting down this agenda track brings you both the news and the views! In the morning, catch the latest breaking news – from powerful partnerships to new product launches – that will disrupt fintech as we know it. Then, in the afternoon, engage in a series of candid fireside chats spotlighting senior execs from banks and fintechs sharing their views on the money revolution.

Speakers
avatar for Jayme Danielson

Jayme Danielson

Senior Director, Fintech Recruitment, Payments & Cards Network
Jayme is an Atlanta native with strong southern roots in the payments space. She fell in love with the payments ecosystem while working for a small ISO managing sales processes. Since then she's managed recruitment and executive search portfolios, and is currently managing the North... Read More →


Tuesday October 23, 2018 10:20am - 10:25am
Discovery Den at Expo Hall, Level 2

10:20am

Digital Humans & The Fintech Revolution
Fintech doesn't exist in a vacuum. Ultimately it is about providing solutions for real people in the context of their daily lives and a broader human ecosystem. In this presentation based on his most recent book, Chris Skinner explores the transformations that are sweeping through all spheres of life: the domination of global digital giants; the advent of new financial structures; the disruption brought about by Bitcoin; the rise of robots; and the fall of banks. Chris asserts that we live in the fourth age of humanity. The first phase was becoming human. The second was becoming civilized, when we created money. The third was becoming commercial, when we created banks. In this fourth age of humanity, we have turned ourselves into Digital Humans. Technology is changing the way we talk, trade and transact. We are now interfacing with technology whenever we do business, make friends, and go about our lives. What does this mean for business, banking, society and government? What does this mean for you?

Speakers
avatar for Chris Skinner

Chris Skinner

Author & Blogger, The Finanser
Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling books Digital Bank, ValueWeb and its new sequel Digital Human. He is Chair of the European networking forum The Financial Services... Read More →


Tuesday October 23, 2018 10:20am - 10:40am
The Avant-Garde at Expo Hall, Level 2

10:25am

What's Next in Personalized Data-Driven Consumer Finance
Last year at Money 20/20 USA, Intuit launched Turbo, a consumer platform to improve financial health for millions of consumers, and a powerful financial targeting platform based on tax and credit data. Since launching, Intuit has learned a lot about the power of portable data, especially related to their flagship product, TurboTax. Join Intuit as they share key learning and insights--the good, the bad and the ugly--while on their journey to unlock the potential of personalized data-driven consumer finance platforms and applications.

Speakers
avatar for Varun Krishna

Varun Krishna

VP Product, Consumer Group, Intuit
Varun Krishna is vice president of product for Intuit's Consumer Tax Group based in San Diego, CA. Appointed to this role in September 2015, he leads the product management organization responsible for the TurboTax family of products in pursuit of the company's goal to build consumer... Read More →


Tuesday October 23, 2018 10:25am - 10:45am
Discovery Den at Expo Hall, Level 2

10:45am

Talking Transactions: POS Solutions for the Visually Impaired
Verifone is built upon a 37-year history of commitment to consistently solve the most complex payments challenges.Today, that includes a tried and tested solution that makes touchscreen functionality at POS terminals accessible to the visually impaired and blind community. With certification and endorsement from leading U.K. and U.S. organizations, and in cooperation with a leading non-profit that supports blind and partially sighted people, Verifone has developed the first of its kind feature that has been certified by The Royal National Institute for the Blind and meets PCI requirements. It is the first, secure standard for making payments on full touchscreen devices available to the visually impaired and blind community.

Speakers
avatar for Joe Mach

Joe Mach

President, North America, Verifone
A 25-year veteran of the retail and technology industries, Joe Mach joined Verifone in 2000 and currently serves as President of Americas. Joe is responsible for overseeing operations for North America, Latin America and the Caribbean, including financial, mobility, retail, transit... Read More →


Tuesday October 23, 2018 10:45am - 10:55am
Discovery Den at Expo Hall, Level 2

10:50am

Session Opening
This is a session description.

Speakers
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Tuesday October 23, 2018 10:50am - 10:55am
Revolution Stage at Venetian Ballroom, Level 2

10:50am

Now You See Them, Now You Don’t: It’s All in the Cards
Whether present or not, cards and card rails are reshaping payments and providing consumers with preferred ways to pay and manage risk. People still want options to use devices and plastic cards or use easy-cash access to pay before, at or after POS. Kim Crawford Goodman says that as we approach 2020, it’s time to reshuffle the deck of payment vehicles for credit, debit, ACH, checks and Zelle to draw the optimal hand for paying our bills.

Speakers
avatar for Kim Crawford Goodman

Kim Crawford Goodman

President, Card Solutions, Fiserv
Kim joined Fiserv as President, Card Services in April 2018. Kim has more than 25 years of experience in driving growth, leading innovation, and delivering breakthrough business performance across multiple industries, including financial services and technology companies. She has... Read More →


Tuesday October 23, 2018 10:50am - 11:10am
The Vault at Titian Ballroom, Level 2

10:50am

The Anthropology of Money
Money is one of humanity’s oldest technologies. From cuneiform tablets to QR codes, stone discs to mag stripes, double-entry to distributed ledgers, people have used money to keep track of obligations, settle debts, distribute and redistribute resources, claim and contest authority. The recent proliferation of payment and accounting technologies has put the diversity of money’s forms and functions—not just the economic, but the social, cultural, ritual, and political, too—on full display. Led by a leading anthropologist of money and technology, with representatives from power players in the fintech revolution, this session features presentations, moderated discussion and audience Q&A exploring the past, present, and future of money.

Moderator
avatar for Dr. Taylor Nelms

Dr. Taylor Nelms

Managing Director of Research, Filene Research Institute
Taylor C. Nelms is Managing Director of Research at Filene Research Institute, a nonprofit, independent think and do tank for the consumer and cooperative finance industry. He holds a PhD in Anthropology from the University of California, Irvine. As an anthropologist and ethnographer... Read More →

Speakers
avatar for Jason Gardner

Jason Gardner

Founder & CEO, Marqeta
Jason Gardner is the founder and chief executive officer of Marqeta, Inc. Under his leadership Marqeta has defined the global standard for modern card issuing, developing an industry-leading issuer processor platform that now powers the world’s most innovative companies. Prior to... Read More →
avatar for Jalak Jobanputra

Jalak Jobanputra

Founding Partner, Future Perfect Ventures
Jalak Jobanputra is Founding Partner of Future\Perfect Ventures, an early stage venture capital fund in NYC focused on next generation technology such as blockchain and machine learning. FPV’s portfolio includes Abra, Open Garden, Blockstream, Bitpesa, FuseMachines, Everledger and... Read More →
avatar for Tom Villante

Tom Villante

Chairman, CEO & Co-Founder, YapStone
In 1999, Tom Villante founded YapStone with the simple goal of converting bills commonly paid by paper check into online electronic payments. Today, YapStone processes over $18 billion in online and mobile payments and has raised over $110 million in capital. As Chairman and CEO... Read More →


Tuesday October 23, 2018 10:50am - 12:00pm
The Avant-Garde at Expo Hall, Level 2

10:55am

Lost in Transaction 2018: Futureproofing SMBs Through the Checkout
Rapidly developing technologies are opening up a world of challenges and opportunities in the payments world. What does this mean for small and medium-sized businesses (SMBs)? Paysafe’s Todd Linden provides a first look at new findings from their latest Lost in Transaction report examining SMBs accepting both card not present and card present transactions in Europe and North America, pain points faced by eTailers and bricks-and-mortars and how they are looking to futureproof their businesses.

Speakers
avatar for Todd Linden

Todd Linden

CEO Payment Processing, North America, Paysafe
Todd Linden currently serves as the CEO of Payment Processing, North America for Paysafe. Mr. Linden has a lifetime of experience in the acquiring business, more recently holding the position of President and CEO of Merchants’ Choice Payment Solutions. Prior to that, Mr. Linden... Read More →


Tuesday October 23, 2018 10:55am - 11:10am
Discovery Den at Expo Hall, Level 2

10:55am

Hey Alexa, What’s Next for Voice Commerce?
Since the emergence of digital, commerce has been in a state of transformation, first with e-commerce and then with the rise of mobile came m-commerce. Today, we are in the very early stages of the third era--voice commerce--a powerful medium that will transform our day-to-day lives and how we purchase. Central to emergence of voice is building connected experiences for customers so they can interact and transact where, when and how they want--their choice, and at their convenience. Don't be late to this conversation with Amazon's Patrick Gauthier on how voice commerce will redefine the ideal customer experience. In the third era of commerce, only early adopters win.

Moderator
avatar for Leslie Picker

Leslie Picker

Reporter, CNBC
Leslie Picker joined CNBC in February 2017 as a reporter covering hedge funds, private equity and asset management. She is based at CNBC Global Headquarters, and her reporting appears on television and CNBC's digital platforms.Picker has interviewed some of the most prominent investors... Read More →

Speakers
avatar for Patrick Gauthier

Patrick Gauthier

VP Amazon Pay, Amazon
Patrick Gauthier is the Vice President of Amazon Pay. He is responsible for leading Amazon’s payment services for 3rd party merchants globally.Patrick is a 20-year veteran of the payments and ecommerce industry. Most recently he was General Manager, Emerging Retail Solutions at... Read More →


Tuesday October 23, 2018 10:55am - 11:15am
Revolution Stage at Venetian Ballroom, Level 2

11:10am

WorldFirst Announces Global Rollout of World Account
On the Money20/20 stage, WorldFirst will announce the global roll-out of World Account, a single platform that allows SMEs and online sellers to open and manage multiple currency accounts around the world, and make and receive payments in any currency without the need for international banks. Join us as Jonathan Quin, Founder and CEO of WorldFirst, and Jeff Parker, Managing Director of Asia Pacific, highlight the trends in global trade, why this is such an important problem to address, and the key challenges SMEs and online sellers face when trying to trade internationally “the old fashioned way” through multiple banks, thus leading to the vision behind World Account and its potentially enormous impact on the payments landscape.

Speakers
avatar for Jeff Parker

Jeff Parker

WorldFirst, Managing Director, Asia Pacific
Jeff joined WorldFirst as Managing Director in April 2017 with responsibility for driving WorldFirst’s expanding operations. Before joining WorldFirst, Jeff was on the global executive team at OFX most recently in the role of Chief Enterprise Officer. Jeff also gained considerable... Read More →
avatar for Jonathan Quin

Jonathan Quin

Co-Founder & CEO, WorldFirst
Jonathan co-founded WorldFirst from a basement flat in South London in January 2004. His experiences at Citibank and RBS had shown that big businesses were able to access cheaper FX rates, a wider range of products and better customer service than smaller businesses and private clients... Read More →


Tuesday October 23, 2018 11:10am - 11:20am
Discovery Den at Expo Hall, Level 2

11:15am

Smarter Cities: The Role of Tech in Solving Urban Challenges
More than half of the world's population lives in cities--a number that is set to increase to 70 percent by 2050. Mastercard is taking a leadership role in over 100 cities globally to provide essential needs such as better access to transportation, education, employment and financial services for residents, visitors and small businesses. Hear from the Mayor of Dallas, Texas and Mastercard's President of North America how technology is addressing urban challenges to make cities more efficient and welcoming, safer and more inclusive, and ready for sustainable economic growth.

Moderator
avatar for Trudy Norris-Grey

Trudy Norris-Grey

Managing Director, CityNext, Microsoft
Trudy has over 30 years of success in the IT industry with roles spanning global sales, marketing, channel and partner strategies, business development, and portfolio transformation. As Microsoft’s leader for CityNext and for business development for its government business, Norris-Grey... Read More →

Speakers
avatar for Michael S. Raw​lings

Michael S. Raw​lings

Mayor, City of Dallas
Mike Rawlings came to Dallas in 1976 with a couple hundred dollars in his pocket and plans to work as a radio reporter. He didn't think he'd stay long. But over the next four decades, Rawlings proved that Dallas is truly a city of opportunity.Today, Mike Rawlings is the 61st mayor... Read More →
avatar for Craig Vosburg

Craig Vosburg

President, North America, Mastercard
Craig Vosburg is president of North America for Mastercard, overseeing the company's customer-facing activities in the United States and Canada, including sales, business development, strategy and relationship management with issuers, merchants, digital partners, governments and acquirers... Read More →


Tuesday October 23, 2018 11:15am - 11:35am
Revolution Stage at Venetian Ballroom, Level 2

11:20am

The Banking Revolution: Green Dot & Stash Introduce STASH Money
The current banking landscape is not set up for the everyday American. It's ripe for a revolution. Americans spent about $3.5 billion on monthly maintenance fees for their checking accounts at the top five U.S. banks in 2017. With 78% of Americans living paycheck to paycheck, STASH and Green Dot are shaking things up this October--offering a new banking product with zero set-up, monthly, or overdraft fees, no minimum balance requirements, and with intuitive features to help customers gain financial stability and grow their savings. By combining Green Dot’s Banking-as-a-Service platform with Stash’s investment and financial education capabilities, the partnership aims to help millions of Americans reach their dreams of financial security and prosperity.

Speakers
avatar for Brandon Krieg

Brandon Krieg

CEO & Co-Founder, STASH
Brandon Krieg is the CEO and co-founder of STASH - the financial platform revolutionizing the way millions of Americans save and invest for their future. Prior to co-founding Stash, Brandon spent over 15 years in financial services, most recently as head of electronic execution for... Read More →
avatar for Brett Narlinger

Brett Narlinger

Chief Revenue Officer, Green Dot Corporation
Brett Narlinger is the Chief Revenue Officer of Green Dot Corporation. In this role, Narlinger is responsible for leading and driving growth across Green Dot’s six divisions as well as overseeing growth and development of the company’s 35 products.Narlinger joined Green Dot from... Read More →


Tuesday October 23, 2018 11:20am - 11:30am
Discovery Den at Expo Hall, Level 2

11:20am

4 Days to 4 Seconds: Blockchain & Global E-Commerce Payments
It seems that every week we hear about yet another ICO of a dubious cryptocurrency that defrauded investors of serious dollars. But the cross-border payments industry knows there is more to blockchain technology than the “get-rich-quick” schemes that are dominating the headlines. Hear views from four different types of stakeholders--a cross-border payments processor, a blockchain network operator, an international bank and an international merchant--as they discuss advancements in blockchain technologies, current market needs of cross-border e-commerce payments and what needs to be done to propel instant, secure mass payments into the mainstream.  

Moderator
avatar for Brendan Miller

Brendan Miller

Principal Analyst, Forrester
Brendan Miller PRINCIPAL ANALYST SERVING EBUSINESS & CHANNEL STRATEGY PROFESSIONALS Find Brendan on: Read Brendan's blog posts Brendan serves digital business professionals. His research focuses on retail digital transformation, consumer insights, payments, and eCommerce trends in... Read More →

Speakers
avatar for Asheesh Birla

Asheesh Birla

SVP Product, Ripple
Asheesh is the SVP of Product at Ripple, which he first joined in 2013 to lead the development of their product suite. Asheesh is an industry expert on blockchain and is a frequent contributor, speaker, and advisor on blockchain and cryptocurrency. Asheesh started his career as an... Read More →
avatar for Victoria Liu Edison

Victoria Liu Edison

Chief Compliance Officer, Americas, Ant Financial
Victoria Liu Edison, CAMS, CISM, CRISC, is the Chief Compliance Officer, Americas, for Ant Financial Services Group (“Ant Financial") where she’s responsible for the compliance function in the U.S. and other parts of the Americas, covering licensing, regulatory engagement, compliance... Read More →
avatar for Sebastian Kanovich

Sebastian Kanovich

Co-Founder & CEO, dLocal
Sebastián Kanovich is a pioneer in emerging markets payments and the Chief Executive Officer at dLocal. He spun off dLocal from AstroPay in January 2016, creating the only 360 payments technology company which handles payins and payouts in emerging markets for some of the largest... Read More →
avatar for Dan Vogt

Dan Vogt

Head of New Technologies & Data, FX, Wells Fargo
Dan has worked for the Foreign Exchange group within Wells Fargo Securities for 11 years in various roles spanning Product Management from Minneapolis, electronic trading from London and Innovation strategy and data analytics from San Francisco. He is currently responsible for identifying... Read More →


Tuesday October 23, 2018 11:20am - 12:00pm
The Vault at Titian Ballroom, Level 2

11:30am

Disrupting Credit Scoring: The Future is Mobile
Trust Science will present the world of consent-based mobile and social data and how this new frontier of data is changing the scoring and risk assessment of thin/no-file customers. Trust Science explains how technologies like AI and ML enable lenders to move from static, historic and often inaccurate models to a world where models are dynamic and constantly improving. Hear some real-life examples of how consent-based mobile and social data can be leveraged in AI/ML models to deliver deep and accurate scoring profiles.

Speakers
avatar for Evan Chrapko

Evan Chrapko

Founder, Chairman and CEO, Trust Science
Bio coming soon


Tuesday October 23, 2018 11:30am - 11:40am
Discovery Den at Expo Hall, Level 2

11:35am

Direct-to-Consumer Revolution: Fueling the New World Economy
A new retail paradigm is upon us, one that combines old-fashioned values with new shopping preferences. Driving this shift is one simple truth: a lemonade stand charging $1 will experience far better margins than the beverage company selling lemonade in a bottle at the grocery store for $3. This renewed preference for an old school approach of selling direct-to consumers is underpinning an explosion of over 100 million online businesses of all sizes that are choosing to side-step the middleman in favor of controlling their brand and selling direct to customers online. Join Shopify's COO Harley Finkelstein as he explores the "new world economy" fueled by direct-to-consumer sales.

Speakers
avatar for Harley Finkelstein

Harley Finkelstein

Chief Operating Officer, Shopify
Harley Finkelstein is an entrepreneur, lawyer, and the Chief Operating Officer (COO) of Shopify. He founded his first company at age 17 while a student at McGill. Harley completed his law degree as well as his MBA at the University of Ottawa, where he co-founded the JD/MBA Student... Read More →


Tuesday October 23, 2018 11:35am - 11:55am
Revolution Stage at Venetian Ballroom, Level 2

11:40am

AMEX & Amazon: Business Buying in a Digital World
Business buying can be a complex process for all businesses. For small business owners, there is a need for digital tools to help streamline purchasing and run their businesses more efficiently. Join Courtney Kelso, Head of U.S. Commercial Cards Solutions at American Express, Samant Nagpal, Global Head of Amazon Business Payment Products, and Barbara Corcoran, Star of ABC’s “Shark Tank” & Founder, The Corcoran Group, as they discuss new purchasing tools that will revolutionize the way small businesses buy and allow them more flexibility and control to respond to the changing needs of their daily business lives.

Speakers
avatar for Barbara Corcoran

Barbara Corcoran

Star of ABC’s “Shark Tank” & Founder, The Corcoran Group
Barbara Corcoran’s credits include straight D’s in high school and college and 20 jobs by the time she turned 23. It was her next job that would make her one of the most successful entrepreneurs in the country: She borrowed $1,000 and quit her job as a waitress to start a tiny... Read More →
avatar for Courtney Kelso

Courtney Kelso

SVP Global Charge, Co-Brand, Loyalty & Consulting, American Express
Courtney Kelso Senior Vice President, Global Charge, Co-Brand, Loyalty, and Consulting Global Commercial Payments Courtney Kelso is the Senior Vice President of Global Charge, Co-Brand, Loyalty, and Consulting within American Express’ Global Commercial Services division. In this... Read More →
avatar for Samant Nagpal

Samant Nagpal

Global Head of Business Payment Products, Amazon
Samant Nagpal is the Global Head of Business Payment Products at Amazon. Samant leads financial institutions partnerships/alliances and is responsible for development and management of B2B credit and payment products in partnership with financial institutions. Samant has over 16 years... Read More →


Tuesday October 23, 2018 11:40am - 12:00pm
Discovery Den at Expo Hall, Level 2

11:55am

Session Wrap-Up
Speakers
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Tuesday October 23, 2018 11:55am - 12:00pm
Revolution Stage at Venetian Ballroom, Level 2

12:00pm

CMO Power Lunch: Marketers Making Their Mark
Lunch is served in the expo hall, but the insights from marketing leaders are served here.

The role of the Chief Marketing Officer is critical and evolving rapidly. Today’s consumers are demanding and hyper-connected. Marketing success is powered by high-tech CRM, real-time personalization and context-aware customer experiences. Each day, we’ll engage an all-star panel of CMOs from retail and financial services in a candid conversation on acquiring customers and building brand loyalty in a digital world.

Moderator
avatar for Jenifer Berman

Jenifer Berman

Insider Inc., Chief Marketing Officer
Jenifer Berman is the CMO of Insider Inc., where she oversees all marketing and sales activities for Business Insider, INSIDER, and Insider Studios, including events, corporate marketing and product development. Prior to joining Insider Inc., Jenifer was the Associate Publisher, Marketing... Read More →

Speakers
avatar for Julie Loeger

Julie Loeger

EVP & Chief Marketing Officer, Discover Financial Services
Julie Loeger is Executive Vice President and Chief Marketing Officer for Discover Financial Services. As Chief Marketing Officer, she is responsible for the entire marketing organization and plays a key role in driving overall company strategy as a member of the company’s Executive... Read More →
avatar for Bob Lord

Bob Lord

Chief Digital Officer, IBM
Bob Lord is IBM's first Chief Digital Officer, where he is missioned with unleashing IBM to empower the world – giving business leaders, developers, startups and business partners an unparalleled experience with IBM’s products and services. Bob leads the company’s Digital Strategy... Read More →
avatar for Amit Shah

Amit Shah

Chief Marketing Officer, 1-800-FLOWERS
Bio coming soon
avatar for Kelly Wenzel

Kelly Wenzel

Director, Global Marketing, Amazon Pay, Amazon
Kelly Wenzel joined Amazon in January, 2018 as Director, Global Marketing for Amazon Pay. She owns the go-to-market strategy to fuel growth, awareness, and demand among merchants, consumers, and e-commerce channel partners. She is responsible for brand and content strategy, product... Read More →


Tuesday October 23, 2018 12:00pm - 1:00pm
Leadership Loft at Upper Lobby, Level 2

12:00pm

Networking Lunch Sponsored by BioConnect
On Tuesday, lunch is brought to you by BioConnect. Join us in the meal hall at the back of the exhibit hall to fuel up.
BioConnect is a technology company with a fundamentally different approach to “identity.” It developed BioConnect ID, a translator of biometrics, to live at the core of every product offered by BioConnect. Why? Because BioConnect wants to empower a safer, more efficient world by transforming the nature of authentication and identification and without an identity that is rightfully yours, there is a gap in trust between organizations, places and people. Using technology from the leading biometrics providers, BioConnect ID takes elements such as your face, voice, eyes, and behaviors - any biometric type and acts as a translator for identity so your bank, your payments provider, your computer or your favorite app knows it’s you. Visit www.bioconnect.com today to learn more.

Tuesday October 23, 2018 12:00pm - 2:00pm
Expo Hall, Level 2

12:55pm

Alternative Lending & Credit Track: Chairperson's Welcome
What innovative new models are providing consumers and small businesses greater access to credit?
With leading-edge credit scoring models and pioneering marketplaces, non-banks are quickly scaling consumer and business lending, including those customers most underserved by banks. In response, the big banks and tech companies are now also entering the fray. Traverse the compelling but uncertain future of lending, including the competition, collaboration and innovation in the space.

Speakers
avatar for Jason Goldberg

Jason Goldberg

General Manager, Elevate Credit
Jason Goldberg is a General Manager of Elevate, a fintech leader using technology and advanced analytics to disrupt the nonprime lending space. Prior to Elevate, Jason led the payments and customer experience consulting practices at Protiviti. Previously, Jason held executive positions... Read More →


Tuesday October 23, 2018 12:55pm - 1:00pm
Future Forum at Bellini Ballroom, Level 2

12:55pm

Blockchain & Crypto Track: Chairperson's Welcome
Speakers
avatar for Ian Khan

Ian Khan

Filmmaker & Technology Futurist, Futuracy
CNN featured Technology Futurist, 3 times TEDx Speaker, Author of “7 Axioms of Value Creation”, Forbes Contributor, and filmmaker, Ian Khan is a leading change maker and technology futurist. A highly passionate supporter of “Accepting our Greatness”, Ian’s talks are engaging... Read More →


Tuesday October 23, 2018 12:55pm - 1:00pm
Cyber Dome at Murano Ballroom, Level 3

12:55pm

Digital Marketing & CX Track: Chairperson's Welcome
What are the tools, technologies and strategies world-class marketers embrace for acquiring and retaining customers in a digital world?
Buyer behavior is changing—today’s consumers are hyper-connected, on-the-go and have higher expectations for brands than ever before. Customer experience, including great UX design, has become a critical component. More than ever, acquiring and retaining customers is an exercise performed in a digital context. Success requires data-powered insights, CRM systems and tech stacks that can identify the most responsive audiences and optimize the best messages to move them through the purchase funnel. Discover powerful ways to drive demand and increase brand loyalty through real-time personalized payments, banking and e-commerce experiences.

Speakers
avatar for Robert Schiff

Robert Schiff

Partner, McKinsey & Company
Robert is a Partner in McKinsey's San Francisco Office and co-leads Customer Experience in Banking. Robert serves financial institutions on a range of topics, including customer experience, operations, risk, strategy and technology. Robert rejoined McKinsey in 2017 after 2+ years... Read More →


Tuesday October 23, 2018 12:55pm - 1:00pm
Wavemakers at Lido Ballroom, Level 3

12:55pm

Payments & Platforms Track: Chairperson's Welcome
What new technologies and trends are transforming the transfer of value?
The fundamental shift from physical cards, checks and currency to digital payments continues to transform the way consumers and businesses transfer value. Payment systems must work in new contexts, be scalable across markets and integrate with rising tech platforms. Take a closer look at the most impactful new technologies and approaches for moving money, including mobile wallets, P2P and B2B payment systems.

Speakers
avatar for Scott Harkey

Scott Harkey

Global Payments Lead, Levvel
Scott Harkey leads the Payment Practice at Levvel, a consulting firm based in Charlotte, NC. In this role, he advises a number of US, European, Australian, and Canadian banks, digital wallets, merchants, and startups on their digital payment strategy, payments architecture, custom... Read More →


Tuesday October 23, 2018 12:55pm - 1:00pm
The Vault at Titian Ballroom, Level 2

12:55pm

The Fintech Revolution Track: Chairperson's Welcome
Only the most transformative ideas live here—are you ready for the money revolution?
Held on the Avant-Garde stage, this track will feature some of our agenda’s most disruptive, thought-provoking and cutting-edge ideas on the future of financial technology. Content in this track is not restricted to a particular thematic topic and  we strongly encourage creative presentation formats that take full advantage of the unique in-the-round staging.Only the most transformative ideas live here—are you ready for the money revolution?

Speakers
avatar for Dan Simon

Dan Simon

CEO, Vested
Dan is a writer and senior financial communications specialist with over 15 years’ experience in PR, Marketing & Advertising. Dan has led campaigns for some of the biggest brands in finance and FinTech, including Bloomberg LP, J.P.Morgan, and Citigroup. Dan is a regular columnist... Read More →


Tuesday October 23, 2018 12:55pm - 1:00pm
The Avant-Garde at Expo Hall, Level 2

1:00pm

Breaking News & Fintech Views Track: Chairperson's Remarks
What revolutionary things are the movers and shakers doing to disrupt banking, payments and finance?
It’s a fast and furious fintech world, and sprinting down this agenda track brings you both the news and the views! In the morning, catch the latest breaking news – from powerful partnerships to new product launches – that will disrupt fintech as we know it. Then, in the afternoon, engage in a series of candid fireside chats spotlighting senior execs from banks and fintechs sharing their views on the money revolution.

Speakers
avatar for Chris Skinner

Chris Skinner

Author & Blogger, The Finanser
Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling books Digital Bank, ValueWeb and its new sequel Digital Human. He is Chair of the European networking forum The Financial Services... Read More →


Tuesday October 23, 2018 1:00pm - 1:10pm
Discovery Den at Expo Hall, Level 2

1:00pm

Navigating Regulatory Challenges & Uncertainty for Alt Lending
As fintech and online lending becomes an increasingly important part of the financial services landscape, state and federal policy makers and regulators are actively studying and weighing in on the industry. This panel of government and business leaders analyzes how online lenders are currently tackling regulatory compliance without hindering innovation. They also look at the uncertainty in the secondary market caused by legal challenges.

Moderator
avatar for Cornelius Hurley

Cornelius Hurley

Executive Director, Online Lending Policy Institute
Cornelius Hurley, Executive Director, Online Lending Policy Institute, Inc. Professor of the Practice of Banking Law Education A.B., College of the Holy Cross College J.D., Georgetown University Law Center P.M.D., Harvard Business School Professor Cornelius Hurley has over forty years... Read More →

Speakers
avatar for Chris Campbell

Chris Campbell

Former Assistant Secretary for Financial Institutions, U.S. Department of the Treasury
Chris Campbell was unanimously confirmed by the United States Senate in 2017 as the Assistant Secretary of the Treasury for Financial Institutions, a role he occupied in 2017 and 2018. While at Treasury he was responsible for coordinating the Department’s efforts regarding financial... Read More →
avatar for Gilles Gade

Gilles Gade

President & CEO, Cross River
Gilles Gade is a founder of Cross River and has served as its Chairman, President and CEO since its inception in 2008. Gilles is steering Cross River as an innovation-driven state-chartered bank and a provider of fully compliant financial solutions to the marketplace lending and payments... Read More →
avatar for Gregory Meeks

Gregory Meeks

U.S. Congressman, 5th District, State of New York, U.S. House of Representatives
Serving the people of New York's Fifth Congressional District has been the focus of Congressman Gregory W. Meeks' eighteen-year tenure in the U.S. House of Representatives. During that time he has earned the respect of his constituents, as well as both Democrats and Republicans in... Read More →


Tuesday October 23, 2018 1:00pm - 1:40pm
Future Forum at Bellini Ballroom, Level 2

1:00pm

The Future of Blockchain: Predictions for the Year 2030
Where will blockchain take us over the next decade? Although blockchain technology is still in early stages, there have been rapid developments in the areas of finance, supply chain management and other industry sectors. While less than one percent of enterprises currently utilize blockchain tech, recent studies suggest that the blockchain value-add to business will be over $3 trillion by 2030. Hear our experts boldly predict how blockchain will impact the world by the year 2030, including unforeseen potential use cases and critical variables that may hinder innovation and adoption.

Moderator
avatar for John Beccia

John Beccia

Co-Founder & CEO, FS Vector
Bio coming soon

Speakers
avatar for Jill Carlson

Jill Carlson

Cryptocurrency Consultant, Juno
Jill works with entities ranging from the IMF to Zcash to bring cryptocurrency products to market. Previously, Jill ran strategy at blockchain start up Chain, where she managed initiatives with Nasdaq and State Street. Jill has conducted academic research on cryptocurrency at the... Read More →
avatar for Bobby Lee

Bobby Lee

Board Member, Bitcoin Foundation; Co-Founder & CEO, BTCC
Bio coming soon
avatar for Dave Maddox

Dave Maddox

US Blockchain Leader, IBM
Dave is responsible for US business development in the Banking, Financial Markets, Payments and Insurance industries for IBM’s Blockchain Software Solutions and Blockchain Consulting Services offerings. He has 25+ years of experience in the Financial Services industry with executive... Read More →
avatar for Matthew Roszak

Matthew Roszak

Chairman & Co-Founder, Bloq
Matthew Roszak is a leading blockchain investor, entrepreneur and advocate. Matthew is chairman and co-founder of Bloq, a blockchain technology company — and the creator of Metronome, a next generation cryptocurrency. Matthew is also founding partner of Tally Capital, a private... Read More →


Tuesday October 23, 2018 1:00pm - 1:40pm
Cyber Dome at Murano Ballroom, Level 3

1:00pm

The Loyalty Singularity: The Future of Customer Engagement
User experience, payments, promotion and loyalty have co-existed under separate banners for years. Now, the advent of real-time POS loyalty, payments embedded in merchant apps, and the anytime, anywhere requirements of omni-channel creates a mosh pit of capabilities perfectly designed to dramatically change the way that merchants sell, and customers buy. This session will dive into the opportunities that the singularity in customer engagement creates for every player in the commerce ecosystem.

Moderator
avatar for Thad Peterson

Thad Peterson

Senior Analyst, Aite Group
Thad Peterson is a senior analyst with Aite Group, focusing on the evolution of the payment space, the customer payment experience, and the merchant side of payments. Thad has a proven track record of identifying and developing new opportunities and technologies in payments and financial... Read More →

Speakers
avatar for Trisha Asgeirsson

Trisha Asgeirsson

SVP North America Loyalty Solutions, Mastercard
Trisha Asgeirsson Senior Vice President, North America Loyalty Solutions Trisha Asgeirsson is the Senior Vice president, North America loyalty solutions for Mastercard. In this role she is responsible for creating and delivering loyalty solutions that enable issuers and merchants... Read More →
avatar for Prakash Hariramani

Prakash Hariramani

Director, Google Pay, Google
Prakash Hariramani is a Director in the Google Pay team for Consumer payments. He has been with Google for 6 years in the payments team. His mission is to enable an amazing mobile commerce experience. In his current role, he manages several products including in-store payments, loyalty... Read More →
avatar for Vikram Raghavan

Vikram Raghavan

President & Chief Product Officer, Raise
Vikram Raghavan is the President and Chief Product Officer at Raise leading all technology, marketing and product, which has generated over $1 billion in card sales to date. Prior to Raise, Vikram served as Chief Product Officer at Overstock.com where he led product and technology... Read More →
avatar for Doug Rappoport

Doug Rappoport

VP Global Loyalty & Commerce, Visa
As Vice President on Visa’s Global Loyalty and Commerce team, Doug Rappoport leads a dynamic team who focuses on enabling Visa clients across the globe deliver innovative, impactful customer experiences designed to increase engagement. His team is responsible for launching successful... Read More →


Tuesday October 23, 2018 1:00pm - 1:40pm
Wavemakers at Lido Ballroom, Level 3

1:00pm

The Future of Digital Checkout: SRC, 3DS & Other Technologies
Digital technology has enabled consumers and merchants to connect in more ways than ever before. But the experience of paying online continues to be a pain point for all players due to the vast array of checkout solutions available and the different integration requirements this places on merchants. In this in-depth discussion, panelists from the payment networks will cover how they are working to transform the digital checkout experience to support security, user experience and data protection with Secure Remote Commerce - a new approach for ecommerce transactions - and technologies including 3DS, Tokenization and more.

Moderator
avatar for Scott Harkey

Scott Harkey

Global Payments Lead, Levvel
Scott Harkey leads the Payment Practice at Levvel, a consulting firm based in Charlotte, NC. In this role, he advises a number of US, European, Australian, and Canadian banks, digital wallets, merchants, and startups on their digital payment strategy, payments architecture, custom... Read More →

Speakers
avatar for TS Anil

TS Anil

Global Head, Payment Products and Platforms, Visa
TS Anil is the Global Head of Payment Products and Platforms at Visa. TS is responsible for leading efforts to define the next generation of payment processing for Visa. He oversees a set of product areas including VisaNet Processing, ATM, Visa Direct, Visa Token Service, Visa Digital... Read More →
avatar for Jaromir Divilek

Jaromir Divilek

EVP Global Network Operations, American Express
Jaromir Divilek is the Executive Vice President for Global Network Operations, Accertify & InAuth. In this role, he is responsible for American Express' network platform core capabilities, payment technology, tools and products that enable buyers and sellers to connect seamlessly... Read More →
avatar for Ricardo Leite

Ricardo Leite

VP & Head of Global Products & Partnerships, Discover Financial Services
Ricardo is an experienced Financial Services Industry professional (B2B/B2C) with more than 20 years working for large, multinational organizations in the areas of payments (network, issuing, and acquiring), corporate strategy, business management and development, and client relationship... Read More →
avatar for Jess Turner

Jess Turner

EVP Digital Payments & Labs, Mastercard
Jessica Turner is Executive Vice President, Digital Payments and Labs for North America and Global Customer Engagement for Mastercard. In North America, Mrs. Turner leads the strategy, commercialization and product management of digital payments products, which includes; Masterpass... Read More →


Tuesday October 23, 2018 1:00pm - 1:40pm
The Vault at Titian Ballroom, Level 2

1:00pm

Fintech's Unsolved Mysteries: New Revenue Models Beyond Credit
In 2018, an astounding $100+ billion will be invested in fintech globally. But even with such massive resources funding fintech innovation, there are critical challenges for consumers that have yet to be addressed and new business models yet unexplored. In this insightful presentation, Oliver Wyman and Omidyar Network unveil research that sheds new light on fintech's "unsolved mysteries" and the CEOs of Even and Propel share real-world examples of their innovative revenue models that focus on saving and budgeting rather than access to credit.

Note that the research report discussed in this session is available starting Tuesday, October 23 at www.omidyar.com/insights/breaking-new-ground

Moderator
avatar for Brad Leimer

Brad Leimer

Co-Founder, Unconventional Ventures
Bradley Leimer is Co-Founder of Unconventional Ventures, which connects founders to funders, provides mentorship to entrepreneurs, advisory to corporates, and broadens opportunities for diversity within the ecosystem. Their belief is that anyone with great ideas should have a chance... Read More →
avatar for Sarah Morgenstern

Sarah Morgenstern

Principal, Investments, Omidyar Network
Sarah is a principal on the Financial Inclusion venture investment team at the Omidyar Network, where she focuses on innovative financial health solutions for US mass market consumers. Prior to joining Omidyar Network, Sarah was a manager at McKinsey & Company. Sarah was previously... Read More →

Speakers
avatar for Jimmy Chen

Jimmy Chen

Founder & CEO, Propel
Jimmy Chen is the Founder and CEO of Propel, a Brooklyn-based software company that aims to fight poverty through technology. They are the creators of the Fresh EBT mobile app, which enables EBT cardholders to manage their food stamp benefits, save money through grocery coupons, and... Read More →
avatar for Aaron Fine

Aaron Fine

Partner & Co-Head of Retail & Business Banking Practice, Americas, Oliver Wyman
Bio coming soon
avatar for Jon Schlossberg

Jon Schlossberg

CEO, Even
Jon is the founder and CEO of Even and has a background in behavioral and cognitive psychology, with a degree from Skidmore College. Prior to founding Even, Jon was HUGE’s first product designer, and worked on redesigns of Target.com, Cnn.com, and other highly trafficked websites... Read More →


Tuesday October 23, 2018 1:00pm - 1:40pm
The Avant-Garde at Expo Hall, Level 2

1:10pm

Cloud Banks: What's the Forecast?
As it has in many industries, cloud computing has taken fintech by storm, unlocking innovation with a host of positive outcomes, from reducing technology infrastructure costs to handling vast sums of data. For both large financial institutions and fintech startups, the industry is swiftly moving from on-premise to cloud-based infrastructures, with all the ancillary positive consequences and some potential unintended risks. Get your heads in the cloud with Amazon Web Services' E. Scott Mullins, as we explore how cloud computing will drive the future of financial services.

Moderator
avatar for Pascal Bouvier

Pascal Bouvier

Fintech Venture Capital Investor
Pascal Bouvier is a fintech venture capital investor. He was previously an entrepreneur with a variety of technology startups and a banker - starting his career in commercial banking and merchant banking. Pascal focuses on digital identities, the role of data in financial services... Read More →

Speakers
avatar for Scott Mullins

Scott Mullins

Head of Worldwide Financial Services Business Development, Amazon Web Services
Scott Mullins is the Head of Worldwide Financial Services Business Development at Amazon Web Services (AWS), where he is responsible for leading the development and execution of AWS’s strategic initiatives in the financial services industry around the world. Prior to joining AWS... Read More →


Tuesday October 23, 2018 1:10pm - 1:30pm
Discovery Den at Expo Hall, Level 2

1:30pm

SoFi Beyond Lending: Building Daily Relationships with Members
Moderator
avatar for Leslie Picker

Leslie Picker

Reporter, CNBC
Leslie Picker joined CNBC in February 2017 as a reporter covering hedge funds, private equity and asset management. She is based at CNBC Global Headquarters, and her reporting appears on television and CNBC's digital platforms.Picker has interviewed some of the most prominent investors... Read More →

Speakers
avatar for Anthony Noto

Anthony Noto

CEO, SoFi
Anthony is the CEO of SoFi and serves on its board of directors. Before joining SoFi, he served as chief operating officer of Twitter since November 2016, and as its chief financial officer when joining the company in July 2014. Prior to Twitter, Anthony served for almost four years... Read More →


Tuesday October 23, 2018 1:30pm - 1:50pm
Discovery Den at Expo Hall, Level 2

1:30pm

Common Cents Labs: Human Behavioral Hacking Live!
Building the next big thing in fintech? Customers can be the fatal flaw your product design. In this interactive session, you are not just the audience, you are part of the action! Better understand human tendencies through live-fire behavioral science analysis of and recommendations to your product design questions. Join Common Cents founder Kristen Berman and leading fintech brands LendStreet, Grove, Scratch and EarnUp as they show you how to build better products and deliver more customer impact.

Moderator
avatar for Kristen Berman

Kristen Berman

Co-Founder, Common Cents Labs
Kristen Berman is Co-Founder of the Common Cents Lab - a subcenter of the Center for Advanced Hindsight at Duke University. Common Cents is committed to improving the financial behavior of low- to moderate-income households in the United States. Kristen uses behavioral insights to... Read More →

Speakers
avatar for Sameh Elamawy

Sameh Elamawy

CEO, Scratch
Sameh Elamawy is the Chief Executive Officer at Scratch. Scratch is transforming the antiquated business of getting America’s $13 trillion household debt repaid by aligning the financial interests of lenders and borrowers. The loan-servicing platform empowers borrowers with tools... Read More →
avatar for Lindsay Holden

Lindsay Holden

Co-Founder & CEO, Long Game
Lindsay Holden is the CEO of Long Game, a gamified personal finance app for Millennials that encourages saving with rewards and cash prizes. Before starting Long Game, Lindsay Holden co-founded the Applicant Auction, the primary auction for Top Level Domain names which held over $1B... Read More →
avatar for Nadim Homsany

Nadim Homsany

Co-Founder & President, EarnUp
Nadim is son of immigrants who arrived in the US with virtually nothing. His upbringing instilled in him a passion for helping people build financial resilience and independence. Prior to EarnUp, Nadim worked at Serent Capital, a $1B private equity firm, focused on tech-enabled services... Read More →
avatar for Chris Hutchins

Chris Hutchins

CEO & Co-Founder, Grove
Chris Hutchins is the Founder and CEO of Grove, the first honest and affordable financial planning service, empowering today’s generation to plan for their future with informed and actionable financial advice. Before founding Grove, Chris was a Partner at Google Ventures where he... Read More →
avatar for Jerry Nemorin

Jerry Nemorin

Founder & CEO, LendStreet
Bio coming soon


Tuesday October 23, 2018 1:30pm - 2:10pm
The Garden at Expo Hall, Level 2

1:30pm

Money20/20 USA Payments Race: The Finale & Behind the Scenes
What would the world be like if you only had one way to pay? Money20/20, in partnership with Fintech Finance, has endeavored to find out. Our brave group of “racers” will have traveled from New York to Las Vegas, with a bevy of challenges and cities along the way. But here’s the catch--each racer is only allowed to use one payment method during their trip. Will coins beat bitcoins? Will swipe-and-sign outpace chip-and-PIN? Will contactless tap out? Will a paper check hang in the balance? See the winner revealed and get the behind-the-scenes scoop in this grand finale for Payments Race!

Moderator
avatar for Nina Mohanty

Nina Mohanty

Former Payments Racer & Business Development, Bud
Nina Mohanty looks after Business Development on the Partnerships & Network team at Bud, the financial network, working with banks to help simplify the relationship everyone has with money. She focuses on upskilling and educating product owners and marketeers about the new distribution... Read More →
avatar for Ali Paterson

Ali Paterson

Editor in Chief, Fintech Finance
A keen filmographer, traveller and family man, Ali Paterson is the founder and host of Fintech Finance. Alongside his business accomplishments, including the launch of The Payments Race, Ali has enjoyed sailing across the Atlantic and climbing to the summit of Kilimanjaro. His entrepreneurial... Read More →

Speakers
avatar for Brittany Cooper

Brittany Cooper

Payments Racer, #TeamCard
Brittany Cooper is a Payments Racer for #TeamCard sponsored by Worldpay. Hi! I'm Brittany and I am a hardcore money nerd! I LOVE finding ways to save money to help make the unthinkable dreams a reality! I'm passionate about living my life as a wife, a mom, and owner of PenniesIntoPearls.com... Read More →
avatar for Megan Hayes

Megan Hayes

Payments Racer, #TeamDevices
Megan Hayes is a Payments Racer for #TeamDevices sponsored by G+D Mobile Security. Megan is the Program Director for Rainmaking Colab FinTech (part of the Startupbootcamp family), an innovation program for mature marketsto help industry incumbents in Financial Services solve real... Read More →
avatar for Renee Howard

Renee Howard

Payments Racer, #TeamChecks
Renee Howard is a Payments Racer for #TeamChecks sponsored by Checkflo. Renee Howard is a Solution Consultant at Worldpay. She focuses on helping Small Merchant’s find the right solution and products for them to accept payments and grow their business. Renee is actively involved... Read More →
avatar for Max Meilleur

Max Meilleur

Payments Racer, #TeamCrypto
Max Meilleur is a Payments Racer for #TeamCrypto sponsored by Wirex. This adventurous French Canadian, who has lived and travelled in over 30 countries, loves motorcycle adventures, fraud prevention, mountain climbing and fine dining. But his daring sense of adventure and talent for... Read More →
avatar for Denis Trufin

Denis Trufin

Payments Racer, #TeamCash
Denis Trufin is a Payments Racer for #TeamCash sponsored by Glory. I'm Denis Trufin and I produce YouTube video that help people build wealth through personal finance. This payments race will be all about building relationships with others to help me gain the most points and win the... Read More →


Tuesday October 23, 2018 1:30pm - 2:10pm
Leadership Loft at Upper Lobby, Level 2

1:50pm

Creating a New Banking Experience: More Diverse, Open & Fair
As CEO of Barclays from 2012 to 2015, Antony Jenkins served as the chief executive of one of the world's largest banks. In his 35 years working in large financial services institutions, his observation is that, although there’s a lot of technology in banks, it's not always effectively deployed to improve the customer experience or lower costs. Further, it hasn’t improved the reputation of banks within society. In this candid interview, learn how 10x Banking, the fintech startup Jenkins founded in 2016, is working to create a new banking experience, one that is more diverse, open and fair.

Moderator
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →

Speakers
avatar for Antony Jenkins

Antony Jenkins

Founder & Executive Chair, 10x Banking
Antony Jenkins is Founder and Executive Chairman of 10x Future Technologies, a company that promises to redefine how banks operate and engage with consumers. Antony’s focus on driving innovation in the digital economy also extends to his role as Group Chairman of Currencies Direct... Read More →


Tuesday October 23, 2018 1:50pm - 2:10pm
Discovery Den at Expo Hall, Level 2

1:50pm

Self-Driving Money
Incumbent financial firms will tell you the future is already here, but Wealthfront sees things differently. They'll tell you we've only scratched the surface on automating financial services. What if we could build a future where your money is on autopilot, always optimized and automated for your best financial outcome? Dan Carroll, Wealthfront's co-founder, will share what they've already built to enable that vision and preview exciting new developments on the horizon.

Speakers
avatar for Dan Carroll

Dan Carroll

Co-Founder & Chief Strategy Officer, Wealthfront
Dan Carroll and fellow co-founder Andy Rachleff launched Wealthfront in 2011 after realizing they both shared a mission -- to democratize access to sophisticated financial advice -- and agreed that software was the best medium to unlock great investing for everyone. Today, the space... Read More →


Tuesday October 23, 2018 1:50pm - 2:10pm
The Avant-Garde at Expo Hall, Level 2

1:50pm

Untapped SMB Opportunities: Where is the Data Leading Us?
Are the operating capital needs of certain types of small businesses unduly underserved? This session reveals new research that identifies the most untapped opportunities in small business financing. Indeed, methods for lending to SMBs have remained virtually unchanged since the 1950s. Traditional measurements of assessing personal credit scores, debt utilization and collateral may have worked well in the past, but there are still countless numbers of small businesses not considered creditworthy by traditional underwriting methods. Our experts explore how big data and more flexible underwriting models can provide a clearer picture of financial health (or risk) and help lenders close the gap for the most neglected SMBs.

Moderator
avatar for Karen Gordon Mills

Karen Gordon Mills

23rd Administrator of the Small Business Administration & Senior Fellow, Harvard Business School
Karen Mills is a Senior Fellow at the Harvard Business School, focusing on U.S. competitiveness, small business and entrepreneurship, and innovation. She served in President Barack Obama's Cabinet as the Administrator of the U.S. Small Business Administration from 2009 to 2013. Karen’s... Read More →

Speakers
avatar for Gina Taylor Cotter

Gina Taylor Cotter

SVP & GM, Global Commercial Financing, American Express
Gina Taylor is the General Manager of Global Commercial Financing for Global Commercial Payments. Gina has amassed tremendous experience in her more than 20 years with American Express, specializing in areas such as customer acquisition, product management, risk management and strategy... Read More →
avatar for Eyal Lifshitz

Eyal Lifshitz

CEO & Founder, BlueVine
Eyal Lifshitz is the founder and CEO of BlueVine, a fintech startup that offers working capital financing to small and medium-sized businesses. As a third generation small-business entrepreneur, he is passionate about helping small businesses grow and prosper. Before BlueVine, Eyal... Read More →
avatar for Sebastian Rymarz

Sebastian Rymarz

Chief Business Officer, Fundbox
Sebastian Rymarz, Chief Business Officer As the Chief Business Officer, Sebastian oversees sales, marketing, business and corporate development. An early U.S. hire, he brings rich experience in financial services and credit risk management. Prior to Fundbox, he was VP at TPG Special... Read More →
avatar for Shivani Siroya

Shivani Siroya

Founder & CEO, Tala
Shivani Siroya is the founder and CEO of Tala, a leading mobile technology and data science company committed to expanding financial access, choice, and control for underserved consumers. Tala’s smartphone app provides instant credit scoring, lending, and other personalized financial... Read More →


Tuesday October 23, 2018 1:50pm - 2:30pm
Future Forum at Bellini Ballroom, Level 2

1:50pm

Wall Street 2.0: Will Blockchain Revolutionize Global Finance?
The role of blockchain tech in finance is not just a future consideration. In financial markets around the globe, there are real projects underway where crypto tokens and distributed ledger technology are redefining in tangible ways how startups raise capital, investors take equity ownership and capital markets function. Our panel of international experts help make sense of it all, from ICOs to security tokens and decentralized exchanges, and take an informed look at the future of finance as enabled by emerging tech.

Moderator
avatar for J. Dax Hansen

J. Dax Hansen

Partner, Perkins Coie
J. Dax Hansen focuses his practice on IT, payments and international business transactions, including mobile financial services and m-commerce, online business, software and technology licensing, blockchains and decentralized virtual currencies and Japan business transactions. Dax... Read More →

Speakers
avatar for Igor Denisov

Igor Denisov

Head of Strategy & Business Development, Polymath
Igor is the Head of Business Development at Polymath Inc., the securities token platform that has developed a decentralized protocol  for the origination of digital securities. Igor oversees key strategic initiatives, capital markets relationships, and industry partnerships as Polymath... Read More →
avatar for Olga Feldmeier

Olga Feldmeier

CEO, Smart Valor
Olga Feldmeier is CEO of SMART VALOR, a Swiss-based blockchain start-up building a decentralized marketplace for tokenized alternative investments. Olga has extensive experience working in the banking and financial services sector for global brands such as Barclays Capital, UBS Wealth... Read More →
avatar for Dan Morehead

Dan Morehead

Chairman, Bitstamp & CEO, Pantera Capital
Dan founded Pantera Capital in 2003 – managing a billion dollars in hedge fund strategies. He previously served as Head of Macro Trading and CFO at Tiger Management with Julian Robertson. Dan began his career as a Collateralized Mortgage Obligation trader at Goldman Sachs. Dan graduated... Read More →
avatar for Jennifer Peve

Jennifer Peve

Managing Director, Business Development & Fintech Strategy, The Depository Trust & Clearing Corporation (DTCC)
Jennifer Peve is the Managing Director of Business Development and Fintech Strategy for The Depository Trust & Clearing Corporation (DTCC). Within this role, she is responsible for defining the firm’s strategy for new and emerging technology innovation, leading efforts related to... Read More →


Tuesday October 23, 2018 1:50pm - 2:30pm
Cyber Dome at Murano Ballroom, Level 3

1:50pm

Next-Level Digital Gifting: Enhancing the Customer Experience
As the role of the customer becomes increasingly more complex, there is a complete re-imagination of shopping experiences underway. With the depth of data and behavior insights now available, core retail experiences are fundamentally changing. Top e-commerce brand leaders weigh in on how they are creating new digital gifting and commerce strategies to appeal to their customers and build compelling relationships. Tap into conversational commerce, engaging experiences, unique data, personalized marketing and an opportunity to build a deeper connection between your brand and your customers.

Moderator
avatar for Monika Kochhar

Monika Kochhar

CEO & Co-Founder, SmartGift
Bio coming soon

Speakers
avatar for Jude Reter

Jude Reter

VP Digital Experiences, EXPRESS
Jude Reter is the Vice President of Digital Experiences at Express. He leads a multi-disciplinary team of Product, User Experience, Design and Engineering experts who are redefining personal experiences online, in store, and across all digital touch points. With the Express customer... Read More →
avatar for Amit Shah

Amit Shah

Chief Marketing Officer, 1-800-FLOWERS
Bio coming soon
avatar for Nicola Thompson

Nicola Thompson

Global Trading Director, ASOS
Nicola Thompson is the Global Trading Director at ASOS.Com, one of the world’s leading online fashion destinations for 20somethings. She is a Senior Commercial leader, experienced in creating and executing global market strategies in high growth businesses. She has 20+ years experience... Read More →


Tuesday October 23, 2018 1:50pm - 2:30pm
Wavemakers at Lido Ballroom, Level 3

1:50pm

Hey Payments Innovators, The Customer is Always Right
Customers go on ‘shopping trips’, not ‘payment trips’. But sometimes advances in payments can make shopping a better experience. Retailers are excited by new innovations that are rapidly coming to market and they are moving forward with customer needs and business objectives at the forefront. Gain perspective from leaders of major retailers on real-world considerations for prioritizing, adopting and deploying new payments technology.

Moderator
avatar for John Drechny

John Drechny

President, Merchant Advisory Group
John recently joined the Merchant Advisory Group as President, with responsibilities for strategic planning as well as advocating the merchant’s perspective in the payment eco-system.Prior to joining the Merchant Advisory Group, John enjoyed a 20 year career at Walmart holding various... Read More →

Speakers
avatar for Kenneth Grogan

Kenneth Grogan

Director, Treasury Services, Wakefern
Ken is a Finance professional with over 30 years’ experience in Treasury/Payments. Ken joined Wakefern Food Corp. in July 2007 as Manager of Treasury Services and was promoted to Director in 2015. Prior to joining Wakefern Ken had a successful 20 year career on Wall Street working... Read More →
avatar for Jamie Henry

Jamie Henry

VP Emerging Payments, Walmart
Jamie is an enthusiastic, energetic and experienced executive that enjoys working from initial concept to fully developed initiatives launched to market. Jamie’s professional experience spans several disciplines, including product & business strategy, new business development, finance... Read More →
avatar for Dee O'Malley

Dee O'Malley

VP, Financial Services, Best Buy
Dee O'Malley is Vice President, Financial Services for Best Buy. In her current role, she provides payment strategies, solutions, and programs to the Best Buy Enterprise as well as actively advocating the merchant position in the payments industry. She is responsible for the My Best... Read More →
avatar for Bryan Penny

Bryan Penny

VP Payments & New Markets, Nordstrom
Bryan Penny is currently Vice President, Payment and New Markets for Nordstrom, supporting the all Payments functions companywide, as well as the launch of our credit card offerings in Puerto Rico and Canada. Bryan is also a member of the Board of Directors of Merchant Advisory Group... Read More →


Tuesday October 23, 2018 1:50pm - 2:30pm
The Vault at Titian Ballroom, Level 2

2:00pm

Money20/20 Meetup: People Power
Are you struggling to recruit and retain top talent? The skills gap is a challenge that all companies have to navigate. Compounding the issue is what experts call “full employment” in the U.S. It’s imperative for financial technology companies to understand how to compete for and attract the best talent. Join us for a discussion about how staffing challenges and developing strategies to fill the open roles in your organization.

Speakers
avatar for Mike Higgins

Mike Higgins

Senior Manager, Global Talent Acquisition, PayPal
Mike is a proven talent acquisition leader with over fifteen years of experience and a focus on strong business partnerships to help create the right talent strategy to enable organizations to meet their goals.  His team is responsible for US PayPal hiring in the engineering, product... Read More →
avatar for Meghna Singh

Meghna Singh

Senior Product Manager, Consumer Financial Services, PayPal
Meghna is a seasoned product leader at PayPal. As part of the Consumer Financial Services product group, she is focused on building simple, easy and affordable solutions for the financially underserved. In her career as a product manager she has built and launched several products... Read More →


Tuesday October 23, 2018 2:00pm - 2:40pm
Connections at The PayPal Lounge at Expo Hall, Level 2

2:10pm

Fintech 2.0: Collaboration + Innovation = Celebration!
Deutsche Bank and Modo, a payments technology start-up, are celebrating a recently announced partnership that will expand the bank's payments business to fast-growing non-bank platforms, with a focus on mobile wallets and peer-to-peer networks. Indeed, strategic partnerships are a crucial element to address changing demands in an evolving payments landscape. But how can traditional banking providers and emerging fintech startups best collaborate? Hear new details on their combined capabilities and lessons learned on how to implement effective bank and fintech partnerships.

Moderator
avatar for Shannon Rosic

Shannon Rosic

Director of Multimedia, MEDICI
Shannon Rosic is the Director of Multimedia at MEDICI, where she manages video, creative projects and marketing efforts. She is best known for pioneering ways of integrating fintech platforms with video through custom story-telling. Prior to joining MEDICI, Shannon spent five years... Read More →

Speakers
avatar for Bruce Parker

Bruce Parker

Founder & CEO, Modo
Bruce Parker is a self-declared #paymentsgeek and has been a visionary and strategist for some of the largest and most innovative (according to them) payments technology companies in the world. Bruce has created new products, built partnerships and shaped strategy that has moved the... Read More →
avatar for Rick Striano

Rick Striano

Managing Director, Digital Product Development, Deutsche Bank
Rick Striano is a Managing Director at Deutsche Bank, where oversees Digital Product Development within the Bank’s Global Cash Management practice. Based in Frankfurt, Rick and his team are responsible for identifying transformational opportunities, and driving them through proof... Read More →


Tuesday October 23, 2018 2:10pm - 2:30pm
Discovery Den at Expo Hall, Level 2

2:10pm

Transparency & Certainty Put the Member in the Driver's Seat
Do you know the best time to refinance your mortgage? Your student loan? Or the best lender to use for these services? Most of us do not. Credit Karma CEO Ken believes that within just a few years, computers will help optimize and execute these financial decisions for us. Lin sheds light on the revolutionary opportunities and the key questions. Will cyber risks derail consumer trust and hinder the rise of autonomous finance? Or will advanced data science enable the masses to benefit from the type of specialized financial advice and services previously only available to the super rich?

Speakers
avatar for Ken Lin

Ken Lin

Founder & CEO, Credit Karma
Kenneth started Credit Karma in 2007 to offer free credit scores and bring transparency and simplicity to the credit industry – an industry that was built around and had long prioritized banks above consumers. He has guided the company from a small team of three to a team of several... Read More →


Tuesday October 23, 2018 2:10pm - 2:30pm
The Avant-Garde at Expo Hall, Level 2

2:30pm

Building for the Future of Consumer Finance in Hyper-Growth
The consumer finance industry is on the brink of a revolution powered by digital technology, and banks must act strategically to overcome customer inertia with advanced digital capabilities and products that ultimately meet changing consumer demands. Over two years after launching as a single product offering, Marcus by Goldman Sachs® is now a multi-product platform that has grown faster than most in the industry. With the acquisition of Clarity Money in April of this year and the launch of Marcus in the UK, Marcus continues to stand out as a hyper-growth company looking for hyper-growth acquisitions and talent to help the business benefit more consumers. Omer Ismail, chief commercial officer of Marcus, shares where the business is headed and the talent and partnerships they’re looking to add to help get them there.

Moderator
avatar for Julia La Roche

Julia La Roche

Senior Writer, Yahoo Finance
Bio coming soon.

Speakers
avatar for Omer Ismail

Omer Ismail

Chief Commercial Officer, Marcus by Goldman Sachs, Goldman Sachs
Bio coming soon.


Tuesday October 23, 2018 2:30pm - 2:50pm
Discovery Den at Expo Hall, Level 2

2:30pm

Fintech Insider Live
Brought to you by our friends at BBVA, catch exclusive Fintech Insider podcast recording in front of a live audience. Your hosts Sam Maule, Simon Taylor and Sarah Kocianski welcome very special guests to take an irreverent and uncensored look at the biggest stories of the last week from Money20/20 USA and around the world.

Moderator
avatar for Sarah Kocianski

Sarah Kocianski

Principal Research Analyst, 11:FS
Sarah is Principal Research Analyst at 11:FS. Sarah generates insightful research on subject areas across the finance and tech industries, and creates engaging reports on the 11:FS Pulse platform. She is also a regular host on the 11:FS podcasts FinTech Insider, Blockchain Insider... Read More →
avatar for Sam Maule

Sam Maule

Managing Partner, North America, 11:FS
Sam is Managing Partner North America for 11:FS. Sam previously led the Digital and FinTech Practice at NTT Data Consulting focusing on both the Financial Service and Insurance market. He has over twenty years of experience working in the payments, mobile, and banking space across... Read More →
avatar for Simon Taylor

Simon Taylor

Co-Founder & Blockchain Practice Lead, 11:FS
Bio coming soon

Speakers
avatar for Mark Heimbouch

Mark Heimbouch

Chief Operating Officer, Worldpay
Since January 2018, Mark has served as Worldpay’s Chief Operating Officer leading the centralized technology infrastructure, technology development, and security and operations teams. He acted as COO at Vantiv from April 2016, previously serving as CFO from 2009-2016. As CFO, Mark... Read More →
avatar for Shannon Johnson

Shannon Johnson

Group President, Financial Institutions, Cardlytics
Shannon Johnson is the Group President, Financial Institutions at Cardlytics where she oversees the strategy and execution of growing Cardlytics’ bank partnerships. From May 2013 to January 2018, Shannon was SVP and Head of Consumer Direct Lending, following Consumer Deposits and... Read More →
avatar for Courtney Kelso

Courtney Kelso

SVP Global Charge, Co-Brand, Loyalty & Consulting, American Express
Courtney Kelso Senior Vice President, Global Charge, Co-Brand, Loyalty, and Consulting Global Commercial Payments Courtney Kelso is the Senior Vice President of Global Charge, Co-Brand, Loyalty, and Consulting within American Express’ Global Commercial Services division. In this... Read More →
avatar for Ken Lin

Ken Lin

Founder & CEO, Credit Karma
Kenneth started Credit Karma in 2007 to offer free credit scores and bring transparency and simplicity to the credit industry – an industry that was built around and had long prioritized banks above consumers. He has guided the company from a small team of three to a team of several... Read More →
avatar for Matt Loos

Matt Loos

Senior Product Manager, Global Wholesale Payments, JPMorgan Chase
Matt Loos is the Senior Product Manager for Global Wholesale Payments in Treasury Services. He is the business lead for the product build out of innovative client payment solutions and constructing a stable payment infrastructure to meet the demands of the changing global payment... Read More →
avatar for Samant Nagpal

Samant Nagpal

Global Head of Business Payment Products, Amazon
Samant Nagpal is the Global Head of Business Payment Products at Amazon. Samant leads financial institutions partnerships/alliances and is responsible for development and management of B2B credit and payment products in partnership with financial institutions. Samant has over 16 years... Read More →
avatar for Ian Ormerod

Ian Ormerod

Head of New Digital Business, BBVA
Senior executive with 25 years progressive experience within the banking and insurance sectors combined with an entrepreneurial instinct which has also led to the creation of two successful businesses. A rounded, charismatic and intelligent leader with a successful track record in... Read More →


Tuesday October 23, 2018 2:30pm - 3:30pm
Leadership Loft at Upper Lobby, Level 2
  • Format Bio coming soon

2:40pm

The Looming Recession: Survive, Thrive or Die
Are you ready for a recession? In this session, Frank Rotman and Sasha Orloff tell you who the probable winners and losers are, and what steps lenders can take to prepare today. Rotman, Capital One's original chief credit officer and co-founder of QED Investors, talks managing portfolios through credit cycles. Orloff, co-founder and CEO of LendUp and a former Citibank executive, provides an insider’s look at how his company has been preparing for the next recession since day one and what he's learned working at both ends of the credit spectrum.

Moderator
avatar for Julie VerHage

Julie VerHage

Reporter, Bloomberg
Julie Verhage covers financial technology for Bloomberg’s Venture Capital team. Her stories have ranged from a Businessweek feature on Robinhood’s foray into crypto to breaking the news that Goldman Sachs was acquiring Clarity Money. When not working on her next story, you can... Read More →

Speakers
avatar for Sasha Orloff

Sasha Orloff

CEO & Co-Founder, LendUp
Sasha Orloff is CEO and co-founder of LendUp, a fintech company redefining financial services for the half of Americans shut out of mainstream financial services due to poor or thin credit. Prior to founding LendUp, Orloff held roles in risk management, finance, online acquisitions... Read More →
avatar for Frank Rotman

Frank Rotman

Founding Partner, QED Investors
Frank Rotman is a founding partner of QED Investors. His investments are focused on financial services and financial technology companies that are credit oriented or have data analytics foundations at their core. His portfolio of 20+ investments includes many of the emerging next-generation... Read More →


Tuesday October 23, 2018 2:40pm - 3:10pm
Future Forum at Bellini Ballroom, Level 2

2:40pm

Digital Opportunities for Cross-Border Inter-Bank Transactions
Demand for cross-border trade is increasing and, along with it, the expectation of low-cost, real-time movement of money. This challenge has spawned collaborative projects between central banks, banks and corporates across the world--including Project Ubin in Singapore and Project Jasper in Canada--to explore how blockchain and a wholesale sovereign digital currency can power cross-border transactions. This panel brings representatives from the team--the Monetary Authority of Singapore, the Bank of Canada, the Bank of England, and HSBC--to discuss their conclusions and the emerging opportunities.

Moderator
avatar for Robert Ruark

Robert Ruark

Principal, Financial Services, KPMG
Bob is part of KPMG Strategy and a professional services veteran with deep advisory services expertise and over 25 years of industry expertise in payments, fintech, and banking. He has specific industry knowledge in card processing, card issuing, retail and commercial banking, global... Read More →

Speakers
avatar for Craig Ramsay

Craig Ramsay

Global Innovation Lead for Global Liquidity & Cash Management, HSBC
Craig joined HSBC in 2014 and is Global Innovation Lead for Global Liquidity and Cash Management. In this capacity, his role is focused on identifying new opportunities for HSBC to leverage technology from the Fintech community and deliver value to HSBC’s corporate clients. His... Read More →
avatar for Wee Kee Toh

Wee Kee Toh

Assistant Director, Fintech & Innovation Group, Monetary Authority of Singapore (MAS)
Wee Kee is an Assistant Director in the FinTech and Innovation Group (FTIG) of the Monetary Authority of Singapore (MAS). He leads Project Ubin, an industry collaborative project which explores the use of Distributed Ledger Technology for clearing and settlement of payments and securities... Read More →
avatar for André Usche

André Usche

Senior Analyst, Bank of Canada
André Usche is a Senior Analyst in the Financial Stability Department of the Bank of Canada. In this role, he oversees designated Canadian and international payments systems and provides policy advice for Canada’s large-scale payments Modernization program. He is a designee of... Read More →


Tuesday October 23, 2018 2:40pm - 3:10pm
Cyber Dome at Murano Ballroom, Level 3

2:40pm

How Emerging Tech Can Drive World-Class Customer Experiences
A truly differentiated customer experience should feel almost like magic, but behind the scenes of those magical moments is real blocking and tackling. Increasingly, the best players are using emerging technologies to support that delivery, whether through natural language processing in a call center, analytics to support extreme personalization, or automation of customer and employee tasks. Join McKinsey's Dan Stephens and Bob Lord, Chief Digital Officer at IBM, as they discuss the role that emerging technologies can play to enable differentiated, magical experiences.

Moderator
avatar for Dan Stephens

Dan Stephens

Partner, McKinsey & Company
Daniel Stephens is a Partner in McKinsey's Washington, DC, office and co-leads the Firm's Financial Institutions Customer Experience practice globally. He focuses his client work on helping FIs to improve customer delivery through operational, design and technological levers. He holds... Read More →

Speakers
avatar for Bob Lord

Bob Lord

Chief Digital Officer, IBM
Bob Lord is IBM's first Chief Digital Officer, where he is missioned with unleashing IBM to empower the world – giving business leaders, developers, startups and business partners an unparalleled experience with IBM’s products and services. Bob leads the company’s Digital Strategy... Read More →


Tuesday October 23, 2018 2:40pm - 3:10pm
Wavemakers at Lido Ballroom, Level 3

2:40pm

Up, Up & Away: ISOs, ISVs & the Future of PayFacs
The payment facilitator ecosystem is growing exponentially and it is estimated that facilitators will generate more than half a trillion dollars in gross payment volume by 2021, representing $4.4 billion of net revenue. This panel provides an insider’s look at one of the hottest trends in payments. Learn how ISO business models are changing and how SaaS companies are driving revenue and increasing their valuations by integrating payments into their software platforms.

Moderator
avatar for Beth Horowitz Steel

Beth Horowitz Steel

Partner, Glenbrook Partners
Beth Horowitz Steel is a transformational business leader who passionately pursues innovation and change. She has developed new products, created successful partnerships and driven technology and marketing innovation throughout her career. She is a self-professed B2B2C product marketer... Read More →

Speakers
avatar for Todd Ablowitz

Todd Ablowitz

CEO & Founder, Infinicept
Todd Ablowitz is a recognized and respected industry leader with nearly 20 years of experience working for the acquiring and payments industry's top brands. In 2008, he launched Double Diamond Group (DDG) to help companies all over the world solve their most critical business challenges... Read More →
avatar for Matt Doka

Matt Doka

Co-Founder, Head of Business Development & CTO, Fivestars
Matt is the CTO and Co-Founder of Fivestars, a venture-backed startup building a consumer identity and payments platform that personalizes commerce in the real world by harnessing the power of big data, predictive analytics, and cloud-based marketing automation. Fivestars is the fastest... Read More →
avatar for Kasturi Mudulodu

Kasturi Mudulodu

VP Product Management, Core Payments, YapStone
Kasturi Mudulodu is responsible for YapStone’s Core Payments product strategy and roadmap, with a focus on the company’s fraud and risk management capabilities. She comes to YapStone with over a decade of experience in the payments industry. Most recently, Kasturi served as VP... Read More →


Tuesday October 23, 2018 2:40pm - 3:10pm
The Vault at Titian Ballroom, Level 2

2:40pm

Digital Identity & Payments Collide!
Whether it’s paying for goods and services or getting our paycheck, the internet is changing the way individuals and businesses transact. But the traditional banking system still must overcome a significant shortcoming. Billions of people, both in the US and around the world, lack proper identifying documentation and are thus unable to participate in the global economy. Learn how globaliD and Dwolla have partnered to provide a portable identity and payments solution that addresses this fundamental challenge and helps enable a more inclusive financial system.

Moderator
avatar for Brendan Miller

Brendan Miller

Principal Analyst, Forrester
Brendan Miller PRINCIPAL ANALYST SERVING EBUSINESS & CHANNEL STRATEGY PROFESSIONALS Find Brendan on: Read Brendan's blog posts Brendan serves digital business professionals. His research focuses on retail digital transformation, consumer insights, payments, and eCommerce trends in... Read More →

Speakers
avatar for Greg Kidd

Greg Kidd

Co-Founder & CEO, globaliD
Greg Kidd is a firm believer that one’s identity credentials should be truly portable and owned by individuals themselves rather than corporations or governments. The trade-off between security and privacy can meet the needs of both traditional institutions worried about compliance... Read More →
avatar for Ben Milne

Ben Milne

Founder & CEO, Dwolla
Ben Milne is founder and CEO of Dwolla, the ideal platform to move money. Under Milne’s leadership, Dwolla has grown to serve fast growing technology companies throughout the country, powering billions of dollars in commerce annually. Dwolla has been recognized by Fast Company as... Read More →


Tuesday October 23, 2018 2:40pm - 3:10pm
The Avant-Garde at Expo Hall, Level 2

2:50pm

Trigger an Avalanche: Digital Lending Platform Strategies
In order to compete in today’s technology-driven market, financial institutions need end-to-end mobile capabilities to compete with the growing competition from upstart challenger banks. In this session, HSBC makes a groundbreaking announcement and discusses strategy to digitize their retail bank. HSBC reveals the various options the company considered and why it ultimately chose to partner with this leading fintech to leverage the company’s digital lending platform, the reduced time to market provided compared to an internal build solution and the added layer of intelligence the partnership provides HSBC.

Moderator
avatar for Tanaya Macheel

Tanaya Macheel

Reporter, Cheddar
Tanaya is a reporter at Cheddar covering the modernization of money and financial services, including cryptocurrency and its underlying blockchain technology, digital banking and online lending and investing startups. She joined Cheddar in June 2018 having covered the rise of the... Read More →

Speakers
avatar for Al Goldstein

Al Goldstein

Founder & CEO, Avant
Al Goldstein is the Founder & CEO of Avant, the leading provider of credit alternatives to middle income consumers in the US. Avant also offers its technology solutions to large financial institutions via its Powered by Avant global technology solution to offer an innovative digital... Read More →
avatar for Pablo Sanchez

Pablo Sanchez

Head of Retail Banking & Wealth Management, HSBC USA
Pablo Sanchez is the Head of Retail Banking and Wealth Management (RBWM) for the US and Canada at HSBC. In this role, he leads the RBWM business, including Mortgage and Insurance, in the US and has oversight of the same business in Canada. Sanchez also serves on the HSBC US executive... Read More →


Tuesday October 23, 2018 2:50pm - 3:10pm
Discovery Den at Expo Hall, Level 2

3:10pm

Banks & Fintech Startups: Do They Need Each Other?
Moderator
avatar for Anna Irrera

Anna Irrera

Fintech Correspondent, Reuters
Anna Irrera is a correspondent at Reuters in New York where she covers the financial technology sector and technology related developments at some of the world’s largest financial institutions. In her role she works on stories on topics at the intersection of Wall Street and Silicon... Read More →

Speakers
avatar for John Stecher

John Stecher

Managing Director & Chief Innovation Officer, Barclays
John Stecher is a Managing Director and the Chief Innovation Officer of Barclays, based in New York. He is a member of the Barclays Technology Management Committee. John is accountable for developing new strategies, business opportunities, and product capabilities across all lines... Read More →
avatar for Jon Zanoff

Jon Zanoff

Managing Director, Techstars
As Managing Director, Jon Zanoff leads the Barclays Accelerator Powered by Techstars program in New York. Often dubbed the “Mayor of FinTech,” Zanoff has spent 15 years galvanizing the FinTech community in the States. He founded the largest FinTech meetups in the country under... Read More →


Tuesday October 23, 2018 3:10pm - 3:30pm
Discovery Den at Expo Hall, Level 2

3:20pm

What You Don't Know About Gen Z: Surprising New Research
While most marketers in the consumer banking space remain focused on Millennials, there's a new and fast-emerging wave of consumers already beginning to research which banks they'd prefer to embark on lifelong relationships with. This new cohort, Gen Z, has more banking options than ever. Born after 1996--the oldest of whom are graduating college--Gen Z are different from Millennials in many respects, both in terms of their values and in the life-defining events that shaped who they are. In this session, UNiDAYS reveals surprising new research insights on how your youngest customers interact with their finances.

Speakers
avatar for Josh Rathour

Josh Rathour

CEO & Founder, UNiDAYS
Josh Rathour is the founder and CEO of UNiDAYS. Before starting UNiDAYS in 2011, Josh worked as a commercial real estate agent, while learning everything he could about online verification and shopping apps. Under his leadership and vision, UNiDAYS has grown into the world’s leading... Read More →


Tuesday October 23, 2018 3:20pm - 3:40pm
The Avant-Garde at Expo Hall, Level 2

3:20pm

The Next Wave of Innovation in Online Small Business Lending
What does the future hold for online small business lending? This industry that launched with explosive growth has experienced a shakeout as it has matured over the last decade. Fintech startups have established online technology platforms and created scalable and cost-efficient solutions to extend credit to a consistently underserved part of the market, but now a new era looms. Join Noah Breslow, CEO of OnDeck, as he explores the next wave of innovation in products, services and delivery and reveals previously unannounced details on his company's future plans.

Moderator
avatar for Paula DeLaurentis

Paula DeLaurentis

Chief Retail Officer, Folio Investing
Paula DeLaurentis is an award winning senior executive who creates buzz and generates revenue by building dynamic strategies and executing plans for businesses, products, and services. As the Chief Retail Officer of Folio, Paula brings insight, passion and proven experience to Folio... Read More →

Speakers
avatar for Noah Breslow

Noah Breslow

CEO, OnDeck
Noah Breslow has served as OnDeck's Chief Executive Officer and Chairman of our board of directors since June 2012 and as our Chief Operating Officer from October 2011 to June 2012. Previously, Noah held many executive roles at OnDeck including Chief Product Officer (2009-2011), Senior... Read More →
avatar for Lakhbir Lamba

Lakhbir Lamba

EVP & Head of Retail Lending, PNC Bank
Lakhbir S. Lamba is executive vice president and head of Consumer Lending Products, Analytics & Portfolio Management (APM) and Asset Resolution (ART) for The PNC Financial Services Group.In Consumer Lending, Lamba oversees auto, credit card, home equity and business lending products... Read More →


Tuesday October 23, 2018 3:20pm - 3:50pm
Future Forum at Bellini Ballroom, Level 2

3:20pm

How Blockchain Tech is Revolutionizing Loyalty & Advertising
Blockchain can create unique business opportunities and solve real problems for loyalty programs, including reducing costs and friction and increasing security. Similarly, blockchain is revolutionizing the digital advertising supply chain, enabling new monetization models and providing an immutable record of digital ad impressions served. In this discussion, experts from American Express, Hyperledger and GABBCON share some of the innovative ways they are applying blockchain technology to their loyalty and advertising programs.

Moderator
avatar for Brian Behlendorf

Brian Behlendorf

Executive Director, Hyperledger, The Linux Foundation
Brian Behlendorf is the Executive Director of Hyperledger Project. Behlendorf was a primary developer of the Apache Web server, the most popular web server software on the Internet, and a founding member of the Apache Software Foun- dation. He has also served on the board of the Mozilla... Read More →

Speakers
avatar for Aimee Cardwell

Aimee Cardwell

VP Consumer Product Development, American Express
Aimee Cardwell is a Vice President in the Technology organization at American Express, where she oversees Consumer Product Development. In this capacity, she leads the delivery of technical solutions for the Global Consumer Lending, Global Co-brand, and Global Premium Products and... Read More →
avatar for Chris Cracchiolo

Chris Cracchiolo

VP Global Membership Rewards, American Express
Chris Cracchiolo is Vice President of Global Membership Rewards at American Express. In this role, Chris is responsible for overseeing the end-to-end Membership Rewards loyalty program, including customer insights and engagement, pricing and governance, as well as the management of... Read More →
avatar for Gabe Greenberg

Gabe Greenberg

Co-Founder & CEO, GABBCON
Gabe Greenberg is a 20+ year media sales and marketing veteran. He has spent the last 2 years helping several companies in the blockchain space navigate the market, position themselves for growth or test and learn with a variety of projects in supply chain and media. Greenberg is... Read More →


Tuesday October 23, 2018 3:20pm - 3:50pm
Cyber Dome at Murano Ballroom, Level 3

3:20pm

How Tech Can Lyft Everyday Life for Priceless Brand Loyalty
Join Sherri Haymond, Executive Vice President, Digital Partnerships of Mastercard, and David Baga, Chief Business Officer of Lyft, as they take a deep dive into how technology is reshaping aspects of everyday life. Starting with how people live and work and how businesses engage with consumers and employees in the digital economy, they look at opportunities to enhance brand loyalty on both sides of the ecosystem and delivering solutions to enhance the digitally enabled lifestyle. Don’t miss your ride on this one!

Moderator
avatar for Ashley C. Ford

Ashley C. Ford

Author, Podcast & TV Host
Ashley C. Ford lives in Brooklyn by way of Indiana. She is currently writing her memoir, Somebody's Daughter, which will be published by Flatiron Books under the imprint An Oprah Book. Ford hosts Brooklyn-based news & culture TV show (and podcast!), 112BK, and is working on a collection... Read More →

Speakers
avatar for David Baga

David Baga

Chief Business Officer, Lyft
David Baga is Lyft's Chief Business Officer, overseeing the fast-growing Lyft Business team. David joins Lyft after serving as Chief Revenue Officer at Rocket Lawyer for four years, during which he grew revenues from $2 million to over $40 million. Prior to Rocket Lawyer, David spent... Read More →
avatar for Sherri Haymond

Sherri Haymond

SVP & Group Head, Digital Payments & Labs, Mastercard
Sherri Haymond is the Executive Vice President of Digital Partnerships at Mastercard. In her role, she and her team are responsible for executing Mastercard’s strategy globally with North America-headquartered digital partners. Sherri’s team also leads Mastercard’s efforts to... Read More →


Tuesday October 23, 2018 3:20pm - 3:50pm
Wavemakers at Lido Ballroom, Level 3

3:20pm

Payments Interchange Fees: Ubiquitous Today, Replaced Tomorrow?
For nearly 50 years, interchange fees have been paid to the card-issuing bank by merchants to cover handling costs, fraud, bad debt and the risk involved in approving a payment. Interchange is the business model that funds a modern payments miracle--that a card issued by almost any bank can transact in milliseconds at almost any merchant. It also the source of much controversy, and our panel of experts will explore the key issues. Regulators in several countries have questioned the collective determination of interchange rates as potential price-fixing. Merchant groups in the U.S. claim that interchange fees are much higher than necessary and have taken legal action against the card networks. In the digital age, is there a better model? If so, how do we get there?

Moderator
avatar for Matt Harris

Matt Harris

Managing Director, Bain Capital Ventures
Matt started his investing career at Bain Capital private equity in 1995, having worked previously at Bain & Company, and attended Williams College, where he majored in political economy (with a minor in rugby). In 2000, Matt founded Village Ventures, which he ran for 12 years and... Read More →

Speakers
avatar for Omri Dahan

Omri Dahan

Chief Revenue Officer, Marqeta
Omri serves as Marqeta’s chief revenue officer and is accountable for the company’s growth and financial performance. After joining Marqeta’s early team, he helped pioneer the organization’s customer acquisition and growth strategies which, along with Marqeta’s award-winning... Read More →
avatar for Dan Van Dyke

Dan Van Dyke

Managing Analyst, BI Intelligence, Business Insider
Van Dyke is a Managing Analyst at Business Insider Intelligence. He leads the E-commerce and Payments verticals, which provide actionable insights on advancements in how value is stored, managed, transferred, and spent, for an audience of top banks, retailers, and commerce firms... Read More →
avatar for Jeff Shinder

Jeff Shinder

Managing Partner, Constantine Cannon
Jeffrey I. Shinder is the Managing Partner of Constantine Cannon’s New York office. Mr. Shinder specializes in antitrust counseling and litigation, and has expertise in numerous industries, including payment systems, banking, high technology, energy, airlines, telecommunications... Read More →


Tuesday October 23, 2018 3:20pm - 3:50pm
The Vault at Titian Ballroom, Level 2

3:30pm

Bank of America Takes Predictive Intelligence to New Heights
Accelerating a high-tech, high-touch approach to finances, Bank of America continues to make significant investments in new solutions and capabilities to advance the user experience and help make clients’ financial lives better. In this session, head of digital banking Michelle Moore and head of Merrill Edge Advisory David Poole provide an exclusive peek at their latest innovations, previewing how the bank plans to further blend the digital and physical worlds to create a better tomorrow.

Moderator
avatar for Jacob Jegher

Jacob Jegher

SVP Banking & Head of Strategy, Javelin Strategy & Research
Jacob Jegher is an experienced fintech executive and digital banking thought leader. He advises clients on emerging technologies and business strategies related to retail, small business, and corporate digital banking. Jacob provides strategic consulting to financial institutions... Read More →

Speakers
avatar for Michelle Moore

Michelle Moore

Head of Digital Banking, Bank of America
 Michelle Moore is Head of Digital Banking for Bank of America. In this role, she is responsible for developing and executing Bank of America’s mobile and online strategy, roadmap and transformation. She is focused on making banking more convenient for customers by delivering innovative... Read More →
avatar for David R. Poole

David R. Poole

Head of Merrill Edge Advisory, Client Services & Digital Capabilities, Bank of America
David R. Poole serves as Head of Merrill Edge Advisory, Client Services & Digital Capabilities in Bank of America Corporation's Consumer and Merrill Edge division. In this role, he and his leadership team work to ensure that Merrill Edge is providing an industry-leading client experience... Read More →


Tuesday October 23, 2018 3:30pm - 3:50pm
Discovery Den at Expo Hall, Level 2

3:50pm

Breaking News & Fintech Views Track: Chairperson's Remarks
Speakers
avatar for Chris Skinner

Chris Skinner

Author & Blogger, The Finanser
Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling books Digital Bank, ValueWeb and its new sequel Digital Human. He is Chair of the European networking forum The Financial Services... Read More →


Tuesday October 23, 2018 3:50pm - 4:00pm
Discovery Den at Expo Hall, Level 2

4:00pm

Session Opening
Speakers
avatar for Chloé James

Chloé James

Presenter, Sky News Australia & Group Media Director, RFi Group
Chloé James has over 13 years’ experience in banking and financial services across Australia, Asia, the UK, Canada and USA and is the Group Media Director and Editor of the Global Retail Banker, for global FS strategic insight partners, RFi Group. In 2016 Chloé joined Sky News... Read More →


Tuesday October 23, 2018 4:00pm - 4:05pm
Revolution Stage at Venetian Ballroom, Level 2

4:00pm

Return of the Planet of the APIs: The New Payments Ecosystem
In this session, Money20/20 returns to the The Planet of the APIs, a place where the traditional boundaries that once defined the payments landscape have been removed. For those living in a legacy world of siloed companies and slow-moving enterprises, APIs may sound like technology hocus-pocus. However, for companies founded in the digital age, APIs are more than just business as usual, they’re the foundation for exciting new possibilities. Learn from leading practitioners how to survive and thrive in a world where the APIs rule!

Moderator
avatar for Jordan McKee

Jordan McKee

Research Director, 451 Research
Jordan McKee is a Research Director for Customer Experience & Commerce, and also leads 451 Research’s coverage of the payments ecosystem. He focuses on digital transformation across the commerce value chain, with an emphasis on the major trends impacting payment networks, issuing... Read More →

Speakers
avatar for Nancy Gleason

Nancy Gleason

Vice President & Controller, Vineyard Vines
Nancy Gleason is Vice President & Controller of Vineyard Vines, LLC, reporting directly to the CFO. Nancy joined the company 7 years ago as Assistant Controller, with her previous experience having included work at a family office firm, where her practice focused on tax and business... Read More →
avatar for Mark Ranta

Mark Ranta

Director, Product Management, ACI Worldwide
The future of financial technology and where the digital banking revolution will take us is at the heart of what I read about, research, discuss, promote and debate. As a proud older millennial, my primary goal is to bring a fresh yet informed point of view to the discussion. It is... Read More →
avatar for Leo Rocco

Leo Rocco

SVP, Product Development & Engineering, FirstData
 Leo is a pioneer in mobile payments having started, GoPago, one of the first mobile payments/order ahead companies. There, he launched, most notably, the ability to order a coffee at Starbuck’s from a mobile phone and skip the line. He evolved the company into an omni-channel... Read More →
avatar for Anupam Sinha

Anupam Sinha

Managing Director, Citigroup
Anupam Sinha is the Global Head of domestic Payments and Receivables within Citi’s Treasury and Trade Solutions business. In this role he is responsible for formulating and executing business and product strategy for domestic Payments and Receivables product globally. Anupam has... Read More →


Tuesday October 23, 2018 4:00pm - 4:40pm
Leadership Loft at Upper Lobby, Level 2

4:00pm

2018 BBVA Open Talent: Finalist Presentations
Keep your eyes opened for the next disruption! With the winners the 10th edition of BBVA Open Talent—Cashaa, ChargeAfter, Cindicator, Dunforce, Sedicii and Taqanu—you can explore what's next in fintech. Connect, collaborate, get inspiration. In this session, see presentations from 5 of these great companies. On Wednesday morning, the overall winner presents on the main keynote stage!

Moderator
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is an expert with more than 20 years of experience in the areas of open innovation, fintech and digital transformation. As Head of Open Innovation at BBVA she works to connect and collaborate with fintechs for the purpose of accelerating the pace of innovation and digital... Read More →

Tuesday October 23, 2018 4:00pm - 4:40pm
Discovery Den at Expo Hall, Level 2

4:05pm

What’s the Next Phase for Crypto?
Is it time to move beyond the hype and get real about crypto? As 2017's crypto bull market captured the world's attention and sparked an investment gold rush, behind the scenes many were already thinking about how the underlying blockchain technology could drive a new wave of innovation and utility, and Coinbase was one of the early pioneers. Hear from two of the industry power players that the company has tapped to chart a future course focused on real applications. Asiff Hirji, President & COO at Coinbase, and Katie Haun, Coinbase board member and co-lead of the crypto fund at Andreessen Horowitz, will share their vision for crypto's next phase, from powering decentralized applications and Internet 3.0 to providing infrastructure for emerging economies.

Moderator
avatar for Robert Hackett

Robert Hackett

Senior Writer, Fortune
Robert Hackett is a senior writer at Fortune, a cofounding editor of Fortune's The Ledger, a franchise covering the intersection of finance and technology, and a cofounding chair of Brainstorm Finance, a Fortune conference taking place in Montauk next summer. He writes Cyber Saturday... Read More →

Speakers
avatar for Katie Haun

Katie Haun

General Partner, Andressen Horowitz
Katie Haun is a general partner. Previously, she spent a decade as a federal prosecutor with the U.S. Department of Justice where she focused on fraud, cyber, and corporate crime alongside agencies including the SEC, FBI, and Treasury. She created the government’s first cryptocurrency... Read More →
avatar for Asiff Hirji

Asiff Hirji

President & COO, Coinbase
Asiff Hirji is President and Chief Operating Officer of Coinbase. Mr. Hirji runs Coinbase day-to-day and is focused on scaling current businesses and launching new ones.Prior to Coinbase, Mr. Hirji was a Private Equity & Venture Capital Investor and Advisor. As an Operating Advisor... Read More →


Tuesday October 23, 2018 4:05pm - 4:25pm
Revolution Stage at Venetian Ballroom, Level 2

4:25pm

Augmented Intelligence: The Future of AI
As the Chief Digital Officer at Morgan Stanley, Naureen Hassan is one the rising stars building the next generation of wealth management solutions. Hear Naureen separate the signal from the noise on the future of financial advice, including role of artificial intelligence. Gain perspective on serving the rapidly changing needs of digital-first consumers, how the right combination of AI-powered technology and human advice--what Naureen calls Augmented Intelligence--is super-charging the advisor-client relationship.

Speakers
avatar for Naureen Hassan

Naureen Hassan

Chief Digital Officer, Wealth Management, Morgan Stanley
Naureen Hassan is the Chief Digital Officer for Morgan Stanley Wealth Management, responsible for the business’s digital strategy and delivery. This includes digital and social marketing to help advisors grow their practices, new digital investment products for advisors to use with... Read More →


Tuesday October 23, 2018 4:25pm - 4:45pm
Revolution Stage at Venetian Ballroom, Level 2

4:45pm

Meet Interstellar: Tokens as the New Format for Value
In 2014, on the Money20/20 stage, Adam Ludwin launched Chain and set out to lead the market for enterprise adoption of blockchain technology. That same year, Jed McCaleb founded Stellar, an open network that allows any currency or asset to be digitally issued, transferred, and exchanged over the internet. Now meet Interstellar, formed from the acquisition of Chain by Lightyear, Stellar's commercial arm. For the first time at a major industry event, hear Interstellar's co-founders share their vision for how assets of all kinds can be tokenized and transferred seamlessly over the internet. Learn how Interstellar seeks to accelerate the adoption of blockchain in the corporate world by providing enterprises--like Chain's clients Visa, Nasdaq and Citi--access to Stellar's public blockchain.

Moderator
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →

Speakers
avatar for Adam Ludwin

Adam Ludwin

Co-Founder & CEO, Interstellar
Adam Ludwin is the co-founder and CEO of Interstellar, which helps institutions leverage the Stellar network. Prior to Interstellar, Adam was the co-founder and CEO of Chain from 2014 until its acquisition by Lightyear in 2018. Prior to being a start-up operator, Adam was a VC with... Read More →
avatar for Jed McCaleb

Jed McCaleb

Co-Founder & CTO, Interstellar
Jed McCaleb is co-founder and CTO of Interstellar and a co-founder of Stellar Development Foundation. Previously, he created eDonkey2000 which became one of the largest file-sharing networks in its time. He later created Mt. Gox, the first bitcoin exchange, which was subsequently... Read More →


Tuesday October 23, 2018 4:45pm - 5:05pm
Revolution Stage at Venetian Ballroom, Level 2